Atlanta Postal Credit Union Atlanta GA | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Atlanta Postal, your trusted financial partner located at 1800 James Jackson Pkwy Nw, Atlanta, GA 30369. Since our establishment in 1925, we have proudly served over 107,000 members with a commitment to providing exceptional financial services tailored to meet the diverse needs of our community. At Atlanta Postal, we believe in empowering our members through accessible banking solutions. With total assets of $2,381,583,630 and total deposits amounting to $87,489,122, we stand strong as a reliable institution ready to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, we've got you covered. Our leadership team, led by CEO Blake Graham and Board President David Disharoon, is dedicated to ensuring that each member receives personalized attention and support. We take pride in our knowledgeable staff of 310 employees, all working together to create a welcoming environment where your financial well-being is our top priority. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1800 James Jackson Parkway NW, Atlanta, GA 30369. Join us today and discover how Atlanta Postal can make a difference in your financial journey! For more information or to speak with one of our friendly representatives, call us at 404-792-8560 or explore our website at www.apcu.com. We look forward to serving you!

Branch History & Mission

Community Impact

At Atlanta Postal, we believe in giving back. We actively engage in community outreach programs and partnerships aimed at supporting local initiatives and improving the lives of those around us. By investing in our neighborhoods, we strengthen the bonds that make Atlanta a vibrant place to live and work. Our mission statement reflects this commitment: "To provide innovative financial solutions while promoting community well-being." This means that alongside offering competitive rates and comprehensive banking services, we prioritize customer service excellence and community involvement.

Join Us Today!

As we look forward to the future, Atlanta Postal invites you to join our family. Experience firsthand the benefits of membership whether it's securing a loan for your dream car or opening an account that meets your needs. Visit us today or check out our website at https://www.apcu.com/ for more information on how you can become part of our growing community! For any inquiries, feel free to call us at (404) 792-8560 during our operating hours: Monday through Friday from 9:00 AM - 4:30 PM. We can't wait to serve you!

Modern Banking Solutions

In an ever-evolving digital world, we are proud to offer modern conveniences such as online and mobile banking, allowing members to manage their finances anytime, anywhere. Our facilities are ADA compliant, ensuring accessibility for all members of our community. Additionally, with ATM availability on-site, you can easily access your funds when needed. While members can visit us at 1800 James Jackson Pkwy NW, official correspondence should be sent to 1800 James Jackson Parkway NW, Atlanta, GA 30369 if different from our branch address.

Our Journey

From humble beginnings, Atlanta Postal has transformed into a trusted financial institution with total assets exceeding $2.38 billion. Our mission has always been clear: to provide exceptional banking services while fostering a strong sense of community support. We understand that each member's journey is unique, and we strive to be more than just a credit union; we aim to be your partner in success. Over the years, we have introduced various services that cater to the needs of our diverse membership. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we are here to help you navigate your financial goals. Our commitment extends beyond just lending; we also offer business banking solutions that empower local entrepreneurs.

Branch Location & Accessibility

Convenient Access

We understand that convenience matters when it comes to banking. That's why we've designed our branch to be welcoming and accessible. There's ample parking available right outside our doors, along with ADA-compliant features such as ramps to ensure everyone can easily access our services. Our operating hours are tailored to fit your busy schedule; you can visit us Monday through Friday from 9:00 AM to 4:30 PM.

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to reach out! Give us a call at 404-792-8560. We invite you to stop by and experience firsthand how we can support your financial journey. While members can visit us at 1800 James Jackson Pkwy NW, official correspondence should be sent to the same mailing address for consistency. We look forward to welcoming you!

Services Offered

At the Atlanta Postal branch, we offer a variety of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability on-site, you can quickly handle withdrawals or balance inquiries any time during our operating hours.

Member Eligibility

At Atlanta Postal, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're wondering how to take the first step, it's quite simple! Our membership is open to individuals who live, work, or worship in the communities we serve. This means that if you're part of our local area and share our values, you're likely eligible to join us. Not only do we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards but you'll also enjoy personalized service and support from a team that genuinely cares about your financial journey. To get started, check out the detailed eligibility criteria at https://www.apcu.com/about-us/membership/ . If everything looks good, opening an account is a breeze! You can find all the information you need about the account opening process at https://content.apcu.com/loans . Should you have any questions or need assistance, feel free to give us a call at (404) 792-8560. We're here for you every step of the way as you join our community at Atlanta Postal, located at 1800 James Jackson Pkwy Nw Atlanta Ga 30369.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer practical merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments easily, whether online or in-person, allowing you to focus on what matters most growing your business. Our services provide the tools necessary to manage finances smoothly and effectively. Located at 1800 James Jackson Pkwy Nw Atlanta Ga 30369 in Atlanta, GA, we're ready to partner with you on your journey. Connect with us today at (404) 792-8560 and discover how Atlanta Postal can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer specialized services including merchant services and business loans. These resources are essential for managing finances effectively and growing your enterprise.

Connecting With Us

At Atlanta Postal, we believe in being there for our members every step of the way. If you're looking for personalized service or have questions about any of our offerings, don't hesitate to reach out! Call us at (404) 792-8560, or visit us at our branch in Atlanta, GA. We're open Monday through Friday from 9:00 AM to 4:30 PM. Join us today at Ndc and discover how our diverse range of financial services can help improve your financial well-being!

Credit Card Options

Don't forget about our credit cards with rewards, which allow you to earn points or cash back on your everyday purchases. It's an easy way to benefit from your spending while enjoying financial flexibility.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking solutions. You can easily access your accounts, pay bills, transfer funds, and even deposit checks right from your smartphone or computer. Our robust ATM services ensure that you have access to cash whenever you need it, with basic ATM access for withdrawals and balance checks available at multiple locations.

Personal Banking Services

Our personal banking options include various checking and savings accounts designed to help you manage your money efficiently. Whether you're saving for a special purchase or just need a reliable account for daily expenses, we have the right solution for you. If you're considering buying a new car, our auto loans and vehicle financing options can help you hit the road in no time. We understand that purchasing a vehicle is a big decision, and we strive to offer competitive rates and flexible terms that suit your budget. When it comes to home ownership, we provide mortgage loans and refinancing opportunities that can turn your dream home into reality or help you save on existing loans. Our experienced team is here to guide you through every step of the process. For those unexpected expenses or projects, our personal loans and debt consolidation services are available. We can assist you in finding an affordable loan solution that meets your financial needs without the stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are available 24/7, giving you the freedom to check your balance, transfer funds, and pay bills whenever it suits you. You can also enjoy electronic statements, which means no more waiting for paper copies in the mail just easy access to your financial information right from your computer or mobile device. Plus, with our electronic signature authorization feature, signing documents is a breeze, making transactions quicker and more efficient. If you're always on the move, our mobile application brings all these features right to your fingertips. With our app, you can make person-to-person transfers easily and even take advantage of mobile payments for quick purchases without needing cash or cards.

Security You Can Trust

We prioritize your security while using digital banking. Our services include robust measures to protect your personal information, ensuring that you can manage your accounts confidently. You can rest assured knowing that every transaction is secure. Overall, our digital banking options empower you to take control of your finances in real-time. From checking balances and making payments to accessing e-statements and transferring money with ease, Atlanta Postal makes it simple to stay connected with your finances wherever life takes you. Visit us today at https://www.apcu.com/ and explore all the ways we can support your financial journey!

Financial Strength

A Committed Team Ready to Serve

We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is here to help you navigate your financial journey with personalized support.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 1800 James Jackson Pkwy Nw Atlanta Ga 30369 or call (404) 792-8560 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $106,466 in used auto loans and $1,678,421,082 in total loans and leases.

Member Savings Securely Managed

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. We provide flexible financing options and competitive rates to ensure you drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering personalized solutions that fit your requirements. If you're considering refinancing any of these products or want to know more about eligibility options, please reach out! Our team at Atlanta Postal is ready to assist you with tailored advice and support. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to start your application process, give us a call at (404) 792-8560 or visit our website at https://www.apcu.com/ . Let's take this step together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. Our mortgage specialists will work with you to find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $0 in loans, we're here to help you manage your expenses effectively.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh prioritizes transparency and reliability in every aspect of its service. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates presented are accurate and reflective of what lenders are currently offering. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will always see a level playing field when comparing loans. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions without worrying about outdated or inaccurate information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ATLANTA POSTAL CREDIT UNION