Atlanta Postal Credit Union Covington GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Atlanta Postal, your trusted financial partner right here in Covington, GA. Located at 9130 Hwy 278 Ne, our branch has been serving our community since 1925, fostering strong relationships with over 107,829 members. With a solid foundation built on trust and reliability, we are committed to supporting your financial journey. At Atlanta Postal, we pride ourselves on being more than just a credit union; we are a part of your community. Our total assets of $2,381,583,630 reflect our dedication to providing you with the best financial services tailored to meet your needs. Whether you're looking for personal banking solutions, auto loans, or business banking options, we have something for everyone. Our leadership team is passionate about ensuring you receive exceptional service. Under the guidance of CEO Blake Graham and Board President David Disharoon, our skilled team of 310 employees is here to assist you every step of the way. We're proud to maintain a net worth of $332,659,353 and total deposits amounting to $87,489,122, demonstrating our stability and commitment to our members' success. While you can visit us at our Covington branch for all your banking needs complete with drive-thru services and ATMs official correspondence should be directed to our mailing address: 9130 US 278, Covington, GA 30014. Ready to take the next step towards achieving your financial goals? Give us a call at 404-768-4126 or explore more on our website here. Join us at Atlanta Postal today!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Atlanta Postal family. Experience firsthand the benefits that come with membership personalized service, competitive rates, and community support. Visit us today or check out our website at www.apcu.com for more information on how you can join and thrive with us!

Our Mission

At Atlanta Postal Credit Union, our mission is clear: to provide exceptional financial services while nurturing the communities we serve. We believe in empowering our members through education and support, helping them make informed decisions about their financial futures. Whether you are looking for auto loans, mortgages, or business banking solutions, we are here to guide you every step of the way. We take pride in being more than just a financial institution; we are part of your community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. We strive to create an inclusive environment where everyone feels welcome and valued. While members can visit us at 9130 Hwy 278 Ne, official correspondence should be sent to 9130 US 278, Covington, GA 30014 if needed. You can reach us at 404-768-4126 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM.

Our Story

Located at 9130 Hwy 278 Ne, our East Metro Flagship Branch stands as a testament to our commitment to excellence and service. With the support of our dedicated team, we have achieved total assets exceeding $2.38 billion, demonstrating our stability and reliability. Throughout the years, we have continuously adapted to meet the evolving needs of our members while maintaining a strong focus on community engagement. As we evolved, so did our offerings. From traditional savings accounts to modern online banking solutions, we've embraced technology while ensuring that personal service remains at the heart of what we do. Our branch not only provides essential banking services but also features convenient amenities like an ATM and drive-thru banking for added accessibility.

Branch Location & Accessibility

Convenient Access

Our location is designed with your needs in mind. Ample parking is available right outside the branch, making it easy for you to pop in for your banking needs. If you require assistance, our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 404-768-4126. Our friendly staff is here to help! While you can visit us at our Covington branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 9130 US 278, Covington, GA 30014. We invite you to stop by and experience the exceptional service that makes Atlanta Postal Credit Union a trusted choice for many in our community!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM, so you can come in during the week when it suits you best. For those who prefer drive-thru banking, we're also open on Saturdays from 9 AM to 1 PM, providing additional convenience for busy weekends.

Services Offered

At Atlanta Postal, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. If you're a member of a partner credit union, take advantage of our shared services for basic transactions as well.

Member Eligibility

At Atlanta Postal, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to become a member, it's easier than you might think! To qualify, you simply need to live, work, worship, or attend school in our local area, or have an immediate family member who is already a member. This means that whether you're new to the community or have deep roots here, there's a place for you with us. Plus, being part of Atlanta Postal comes with great benefits like lower fees and competitive loan rates. If you're interested in learning more about our eligibility criteria, feel free to check out the details at https://www.apcu.com/about-us/membership/ . Ready to open an account? The process is straightforward and welcoming! Just visit us at our branch located at 9130 Hwy 278 Ne Covington Ga 30014, or give us a call at (404) 768-4126 for assistance. Our friendly team is here to help guide you through every step of becoming a member. Embrace the opportunity to join Atlanta Postal and enjoy all the perks that come with being part of our community! For further information on opening an account, you can also explore https://content.apcu.com/loans .

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored to fit your needs. Imagine being able to accept payments easily, whether in-store or online. Our solutions simplify transactions, allowing you to focus on what you do best running your business. From point-of-sale systems to mobile payment options, we've got you covered. Ready to take your business to the next level? Visit us at 9130 Hwy 278 Ne Covington Ga 30014 in Covington, GA, or call us at (404) 768-4126 to learn more about how our business banking services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services make it simple and affordable. We provide competitive rates and flexible terms to suit your budget. Whether you're eyeing a brand-new car or a reliable used one, we're here to help you get behind the wheel with confidence.

Business Banking Services

If you're a business owner, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We know how important it is to keep things running smoothly, so we provide resources that help you succeed.

Convenient ATM and Drive-Thru Services

For those quick transactions, our branch offers convenient ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals without leaving your car. Plus, our shared service center allows members of partner credit unions to access basic transactions with ease. As you explore these services at Atlanta Postal, remember that we're committed to making banking easy and accessible for everyone in Covington, GA. To learn more about what we offer or if you're ready to open an account, please visit us online at apcu.com or give us a call at 404-768-4126. Your financial journey starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program is designed for members who want more from their spending. Earn points on everyday purchases that can be redeemed for exciting rewards. It's a great way to make your spending work for you!

Home Financing Options

For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing solutions have got you covered. We guide you through the process with straightforward advice and support, ensuring you find the best option for your situation.

Personal Banking Solutions

We understand that managing finances can be a challenge, which is why we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having instant access to your funds through our Online & Mobile Banking features. You can check your balance, transfer money, and even pay bills from the comfort of your home or on the go. Our members appreciate the convenience of accessing their accounts anytime, anywhere.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help ease financial burdens when they arise. From medical bills to home repairs, you can count on us for flexible lending solutions that fit into your life.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances should be easy and accessible. Our services let you track your spending in real time and give you the tools needed to stay on top of your budget. With just a few taps on your smartphone or clicks on your computer, you'll have complete control over your financial journey. Join us at Atlanta Postal today and discover how our digital and online banking services can simplify your life while keeping your information safe!

Key Features

We offer a variety of user-friendly features that cater to all your banking needs. E-statements are available for those who prefer a paperless option, giving you quick access to your account statements without the clutter. If you need to send money to friends or family, our person-to-person transfers make it hassle-free. You can also take advantage of mobile payments for an even quicker checkout experience at stores or online. Security is a top priority at Atlanta Postal. We provide electronic signature authorization for important documents, ensuring that your transactions are protected and verified. This way, you can feel confident knowing that your financial information is secure.

Financial Strength

Commitment to Growth

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $106,466 in used auto loans and a total of $1,678,421,082 in loans and leases.

Efficient Operations

Our operations reflect our dedication to efficiency, as shown by our $-9,264,469. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Approach

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts stand at 194,877, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments amounting to $442,684, we have the resources necessary to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 9130 Hwy 278 Ne Covington Ga 30014 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. We make it easy to drive away with the vehicle you want, whether it's new or pre-owned. Our flexible terms and quick approvals ensure you can hit the road without delay.

Credit Lines and Unsecured Loans

Need some extra cash for personal expenses? We offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit lines are designed to give you peace of mind knowing funds are available when you need them most. For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is here to work with you on finding the right financing solutions. At Atlanta Postal, we're not just about lending; we're about building relationships that last. Our experienced staff is ready to assist you through every step of the loan process, ensuring you have all the information necessary to make informed decisions. For more details or to start your application today, feel free to reach out at (404) 768-4126, visit us at 9130 Hwy 278 Ne Covington Ga 30014, or explore our website at https://www.apcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We provide personalized service and guidance throughout the process, ensuring you find the right mortgage solution for your situation. If you're considering refinancing, our team is ready to help explore eligibility options that could save you money.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures that users receive reliable and transparent information as they explore their options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to see all available options without influence from advertising. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users stay informed about current market conditions and find the best deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

ATLANTA POSTAL CREDIT UNION - Covington, GA

Type of Loan Offerings

Vehicle Loans