Atchison Village Credit Union Richmond CA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Atchison Village Credit Union, your trusted partner in financial well-being since 1959. Nestled at 270A Curry St, Richmond, CA 94801, we are proud to serve our community with personalized banking solutions that meet your needs. With a strong membership base of 1,782 and total assets exceeding $12,658,141, we are committed to providing exceptional service and support. Our focus is on empowering members through a variety of services including personal banking, auto loans, mortgages, and business financing. We currently hold over $531,815 in deposits and have facilitated 622 loans to help our members achieve their financial goals. Under the leadership of our CEO, Cecilia Heredia-Rocha, and Board President, Juventino Sanchez, we strive to create a welcoming environment where everyone feels valued. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 270A Curry St, Richmond, CA 94801. At Atchison Village Credit Union, we believe in making financial services accessible and beneficial for all. Our dedicated team of 6 employees is here to assist you during our lobby hours from 11:30 AM - 4:30 PM Tuesday through Friday, and from 8:30 AM - 11:30 AM on Saturday. If you're ready to take control of your finances or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 510-233-3218 or visit us online at atchisonvillagecu.org. Join us today and discover how we can help you thrive!

Branch History & Mission

Atchison Village Credit Union has a rich legacy that began in 1959, when it first opened its doors to the community of Richmond, California. Nestled at 270A Curry St, our branch has grown alongside the vibrant neighborhood we serve. Over the years, we've welcomed many members into our credit union family, currently boasting a total membership of 1,782. Our journey reflects a commitment to providing exceptional financial services tailored to the needs of our community. The mission of Atchison Village Credit Union is simple yet profound: we strive to empower our members through accessible and affordable financial solutions while fostering a spirit of community support. We believe that everyone deserves access to quality banking services, whether it's personal banking, auto loans, or business financing. Our focus is not just on transactions but on building lasting relationships with each member who walks through our doors. As we look back on our history, we are proud of our achievements and how we've adapted to meet the changing needs of our members. From humble beginnings to amassing total assets exceeding $12.6 million, we've continuously sought ways to enhance our offerings and improve member experiences. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 270A Curry St, Richmond, CA 94801. Atchison Village Credit Union is committed to staying relevant in today's fast-paced world. We offer various digital banking solutions, including online banking and mobile payments, ensuring that members can manage their finances conveniently from anywhere. Our operating hours are designed with your schedule in mind: we're open Tuesday through Friday from 11:30 AM to 4:30 PM and Saturday from 8:30 AM to 11:30 AM. Community outreach is also an essential part of who we are. By partnering with local organizations and supporting various initiatives, we aim to uplift the Richmond community beyond just financial transactions. We invite you to join us at Atchison Village Credit Union and experience the difference that comes from being part of a member-focused institution dedicated to your financial success and community well-being. Whether you're looking for a checking account, an auto loan, or simply want more information about our services, we're here for you! Call us today at 510-233-3218 or visit our website for more details.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, please don't hesitate to reach out at 510-233-3218. We look forward to welcoming you into Atchison Village Credit Union! Your financial journey starts here stop by today!

Getting Here and Nearby Landmarks

Our branch is just a stone's throw away from local landmarks like the Richmond Marina and the picturesque Point Isabel Regional Shoreline. With plenty of parking available, visiting us is hassle-free. We also prioritize accessibility; our facilities are designed to be welcoming for everyone, featuring ADA-compliant features such as ramps and easy access points.

Operating Hours & Services Offered

At Atchison Village Credit Union, we're here for you during convenient hours: Tuesday through Friday from 11:30 AM to 4:30 PM, and Saturday mornings from 8:30 AM to 11:30 AM. We're closed on Sundays and Mondays, giving our team a chance to recharge so they can provide you with the best service possible when we're open. While you're here, take advantage of our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Although we do not currently offer ATM services or drive-thru banking, our dedicated staff is ready to assist you inside the branch.

Member Eligibility

At Atchison Village, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Richmond area, you're already eligible to join us. We also welcome family members of existing members, so sharing the benefits of credit union membership can extend beyond just you! By joining Atchison Village, you'll gain access to personalized services and financial products designed with your needs in mind. From checking accounts to auto loans, we're here to help you thrive financially. If you're ready to take the next step, opening an account with us is easy. Just visit our website at https://atchisonvillagecu.org/apply-for-a-loan for more details on how to start your journey with us. For any questions or assistance, don't hesitate to give us a call at (510) 233-3218. We're excited to have you join our community! You can also check out the eligibility criteria for more information at [](nan).

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans available, we aim to provide options that will help you scale when the time is right.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services tailored for your business needs. Imagine having a reliable payment processing system that allows you to focus on what you do best serving your customers. Our merchant services can streamline transactions, ensuring that you get paid quickly and efficiently, making every sale count. Whether you're based in Richmond, CA at our branch located at 270A Curry St or anywhere else, we're dedicated to helping your business thrive. For more information about how we can assist you with future financing and services, don't hesitate to reach out at 510-233-3218 or visit us online at Atchison Village Credit Union.

Comprehensive List Of Services

Business Banking Made Easy

For small business owners, we provide robust Business Banking services that include Merchant Services and Business Loans. We know how crucial it is for businesses to have reliable financial support, and we're here to help you thrive.

Convenient Access Anytime

At Atchison Village, we prioritize convenience. While we don't currently have ATM facilities on-site, our comprehensive online and mobile banking platforms ensure you have access to your account whenever you need it. Plus, with features like person-to-person payments and electronic statements, managing your finances has never been easier. Whether you're in need of a loan or just looking to open an account, feel free to reach out at (510) 233-3218 or visit us during our lobby hours: Tuesday through Friday from 11:30 AM - 4:30 PM and Saturday from 8:30 AM - 11:30 AM. Explore all that Atchison Village Credit Union has to offer today! Let us assist you in achieving your financial goals your journey starts here!

Credit Card Benefits

Our members can also take advantage of our Credit Cards with Rewards program, offering perks that make everyday purchases rewarding. Imagine earning points on groceries or gas that can be redeemed for travel or cash back!

Loans Tailored for Your Needs

When it comes to financing, Atchison Village offers various loan options to help you achieve your dreams. Need a new car? Explore our Auto Loans & Vehicle Financing options which provide competitive rates and flexible terms. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. For those unexpected expenses or debt management, consider our Personal Loans & Debt Consolidation solutions.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why we offer Personal Banking services that include both checking and savings accounts designed for everyday use. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easier than ever. Our members enjoy convenient access to their funds through Online & Mobile Banking, allowing you to check balances, transfer money, and pay bills from anywhere.

Digital & Online Banking

Key Services

Our online banking service is available 24/7 at https://www.atchisonvillagecu.org/, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, managing your money has never been simpler. With features like electronic signature authorization, you can securely sign documents from the comfort of your home. Plus, our e-statements provide an eco-friendly way to keep track of your transactions without the clutter of paper statements. You can easily access them whenever you need. For those who prefer mobile banking, our dedicated mobile application lets you take care of your banking needs right from your smartphone. Enjoy the convenience of mobile payments to make purchases effortlessly, and use our person-to-person transfer feature to send money to friends or family in an instant.

Security and Accessibility

We prioritize your security. Our online banking services include robust measures to protect your personal information, ensuring peace of mind while you manage your finances. The platform is designed to be intuitive, so even if you're not tech-savvy, you'll find it easy to navigate. In summary, Atchison Village's digital and online banking services are all about providing accessibility and ease-of-use. With real-time account management and a suite of features tailored to meet your needs, we empower you to take control of your financial journey efficiently and securely. Explore more about what we offer by visiting https://www.atchisonvillagecu.org/ today!

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Lending Support for Your Goals

Our lending capacity supports your financial goals across various sectors with $3,735,330 in total loans and leases and 185 used auto loans available to help you secure the vehicle you need. Our net income of $121,339 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment in Member Services

With $1,142,256 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach allows us to enhance security measures while expanding the range of services available to you.

Secure Savings Options

Members' savings are secured through $1,728,730 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to security means you can save confidently knowing your funds are protected.

Solid Financial Health

With a net worth of $1,351,391, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.60% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share Accounts stand at 2,479, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $574,416, highlighting our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atchison Village is your trusted partner. Visit us at 270A Curry St., Richmond, CA 94801 or call 510-233-3218 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Atchison Village, we understand that everyone has unique financial needs, whether you're looking to buy a new car, refinance your home, or simply manage your day-to-day expenses. Our diverse loan offerings are designed to help you achieve your goals with ease and confidence. With over 622 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out in the market, featuring some of the lowest rates available. Looking to buy a new car? Our auto loans have already facilitated over $1,876,322 in new vehicle loans and $3,262,429 in used vehicle loans, helping members get on the road efficiently. If homeownership is on your mind, our mortgage options can make the process smoother. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore refinancing options should they become available in the future. For those who need flexibility in managing their finances, our unsecured credit card loans can provide a helpful solution. While we currently do not have any unsecured credit card loans issued, our commitment to member support means that we're always exploring ways to expand our offerings. Additionally, if you're considering a line of credit for personal or business needs, we offer total credit lines up to $100,000, ensuring that you have access to funds when necessary. Our team is dedicated to assisting you throughout the loan process. If you're interested in learning more about eligibility or refinancing options, please don't hesitate to reach out. You can contact us at 510-233-3218 or visit us at 270A Curry St, Richmond, CA 94801 during our operating hours: Tuesday through Friday from 11:30 AM to 4:30 PM and Saturday from 8:30 AM to 11:30 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan today, visit us online at Atchison Village Credit Union. We look forward to supporting your financial journey!

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