Atlanta Postal Credit Union Atlanta GA | Affordable Vehicle Loans & Rewards Credit Cards

Introduction

Welcome to Atlanta Postal, your trusted partner in financial well-being. Located at 3916 Tradeport Blvd, Atlanta, GA 30354, our credit union has been serving the community since 1925. With a strong commitment to our members, we have grown to support over 107,829 individuals and families, helping them achieve their financial goals. At Atlanta Postal, we pride ourselves on being more than just a financial institution. We are a cornerstone of the community, with total assets amounting to an impressive $2,381,583,630. Our dedicated team of 310 employees, led by CEO Blake Graham and Board President David Disharoon, is here to ensure that you receive personalized service tailored to your unique needs. Our offerings include a wide range of services such as personal banking accounts, auto loans, mortgage options, and business banking solutions. With total deposits of $87,489,122 and total loans reaching 169,735, we strive to provide competitive rates and accessible financial products. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 3916 Tradeport Blvd, Atlanta, GA 30354. Whether you are looking for guidance on loans or want to explore our online banking options at apcu.com, we are here for you. Join us today and experience the difference of a credit union that genuinely cares about its members. For any inquiries or assistance, feel free to call us at 404-768-4126. Your journey towards financial success starts here!

Branch History & Mission

A Legacy of Service

Located at 3916 Tradeport Blvd, Atlanta, GA 30354, our branch is more than just a place to bank; it's a cornerstone of the community. We are dedicated to supporting our members not only through personalized financial services but also by actively participating in local initiatives. Our rich history is woven with milestones that reflect our dedication to fostering financial well-being and economic empowerment in Atlanta. While members can visit us at 3916 Tradeport Blvd, official correspondence should be sent to the same address for ease and clarity.

Commitment Beyond Banking

Our branch takes pride in its outreach efforts, partnering with local organizations to uplift those in need. Whether it's offering financial literacy workshops or supporting community events, we are committed to making Atlanta a better place for everyone. As technology advances, so do we! Members can enjoy online banking features such as mobile payments and person-to-person transfers for convenience and security.

Join Us!

We invite you to become part of the Atlanta Postal family today! Experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved community. For any inquiries or assistance, feel free to reach us at 404-768-4126 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Let's build a brighter future together!

Our Mission

At Atlanta Postal, our mission is simple yet profound: to provide accessible financial solutions while nurturing strong relationships within the community. We strive to empower individuals and families with essential banking tools like checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our goal is not just about numbers; it's about making a real difference in people's lives. We believe that everyone deserves access to quality financial services without barriers. That's why we prioritize ADA compliance and customer-centric initiatives to ensure all members feel welcome and supported.

Branch Location & Accessibility

Welcome to Atlanta Postal, your friendly neighborhood credit union located at 3916 Tradeport Blvd Atlanta Ga 30354 in beautiful Atlanta, GA. We pride ourselves on being a convenient and accessible financial partner for our members, right in the heart of Fulton. Whether you're stopping by to open an account, apply for a loan, or simply have questions about your finances, we are here to help you every step of the way. While members can visit us at 3916 Tradeport Blvd Atlanta Ga 30354, official correspondence should be sent to our mailing address at 3916 Tradeport Blvd, Atlanta, GA 30354. You'll find us near local landmarks that make your visit even easier. We're just a short drive from popular spots like [insert nearby landmark], making it simple to stop by when you're out and about. Accessibility is important to us; our branch is ADA compliant, ensuring that everyone can easily access our services. We offer ample parking right outside the branch for your convenience. Although we do not currently have ATM or drive-thru services, our friendly staff is ready to assist you during regular banking hours from 8:30 AM to 5:00 PM, Monday through Friday. At Atlanta Postal, we provide a wide range of services tailored to meet your financial needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. You can also take advantage of our online and mobile banking features for added convenience. If you have any questions or would like more information about how we can assist you, please don't hesitate to give us a call at (404) 768-4126. We look forward to welcoming you into our branch soon!

Member Eligibility

Welcome to the community at Atlanta Postal! Becoming a member here is like joining a family that cares about your financial well-being. If you're interested, you'll be happy to know that eligibility is open to those who live, work, worship, or attend school in the Atlanta area. We also welcome family members of existing members, making it easier for you to share our benefits with loved ones. For a detailed look at all the eligibility criteria, feel free to check out our website at https://www.apcu.com/about-us/membership/ . Joining Atlanta Postal comes with many advantages, including personalized service and a range of financial products tailored to meet your needs. Once you confirm your eligibility, opening an account is simple! Just visit us in person at 3916 Tradeport Blvd Atlanta Ga 30354, or give us a call at (404) 768-4126 if you have any questions. We're excited to help you take this important step toward financial success! For more information on how to start the process, visit https://content.apcu.com/loans .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having a reliable payment processing system that allows you to focus on what really matters growing your business. Our services make it easy for you to accept payments from customers, whether in-store or online, ensuring you never miss a sale. Located at 3916 Tradeport Blvd Atlanta Ga 30354 in Atlanta, GA, we are here to partner with you every step of the way. If you're ready to take your business to the next level, give us a call at (404) 768-4126 or visit us today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch location, we ensure that cash withdrawal services are accessible through partnerships in the area. You'll always have access to your money when you need it most. At Atlanta Postal, we strive to be more than just a credit union; we're a partner in achieving your financial dreams. If you're ready to explore how our services can work for you, please call us at (404) 768-4126 or visit us online at Tradeport 600. Join us today and experience personalized banking designed around your life!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are here to help. With competitive rates and flexible terms, we aim to make your dream car a reality without stretching your budget too thin.

Business Banking

For business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our dedicated team understands the challenges entrepreneurs face and is here to support your goals.

Credit Cards with Rewards

Enjoy shopping and want to earn rewards while doing so? Our Credit Cards with Rewards program allows you to earn points on every purchase. It's a smart way to make the most out of your spending and enjoy perks that benefit your lifestyle.

Mortgage Loans & Refinancing

Homeownership is an important milestone, and at Atlanta Postal, we offer Mortgage Loans & Refinancing solutions that simplify the process. Whether you're buying your first home or looking to refinance your existing mortgage for better rates, our mortgage specialists guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features. Check balances, transfer funds, pay bills, or even apply for loans all from the comfort of your home or on the go. Our secure platforms give you peace of mind while keeping your finances within reach.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for convenience and accessibility. Whether you're saving for a vacation or planning your monthly budget, our accounts come with features that make banking easy.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide the financial support you need when times get tough. We help you consolidate debt into one manageable payment, making it easier for you to regain control over your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which help you stay organized while being eco-friendly. Plus, with electronic signature authorization, signing important documents has never been simpler or safer. For those on the go, our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone whether it's making person-to-person transfers or using mobile payments for quick purchases. These features not only save time but also enhance your banking experience. We prioritize security in all our online transactions, ensuring that your personal information is protected every step of the way. Our user-friendly interface means that navigating through your accounts is intuitive and straightforward. At Atlanta Postal, we're committed to providing you with accessible and efficient banking solutions tailored to fit your lifestyle. So whether you're at home or out and about, managing your finances is easier than ever!

Financial Strength

A Growing Community

We're honored to have built a community of trust with our members. Our total share accounts stand at 194,877, showcasing a strong and growing member base that trusts us with their finances. Additionally, we manage net shares available for lending and investments totaling $442,684. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 3916 Tradeport Blvd Atlanta Ga 30354 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $106,466 in used auto loans and $1,678,421,082 in total loans and leases.

Member-Centric Approach

Your savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-9,264,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand. We understand the challenges of running a business and are dedicated to supporting local enterprises with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We provide flexible terms and competitive rates, ensuring that your path to owning a home is as smooth as possible.

Refinancing Options

If you're looking for ways to lower your monthly payments or adjust your loan terms, we also offer refinancing options across various loan products. Our experienced team can help you explore eligibility and find a solution that fits your financial situation. To learn more about our loan offerings or to discuss your specific needs, please contact us at (404) 768-4126. We are committed to providing excellent service during our operating hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Choose Atlanta Postal today for all your lending needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to meet your needs, making everyday purchases easier and more rewarding.

Loan Aggregator

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ATLANTA POSTAL CREDIT UNION