Atlanta Postal Credit Union Columbus GA | Best Auto Loans & Business Banking

Introduction

Welcome to Atlanta Postal, your trusted credit union located at 6270 Bradley Park Dr, Columbus, GA 31904. Since our establishment in 1925, we have been dedicated to serving our members with integrity and care. With a strong commitment to the community, we proudly serve over 107,829 members and manage assets totaling $2,381,583,630. At Atlanta Postal, we understand that every member's financial journey is unique. That's why we offer a range of services designed to meet your needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. Whether you're looking to finance a new car or save for the future, we're here to help you every step of the way. Under the leadership of our CEO, Blake Graham, and Board President, David Disharoon, our team of 310 dedicated employees works tirelessly to provide exceptional service. With total deposits amounting to $87,489,122 and a net worth of $332,659,353, we are well-positioned to support our members' financial goals. While members can visit us at our branch location for all their banking needs, we also offer various online services for added convenience. You can easily access your accounts through online and mobile banking platforms or reach out via phone at 404-768-4126. Join us today and experience the difference that comes with being a part of Atlanta Postal! For more information about membership or to explore our services further, visit us at www.apcu.com. We look forward to assisting you on your financial journey!

Branch History & Mission

Innovations and Accessibility

We understand the importance of modern conveniences, which is why we have embraced digital advancements to enhance your banking experience. From online banking and mobile payments to e-statements and electronic signatures, we are dedicated to making your banking as convenient as possible. Our branch also complies with ADA standards to ensure accessibility for all members. Our drive-thru service allows for quick transactions without having to leave your car, while our ATM availability ensures that you can access your funds whenever you need them. Plus, our shared service center means you can bank even when you're away from home.

Join Us

As we continue our journey into the future, we invite you to become part of the Atlanta Postal family. Experience firsthand how we combine traditional values with modern solutions tailored for your needs. Whether you're looking to open an account or need assistance with loans or mortgages, our dedicated team is here for you. Stop by during our operating hours from 8:30 AM to 5:00 PM Monday through Friday or give us a call at (404) 768-4126. Together, let's build a brighter financial future!

Our Mission

At Atlanta Postal, our mission is simple yet profound: to provide our members with exceptional financial services while fostering a sense of community and support. We believe that everyone deserves access to quality banking options, whether it's personal banking, auto loans, or business services. We also prioritize education, offering resources and guidance so that our members can make informed decisions about their finances. Our commitment extends beyond just banking. We actively engage in community outreach programs, partnering with local organizations to give back and support those in need. This is not just about transactions; it's about building relationships and ensuring that every member feels valued.

Branch Location & Accessibility

Convenient Access and Features

At our Columbus branch, you'll find ample parking and features designed with your comfort in mind, including ADA-compliant access and ramps for those who need them. If you're looking for quick service, take advantage of our drive-thru banking option for deposits and withdrawals without leaving your car. Plus, we offer ATM services for cash withdrawals and balance checks whenever you need them.

Explore Our Services

At Atlanta Postal Credit Union, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Whether you're looking to finance a new vehicle or simply want to manage your everyday banking efficiently through online and mobile options, we've got you covered. Ready to experience convenient banking? Feel free to call us at 404-768-4126 or drop by today! We look forward to welcoming you into our community-focused branch.

Operating Hours

We understand that life can get busy! That's why we're open from 8:30 AM to 5:00 PM Monday through Friday, ensuring that you have plenty of time to visit us after work or on your lunch break. Our staff is ready to provide personalized service tailored to your financial needs. While members can visit us at our branch address, please note that if you need to send official correspondence, it should be directed to the same address.

Member Eligibility

Welcome to the warm community at Atlanta Postal! We're excited to share that becoming a member is easier than you might think. If you're living, working, or worshiping in the area around our cozy branch at 6270 Bradley Park Dr Columbus Ga 31904, you're likely eligible to join us. We welcome individuals and families who want to benefit from our supportive financial services, whether it's for savings, loans, or everyday banking needs. Joining Atlanta Postal means more than just opening an account; it's about being part of a community that truly cares about your financial well-being. Our members enjoy competitive rates, personalized service, and a range of products tailored just for them. If you'd like to know more about the specific eligibility criteria, feel free to visit our detailed membership page at https://www.apcu.com/about-us/membership/. And when you're ready to open an account or have any questions, don't hesitate to give us a call at (404) 768-4126. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services designed to streamline your payment processes. Picture a retail store that can now accept multiple forms of payment easily, thanks to our reliable merchant solutions. This convenience not only enhances customer satisfaction but also boosts sales. Located at 6270 Bradley Park Dr Columbus Ga 31904 in Columbus, GA, we're here to provide personalized service and expert guidance every step of the way. Connect with us today at (404) 768-4126 and discover how we can help your business thrive!

Comprehensive List Of Services

Additional Services

We also provide essential drive-thru banking services for quick deposits and withdrawals when you're on the move. For members of partner credit unions, basic shared branch transactions are available as well. At Atlanta Postal, we strive to create an environment where every member feels valued and supported. Our friendly staff is always ready to assist you with any questions or needs you may have. Ready to experience all we have to offer? Give us a call at (404) 768-4126 or visit us today at 6270 Bradley Park Dr Columbus Ga 31904! Explore how our comprehensive financial services can enhance your banking experience at Muscogee County!

Business Banking Services

If you run a business, we have solutions tailored just for you. Our business banking services include merchant services and business loans that can help your company thrive. We understand the importance of financial support in growing your business, and we're committed to being your partner in success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Atlanta Postal offers robust online and mobile banking services. Access your accounts anytime, anywhere with ease. You can manage your finances on the go make transfers, pay bills, and even deposit checks right from your phone! Our ATM services allow for quick cash withdrawals and balance checks without the need for a teller.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account with us and enjoy features that make managing your money easy. Need a new car? Consider our auto loans and vehicle financing options, which offer competitive rates to help you get behind the wheel without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those unexpected expenses or plans that require extra funds, we also provide personal loans and debt consolidation services. Plus, if you're looking for a way to earn rewards while spending, check out our credit cards that come with great benefits.

Digital & Online Banking

Always Available

Our commitment to accessibility means that our online banking services are available 24/7, ensuring you have the tools you need whenever you need them. You can rest easy knowing that managing your finances is just a click away, with support always ready if questions arise. Join us at Atlanta Postal and experience the convenience of modern banking made simple!

Key Services

With our online banking services available at https://www.apcu.com/, you can easily check your account balance, transfer funds, and pay bills all from the comfort of your home or on the go. Our secure platform ensures that your information remains protected while giving you the freedom to take control of your finances. Need to sign documents quickly? Our electronic signature authorization feature allows you to complete transactions without the hassle of printing or mailing paperwork. Plus, you can opt for e-statements, making it easy to access your financial information without cluttering your mailbox.

Mobile Convenience

On top of that, we provide a user-friendly mobile application that lets you bank right from your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, managing your accounts has never been easier. Just think about how simple it is to pay a friend back or make a quick purchase all at your fingertips!

Financial Strength

At Atlanta Postal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation to support our community's needs. With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $106,466 in used auto loans and $1,678,421,082 in total loans and leases. Our operational efficiency is reflected in our $-9,264,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, we have net shares (funds available for lending and investments) totaling $442,684 and support a strong member base with 194,877 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 6270 Bradley Park Dr Columbus Ga 31904 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make it easier for you to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand. Whether you're looking for funding for inventory or expansion projects, we have options designed specifically for businesses. If you're considering refinancing any of these products or exploring eligibility options, don't hesitate to reach out. We're here to provide guidance and support tailored to your needs. For more information about our loan offerings or to discuss which option is right for you, please contact us at (404) 768-4126, or visit us at our branch located at 6270 Bradley Park Dr Columbus Ga 31904 in Columbus, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards financial freedom!

Credit Lines and Unsecured Loans

If you need access to quick cash for unexpected expenses, our credit lines provide you with flexibility and convenience. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We aim to support you every step of the way in achieving your homeownership dreams.

Loan Aggregator

Accurate Loan Comparisons

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Key Benefits of Using LendMesh

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Atlanta Postal