At Associated School Employees Credit Union, we believe banking should be accessible for everyone. Our location is fully compliant with ADA standards, featuring ramps and ample parking options for your convenience. Whether you prefer to walk in or drive-thru, we have you covered with easy access points that cater to all members of our community.
We understand that life can get busy! That's why we offer convenient operating hours from 8:30 am to 5:00 pm, Monday through Friday. Our team is here during these hours to assist you with a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and more.
In addition to personal banking services like deposits and withdrawals, we also provide access to an ATM on-site for quick cash needs. If you're in a hurry or just prefer not to leave your vehicle, take advantage of our drive-thru service for simple transactions. We're dedicated to making your banking experience as smooth as possible. If you have any questions or need assistance, feel free to call us at 330-792-4000. We look forward to welcoming you into our branch! Come visit us today and discover how we can support your financial journey together.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, we are focused on creating future opportunities for local businesses.
Imagine being able to accept payments from customers easily, whether they pay by card or mobile wallet. Our merchant services can simplify your payment processes, allowing you to focus more on what you do best running your business. With easy access to funds and seamless transactions, your business can thrive without the hassle of complicated payment systems. At Associated School Employees, we're here to empower your business journey. Visit us today or call us at (330) 792-4000 to learn how we can assist you in reaching your goals!
Need cash quickly? Our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is hassle-free. With ATMs available for balance checks and withdrawals, getting cash has never been easier. At Associated School Employees, we pride ourselves on being more than just a bank; we're part of your community. Whether you're visiting us in person or accessing our services online at Associated School Employees Credit Union, our team is always ready to assist you with warmth and expertise. If you're ready to explore how our services can benefit you further or if you have any questions about membership eligibility at Become a Member, please don't hesitate to reach out at (330) 792-4000. We look forward to serving you!
Dreaming of a new car? Our Auto Loans & Vehicle Financing options make purchasing or refinancing your vehicle simple and affordable. With competitive rates and flexible terms, we help members drive away in their dream cars without breaking the bank.
For our business members, we offer tailored Business Banking services including merchant services and business loans. We understand that running a business comes with unique challenges, so we're committed to providing resources that can help your business thrive.
Our Credit Cards with Rewards program offers members the chance to earn points on everyday purchases. This means that every time you swipe your card, you're one step closer to redeeming rewards for travel, merchandise, or cash back.
In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services. You can manage your accounts from anywhere using our user-friendly mobile app or website. From checking balances to making transfers or paying bills, everything is just a few clicks away.
Looking to buy a home? Our Mortgage Loans & Refinancing services provide you with the support you need to navigate the housing market. Whether it's your first home or you're looking to refinance an existing mortgage for better rates, we are here to guide you every step of the way.
For those looking to manage their daily finances, we offer Personal Banking solutions that include checking and savings accounts. Whether you're saving for a vacation or managing monthly expenses, our accounts come with benefits designed to help you grow your funds. Imagine having an account where you can easily track your spending while earning interest on your savings!
Life is full of surprises, and sometimes you might need a little extra cash. Our Personal Loans & Debt Consolidation options allow you to consolidate debt or cover unexpected expenses, giving you peace of mind during those challenging times.
With $16,774,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio with $2,614 in used auto loans and $124,462,266 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our $618,068, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 30 full-time employees and 4 part-time employees who are always ready to assist you with a knowledgeable, committed team.
We currently have a strong member base with 22,476 total share accounts that trust us with their finances. This reflects our dedication to serving you effectively while promoting community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated School Employees is your trusted partner. Visit us at 85 Marwood Cir Youngstown Oh 44512 or call (330) 792-4000 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $42,217,041 in share certificates and $9,404,030 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $18,806,093, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,214,541 in used vehicle loans and $35,698,261 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your budget.
In addition to these offerings, we also provide credit lines totaling $42,156,167, giving you the flexibility to borrow as needed without the hassle of applying for multiple loans. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to ask. We're here to help you navigate through the choices available to you. For more information about our loan offerings and how they can benefit you, visit us online at asecu.com or give us a call at 330-792-4000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $928,997, make buying or refinancing simple. We aim to provide clear pathways toward securing a home without overwhelming you with complicated processes.
Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $1,573,178 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your spending experience while keeping costs manageable.
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