Associated School Employees Credit Union Newton Falls OH | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Associated School Employees Credit Union, your trusted financial partner located at 25 S Canal St, Newton Falls, OH 44444. Since our establishment in 1958, we have proudly served our community with a commitment to providing personalized banking solutions tailored to the needs of our members. With a strong membership base of over 14,000 and total assets amounting to an impressive $187,069,358, we are dedicated to helping you achieve your financial goals. At Associated School Employees, we understand that every member's journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, personal loans, and mortgage options designed to meet diverse needs. Our team of friendly professionals is here to guide you through each step of your financial journey with care and understanding. Under the leadership of CEO Michael Kurish and Board President Frank Lazzeri, our credit union stands out not just for its robust financial health with net worth reaching $18,806,093 and total deposits at $6,161,033 but also for its unwavering support for the local community. We believe in giving back and investing in the people we serve. While members can visit us at our branch location, official correspondence should be sent to the same address: 25 S Canal St, Newton Falls, OH 44444. If you have any questions or need assistance, feel free to reach out to us at 330-872-5801 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We invite you to explore all that we have to offer by visiting our website at asecu.com. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to be part of our growing family at Associated School Employees. Experience firsthand the benefits of being a member of a credit union that truly cares about your success and supports the educators who make a difference every day. For more information or to become a member, please contact us at 330-872-5801 or visit us online at asecu.com. Together, let's build a brighter future!

Our Journey

Since opening our doors, Associated School Employees has dedicated itself to providing exceptional financial services tailored for those who work in education. Over the years, we have expanded our offerings and refined our services to ensure that we meet the diverse needs of our members. Today, we proudly manage assets totaling over $187 million, allowing us to provide loans and financial products that empower individuals and families to achieve their dreams. Our branch is equipped with modern conveniences like an ATM and drive-thru banking services, ensuring easy access for all members. We understand that your time is valuable, which is why we offer convenient operating hours from 8:30 AM to 5:00 PM Monday through Friday.

Our Mission

At Associated School Employees, our mission goes beyond just providing financial services; it's about building a strong community. We strive to improve the financial well-being of our members by offering competitive rates on personal banking products such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also focus on giving back through community outreach programs and partnerships that support local initiatives and educational efforts. Our commitment is reflected in every interaction whether it's helping you secure a loan or answering your questions about financial planning. While members can visit us at 25 S Canal St, official correspondence should be sent to the same address for consistency. We take pride in being ADA compliant and continuously enhancing our digital services so that you can manage your finances easily from anywhere be it online banking or mobile applications.

Branch Location & Accessibility

A Friendly Invitation

At Associated School Employees Credit Union, we pride ourselves on being part of the community. We invite you to drop by or give us a call; we're excited to help you achieve your financial goals!

Banking Hours and Services Offered

Our lobby hours are set for your convenience from 8:30 am to 5:00 pm on weekdays. During these hours, our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, we provide ATM access for quick cash withdrawals and balance checks at any time. While members can visit us at 25 S Canal St, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have any questions or need assistance before your visit, feel free to call us at 330-872-5801.

Nearby Landmarks and Accessibility

Our branch is situated in the heart of Newton Falls, making it easy to stop by while you're out and about. Whether you're visiting the nearby parks or running errands downtown, we are just a short drive away. For those who may have mobility concerns, our facility is ADA compliant, featuring ramps and accessible parking to ensure everyone can visit us without hassle.

Parking and Drive-Thru Services

We offer ample parking for our members, so you can park with ease during your visit. If you prefer a quicker banking experience, take advantage of our drive-thru service, which allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Associated School Employees, we believe that joining our credit union is like becoming part of a caring family where everyone looks out for one another. If you're looking to become a member, the good news is that it's easier than you might think! Our eligibility criteria are designed to be inclusive, welcoming anyone who works or volunteers in the education sector, as well as their immediate family members. This means that if you have a connection to education, you're likely eligible to join us and enjoy all the benefits we offer, from competitive loan rates to personalized financial guidance. To learn more about our specific eligibility requirements, feel free to check out this page. Once you know you're eligible, opening an account with us is a straightforward process. Just visit our website at this link for all the details on how to get started. If you have any questions or need assistance, don't hesitate to give us a call at (330) 872-5801. We're here to help you every step of the way as you join our supportive community at Associated School Employees, located at 25 S Canal St Newton Falls Oh 44444.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services can streamline your payment processes. Picture this: accepting payments quickly from customers at your storefront or online, allowing you to focus on what you do best running your business. Our tailored solutions ensure that managing transactions is straightforward and efficient. Explore how Associated School Employees can be your partner in success. Visit us at 25 S Canal St Newton Falls Oh 44444 in Newton Falls, OH, or give us a call at (330) 872-5801. Let's build something great together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We've got you covered with easy access to ATMs for withdrawals and balance checks. Plus, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle. At Associated School Employees, we are committed to serving our members with respect and care. We invite you to visit us at 25 S Canal St Newton Falls Oh 44444 or give us a call at (330) 872-5801 to learn more about how we can help fulfill your financial needs today! You can also explore more about our services on our website: Associated School Employees Credit Union.

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our auto loans provide flexible terms and competitive rates. We understand that buying a vehicle is a big decision, which is why we work closely with you to find a financing solution that fits your budget. Picture yourself driving off in that new car without the stress of overwhelming payments.

Business Banking

For our local entrepreneurs and business owners, we offer business banking services including merchant services and business loans. We understand how important it is for businesses to have reliable financial support, so we tailor our solutions just for you.

Credit Cards with Rewards

With our credit cards, you not only have purchasing power but also earn rewards on every dollar spent. Whether it's cashback or points towards travel, you'll enjoy benefits that add value to your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Associated School Employees provides online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances and transferring funds to making person-to-person payments, everything is at your fingertips.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones. Our mortgage loans offer various options to help you secure the home of your dreams. If you're already a homeowner looking to refinance, we can assist you in lowering your monthly payments or accessing cash through equity. Think about how great it would feel to finally have a place to call your own!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with your everyday needs in mind. With competitive rates and features, managing your money has never been simpler. Imagine having instant access to your funds, all while enjoying the peace of mind that comes from knowing your savings are safe with us.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help you cover those costs or consolidate debt into manageable payments. We believe everyone deserves a second chance, and we're here to support you on that journey.

Digital & Online Banking

Accessibility and Support

Whether you're at home or out running errands, managing your finances has never been easier. Our online banking services ensure that you have real-time access to your accounts whenever you need it. And if you ever have questions or need assistance, our dedicated team is just a phone call away at (330) 872-5801. Experience the convenience of modern banking with Associated School Employees where your financial needs are met with care and efficiency!

Key Features

We prioritize your security with features like electronic signature authorization, allowing you to complete transactions safely online without needing to visit a branch. Plus, our e-statements provide an eco-friendly way to keep track of your finances while reducing paper clutter. Are you always on the move? Our mobile application lets you manage your accounts directly from your smartphone. You can make mobile payments easily and even send money to friends and family through person-to-person transfers no need for cash or checks anymore!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $2,614 in used auto loans and $124,462,266 in total loans and leases. Additionally, our operational efficiency is reflected in our $1,018,638, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Assist You

We also take pride in having 30 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust is important to us, and we work hard every day to earn it.

Growing Member Base

Total Share and Deposit Accounts: 22,476, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated School Employees is your trusted partner. Visit us at 25 S Canal St Newton Falls Oh 44444 or call (330) 872-5801 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $42,217,041 in share certificates and $9,404,030 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $16,774,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic reinvestment allows us to support your needs effectively.

Solid Financial Foundation

With a net worth of $18,806,093, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,214,541 in used vehicle loans and $35,698,261 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or looking for a reliable used option, we have financing solutions that fit your budget.

Credit Lines

In addition to our other loan offerings, we provide credit lines totaling $42,156,167 that give you access to funds when you need them most. These lines of credit can be utilized for emergencies or planned expenses without the need for reapplying each time. For business owners interested in growth opportunities, we currently do not have outstanding commercial loans available but look forward to expanding our services in this area soon. To learn more about any of these loan products or to start an application process, feel free to reach out at 330-872-5801 during our operating hours from 8:30 am - 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you on your path towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $928,997, making buying or refinancing simple. We also offer refinancing options for existing mortgages to help you save money on interest and reduce monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,573,178 in loans helping members manage their finances effectively. This product allows you to handle daily expenses while building your credit score.

Loan Aggregator

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ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION - Newton Falls, OH