Atlanta Postal Credit Union Atlanta GA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Atlanta Postal, your trusted credit union located at 72 Georgia Ave Se, Atlanta, GA 30312. Since our establishment in 1925, we have dedicated ourselves to serving the financial needs of our members and the surrounding community. With a strong commitment to reliability and member-focused service, we proudly support over 107,829 members with a wealth of resources tailored just for you. At Atlanta Postal, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking options, auto loans, mortgage solutions, and business banking. Our total assets stand at an impressive $2,381,583,630, ensuring that we are well-equipped to meet your needs and help you achieve your financial goals. Our leadership team is committed to fostering a welcoming environment for all members. Under the guidance of CEO Blake Graham and Board President David Disharoon, we strive to create lasting relationships built on trust and transparency. We are proud to have a dedicated staff of 310 employees who are ready to assist you with personalized service. While members can visit us at our branch location, official correspondence should be sent to 72 Georgia Avenue, Suite 200, Atlanta, GA 30312. Whether you're looking for guidance on loans or want to open a new account, we're here for you! Feel free to reach out at 800-849-8431 or explore more about our offerings by visiting our website at apcu.com. Join us as we continue making a positive impact in the community through financial empowerment and support. Come see how Atlanta Postal can help you today!

Branch History & Mission

Join Us

With an ATM available for your convenience and shared service center options offered, accessing your finances has never been easier. If you're seeking a credit union that prioritizes your needs while actively participating in community growth, look no further than Atlanta Postal Credit Union. Join us today and become part of something bigger where your financial goals are supported by a team that truly cares. For more information on membership eligibility or to open an account, visit us online at APCU or call us at (800) 849-8431. Together, let's build a brighter future!

Our Journey

Located at 72 Georgia Ave SE, Atlanta, GA 30312, our branch stands as a testament to perseverance and progress. Initially founded to cater to the financial needs of postal workers, we have expanded our mission to serve everyone in the community. Throughout our journey, we've achieved significant milestones while remaining true to our core values of trust and service. As we evolved, so did our offerings. From basic savings accounts to sophisticated mortgage loans and business banking services, we are dedicated to meeting diverse financial needs. Our commitment to innovation is evident in our digital advancements, ensuring that members can easily access their accounts through online banking and mobile applications.

Our Mission

At the heart of Atlanta Postal Credit Union is a mission centered on empowering individuals and enriching communities. We strive to provide personalized financial solutions while fostering economic growth and stability among our members. Our goal is not just about banking; it's about building relationships based on trust and transparency. We believe in giving back to the community that supports us. Our partnerships with local organizations reflect this commitment as we engage in various outreach initiatives aimed at improving lives within Atlanta. Whether it's providing financial literacy workshops or supporting local charities, we aim to make a positive impact. While members can visit us at 72 Georgia Ave Se Atlanta Ga 30312, official correspondence should be sent to 72 Georgia Avenue, Atlanta, GA 30312. We invite you to experience our member-focused services firsthand during our operating hours: Monday through Friday from 9:00 AM to 4:30 PM, and Saturday from 9:00 AM until 1:00 PM.

Branch Location & Accessibility

Operating Hours

Our doors are open for you Monday through Friday from 9:00 AM to 4:30 PM, and we invite you to join us on Saturdays from 9:00 AM to 1:00 PM. We strive to accommodate your busy schedule so that you can take care of your financial needs when it works best for you.

Parking and Accessibility

We understand how important easy access is for our members. At the Georgia Avenue Branch, you'll find ample parking available nearby. Our facility is equipped with ADA-compliant features to ensure everyone can navigate comfortably and safely. If you require assistance or have specific needs, please feel free to reach out to our friendly staff.

Services Offered

At Atlanta Postal Credit Union, we pride ourselves on offering a range of services tailored to meet your banking requirements. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered! Our shared service center means that if you're a member of another participating credit union, you can access essential services here too. Plus, with ATM availability right at our branch, cash withdrawals and balance checks are just a few steps away. We encourage you to stop by or give us a call at 800-849-8431 if you have any questions or need assistance. Our team is here to help and looks forward to welcoming you to the Atlanta Postal Credit Union family!

Member Eligibility

Becoming a member of Atlanta Postal is like joining a family that truly cares about your financial well-being. If you're looking to become part of this supportive community, you'll be pleased to know that eligibility is open to those who live, work, or worship in the Atlanta area. We also welcome members from specific organizations and associations connected to our credit union. This means that if you have ties to our local community, you're likely already on your way to enjoying the benefits of membership! For a complete overview of the eligibility criteria, feel free to check out more details at https://www.apcu.com/about-us/membership/. Once you've confirmed your eligibility, opening an account is simple and straightforward. Just visit us at our branch located at 72 Georgia Ave Se Atlanta Ga 30312, or give us a call at (800) 849-8431 for assistance. We're here to guide you through every step of the process so that you can start taking advantage of all the services we offer, from personal loans to online banking. Join us today and experience the many advantages that come with being a member of Atlanta Postal!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify payment processing. Whether you operate a retail store or provide services, our solutions help you manage transactions efficiently, allowing you to focus on what matters most growing your business. Located at 72 Georgia Ave Se Atlanta Ga 30312 in Atlanta, GA, we're here to help local businesses thrive. Contact us today at (800) 849-8431 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

Entrepreneurs can benefit from our specialized business banking services, including merchant services and business loans that fuel growth and innovation. We believe in supporting local businesses because when they thrive, our community thrives.

Credit Cards

With our credit cards featuring rewards, you can earn points on everyday purchases while enjoying peace of mind with competitive interest rates. It's not just about spending; it's about making every dollar count.

Digital Banking Features

We make banking easy with our robust online and mobile banking platforms. Whether you're checking balances on-the-go or paying bills from the comfort of your home, our digital features empower you to manage your finances anytime, anywhere. Need cash? Our network includes ATM services for quick withdrawals and balance checks without the long lines.

Home Financing

If you're considering buying or refinancing a home, our mortgage loans and refinancing options cater to various budgets and circumstances. We know this can be a big step, so our experts will work closely with you to find the right solution. Picture yourself settling into your new space with confidence, knowing you made a smart financial choice.

Personal Banking

Your journey with us starts with personal banking services that put your needs first. From checking and savings accounts designed to fit your lifestyle, to auto loans and vehicle financing options that make purchasing a car straightforward and stress-free, we have you covered. Imagine driving off in your dream car without the hassle our competitive rates and friendly guidance ensure you get the best deal possible.

Personal Loans

For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services offer flexible terms that suit your financial situation. Whether it's medical bills, home repairs, or other urgent costs, we're here to help lighten your load.

Shared Branch Transactions

If you're a member of another partner credit union, enjoy convenience with basic shared branch transactions like deposits and withdrawals right here at Atlanta Postal. At Atlanta Postal, we prioritize convenience and accessibility because your time matters. With us, you're not just a number; you're part of a community focused on mutual support and growth. Ready to explore how we can assist with your financial journey? Visit us at Georgia Avenue Branch, call us at (800) 849-8431, or check out our website for more details!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.apcu.com/, you can access your accounts anytime, anywhere. Check balances, pay bills, and transfer funds effortlessly. Plus, the user-friendly interface makes navigating through your financial needs a breeze.

Effortless Money Management

Managing your money has never been easier! With tools for tracking expenses and real-time account management, you'll always know where you stand financially. From checking your balance to making transfers between accounts, every task can be done in just a few clicks. At Atlanta Postal, we're committed to making banking simpler and more accessible for you. Explore our digital banking options today and take control of your financial journey with confidence!

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! Enjoy the ease of e-statements available at Atlanta Postal. Not only do they help keep your information secure, but they also allow you to view and manage your account statements online whenever you need them.

Mobile Application for On-the-Go Banking

Stay connected to your finances with our mobile application. Available for download now, it offers features like mobile payments and person-to-person transfers, making it easy to send money to friends or family without leaving your couch.

Secure Transactions at Your Fingertips

Security is a top priority at Atlanta Postal. Our electronic signature authorization ensures that all transactions are protected, giving you peace of mind while banking online. We use advanced security measures so you can focus on what matters most your financial goals.

Financial Strength

Commitment to Growth and Security

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $106,466 in used auto loans and $1,678,421,082 in total loans and leases. Our operational efficiency is reflected in our $-9,264,469, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 194,877, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $442,684. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 72 Georgia Ave Se Atlanta Ga 30312 or call (800) 849-8431 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we also offer various personal loan options. These can help with debt consolidation or unexpected expenses. If you're interested in business financing, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand your business. Refinancing options are available across many of our loan products, making it easier than ever to adjust your financial commitments according to your changing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all that Atlanta Postal has to offer and see how our loan products can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. We provide flexible terms and fast approval processes to ensure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your current mortgage, we can guide you through the process and help you find the best solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. Although currently there is no total for unsecured credit card loans issued, our flexible terms allow you to take control of your finances effectively when the need arises.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means that users receive fair and transparent offers tailored to their needs.

Atlanta Postal