Athens Area Credit Union Athens WI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Athens Area Credit Union, where your financial well-being is our top priority! Located at 112 Alfred St, Athens, WI 54411, we've been serving our community since 1959. With a commitment to providing personalized banking services and fostering a sense of belonging among our 2,978 members, we take pride in being a trusted financial partner in the Athens area. At Athens Area Credit Union, we understand that every member's needs are unique. That's why we offer a diverse range of products and services tailored just for you from checking and savings accounts to auto loans and mortgages. As of now, our total assets stand at an impressive $46,472,395, with total deposits reaching $2,363,652. This solid foundation allows us to support our members effectively while ensuring their financial growth. Our dedicated team of 10 employees, led by CEO Valerie Murray and Board President Charles Kornack, is here to assist you with your banking needs. We believe in empowering our members through education and excellent service. Whether you're looking for personal loans or business banking solutions, we've got you covered. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 98, ATHENS, WI 54411. We invite you to explore our website at athensareacu.com for more information about our offerings and how we can help you achieve your financial goals. We invite you to reach out to us today at 715-257-9337 or stop by during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 6:30 PM, and Saturday from 8:30 AM to 12:00 PM. Let's build a brighter financial future together!

Branch History & Mission

Join Us

As we look toward the future, Athens Area Credit Union remains steadfast in its mission to serve the financial interests of our members while strengthening community bonds. If you're ready to experience the benefits of being part of a supportive financial family, we invite you to join us today! Explore more about membership opportunities here or visit us during business hours for personalized assistance. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Athens Area Credit Union has evolved into a trusted financial partner for many families and businesses in the area. We have consistently expanded our services to meet the diverse needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to providing accessible financial solutions reflects our dedication to making a positive impact in our community. In addition to traditional banking services, we embrace modern technology to enhance member experience. With offerings such as online banking and mobile payments, we ensure that our members can manage their finances conveniently and securely. While we do not currently offer ATM services at this location, our drive-thru service allows for quick transactions without needing to leave your vehicle.

Our Mission

The mission of Athens Area Credit Union is straightforward: to empower our members through quality financial services while fostering a sense of community. We understand that each member's journey is unique; therefore, we strive to provide personalized support tailored to individual needs. We believe in building relationships based on trust and transparency. Our efforts extend beyond just banking. We actively participate in community outreach initiatives aimed at improving the lives of those around us. By partnering with local organizations and supporting various programs, we demonstrate our commitment to making Athens a better place for all residents. While members can visit us at 112 Alfred St, official correspondence should be sent to PO BOX 98, ATHENS, WI 54411 if needed. Our dedicated staff is available during operating hours from Monday through Thursday from 8:30 AM - 4:30 PM, Friday until 6:30 PM, and Saturday until 12:00 PM.

Branch Location & Accessibility

Nearby Landmarks & Accessibility

You'll find us nestled close to several local landmarks that make our location easy to spot. If you're near the Athens Public Library or the beautiful parks in town, just a short drive will bring you right to our doorstep! For those who may require special accessibility features, rest assured that our branch is ADA compliant, with ramps and other accommodations designed to assist everyone.

Operating Hours & Contact Information

We understand that life can get busy! That's why we are open Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:30 PM, and Saturday from 8:30 AM to 12:00 PM. If you have any questions or need assistance outside of these hours, feel free to call us at 715-257-9337. Our dedicated team is always ready to help you with your banking needs.

Parking & Drive-Thru Services

Parking is ample and convenient, ensuring that you have a hassle-free visit. Plus, we offer drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. This feature is perfect for those on the go!

Visit Us Today!

While members can visit us at our Athens location for a range of services including checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to PO BOX 98, ATHENS, WI 54411. We invite you to stop by or give us a call today we look forward to welcoming you into the Athens Area Credit Union family!

Member Eligibility

Joining the Athens Area community means becoming part of a supportive family, and we're excited to welcome you as a member at Athens Area! Membership is open to individuals who live, work, or worship in Marathon County, as well as immediate family members of current members. This inclusive approach ensures that everyone can take advantage of our personalized financial services designed just for you. By becoming a member, you'll enjoy benefits like lower loan rates, higher savings yields, and access to a range of financial tools tailored to your needs. Ready to take the next step? Opening an account is easy! You can find all the details you need about eligibility at http://www.athensareacu.com/membership-application , and when you're ready to join us, simply visit https://onlinebanking.athensareacu.com/login.aspx?v=enroll . If you have any questions or need assistance, feel free to give us a call at (715) 257-9337. We look forward to helping you achieve your financial goals right here at Athens Area, located at 112 Alfred St Athens Wi 54411!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $115,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services provide you with the tools needed to accept payments seamlessly whether in-person or online. Imagine a bustling café where customers can easily pay their bills through mobile payments, enhancing their experience while boosting your sales. Located at 112 Alfred St Athens Wi 54411 in Athens, WI, we invite local business owners to explore how our services can cater specifically to their needs. For inquiries, feel free to reach out at (715) 257-9337. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking and More

If you're a business owner in need of support, we haven't forgotten about you! Our Business Banking services include essential offerings such as Merchant Services and Business Loans designed to help you thrive in today's competitive market. Your business deserves banking solutions that work as hard as you do.

Credit Options Tailored for You

Life can throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation services. This way, you can address urgent financial needs while consolidating high-interest debts into one manageable payment. Our goal is to help you regain control over your financial situation. Additionally, check out our Credit Cards with Rewards, which allow you to earn points on everyday purchases. These rewards can turn into exciting travel opportunities or cash back making each swipe worthwhile.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why Athens Area Credit Union provides robust Online & Mobile Banking features. Whether it's checking balances, transferring funds, or paying bills on-the-go, managing your finances has never been easier. You can access your accounts anytime from anywhere because we know life doesn't always happen during banking hours! While visiting us at our branch located at 112 Alfred St Athens Wi 54411, feel free to take advantage of our Basic Drive-Thru Banking services for quick deposits and withdrawals without leaving your car.

Get Started Today!

Ready to explore all these fantastic services? We invite you to connect with us at (715) 257-9337 or visit our website at https://www.athensareacu.com/ for more information on how we can assist you in achieving your financial goals. At Athens Area, we're here not just to be your credit union but also your partner on this journey towards financial wellness!

Personal Banking Solutions

Navigating your personal finances can be challenging, but with Athens Area, you'll find solutions that simplify the process. We offer various Checking & Savings Accounts that help you manage your money easily and efficiently. With no hidden fees and competitive interest rates, saving for that dream vacation or planning for future expenses becomes a breeze. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide affordable rates and flexible terms to fit your budget. Picture yourself driving off in your new car without the stress of complicated financing this is what we strive for at Athens Area Credit Union. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step. Imagine unlocking the door to your new home with confidence, knowing you have the best loan options available.

Digital & Online Banking

Key Features for Your Convenience

Our digital banking solutions come packed with features that not only simplify your banking but also keep your information secure. You can opt for E-Statements, which means no more waiting for paper statements in the mail just quick and easy access to your financial documents whenever you need them. We also support Electronic Signature Authorization, allowing you to complete important transactions without the hassle of printing and mailing forms. For those on the go, our Mobile Application provides seamless access to your accounts through your smartphone. Make payments easily with our Mobile Payments Feature and send money directly to friends or family using our Person-to-Person Transfers option.

Stay Connected and Secure

Security is a top priority for us at Athens Area. Our online services incorporate advanced security measures to keep your data safe while ensuring that you can manage your finances with peace of mind. Plus, with everything available online, there's no need to visit a branch unless you want to! Join the growing number of members who are enjoying the ease of digital banking at Athens Area. With our robust online offerings, managing your money has never been so simple and secure! Visit us today at https://www.athensareacu.com/ to get started or learn more about how we can serve you better.

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 5,765, showing a strong and growing member base that trusts us with their finances. Your trust fuels our mission to provide the best possible service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Athens Area is your trusted partner. Visit us at 112 Alfred St Athens Wi 54411 or call (715) 257-9337 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $443,331 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $5,072,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $287 in used auto loans and $17,764,249 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $4,420,884 in share certificates, offering stable and rewarding financial growth opportunities. This demonstrates our commitment to providing safe investment options for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,565,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,196 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,750,675 in used vehicle loans and $2,382,004 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options designed to fit your budget and lifestyle.

Credit Lines and Unsecured Loans

For those looking for extra flexibility, our total credit lines amount to $1,500,000, allowing you to borrow when needed without the hassle of applying for a new loan each time. Additionally, we offer unsecured credit card loans with a total of $126,356 in loans helping members manage their finances effectively. These options give you the freedom to handle unexpected expenses or consolidate debt without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $322,749, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms that suit your unique situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we are here to assist you. Our team can guide you through eligibility options and help you find the best terms available for your situation. To learn more about our loan offerings or to discuss what might work best for you, feel free to reach out at 715-257-9337 or visit us at 112 Alfred St, Athens WI 54411. We are here Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 6:30 PM; on Saturdays, we're available from 8:30 AM until noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

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ATHENS AREA CREDIT UNION - Athens, WI