Associated Credit Union Saint Paul MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Associated Healthcare, your trusted partner in financial wellness located at 360 Sherman St, Saint Paul, MN 55102. Established in 1953, our credit union has grown alongside our community, now proudly serving over 12,520 members with a commitment to personalized banking solutions. At Associated Healthcare, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. With total assets of $160,925,744 and total deposits reaching $15,271,346, you can trust us to manage your money responsibly. Our team of dedicated professionals is led by CEO Theresa Malone and Board President Joe Clubb, who are both deeply committed to providing exceptional service and fostering a sense of community. We employ a friendly staff of 23 employees, all ready to assist you with your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 360 Sherman St, Suite B-10, Saint Paul, MN 55102. If you have any questions or need assistance, feel free to give us a call at 651-383-4000 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Explore how we can help you achieve your financial dreams by visiting our website at ahcu.org. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Welcome to the heart of our community at Associated Healthcare, located in the vibrant city of Saint Paul, MN. Since opening our doors in 1953, we have been committed to serving our members with integrity and compassion. Over the years, we have grown alongside the community, building a legacy that reflects not only our dedication to financial services but also our passion for supporting those around us. At 360 Sherman St, Saint Paul, MN 55102, our branch has become a cornerstone for many families and individuals seeking reliable banking solutions. Just a stone's throw away from local landmarks and surrounded by friendly neighborhoods, we pride ourselves on being accessible and approachable. While members can visit us at this address for all their banking needs, official correspondence should be sent to 360 Sherman St, Suite B-10, Saint Paul, MN 55102. The mission of Associated Healthcare is simple yet profound: to empower our members by providing comprehensive financial services while actively contributing to the well-being of our community. With over 12,520 members and total assets reaching an impressive $160,925,744, we are dedicated to ensuring that every member feels valued and supported. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. As a credit union rooted in community values, we recognize that banking is not just about transactions; it's about relationships. We strive to make banking easy and convenient through modern digital advancements like online and mobile banking. Our commitment to accessibility extends beyond technology as we ensure ADA compliance so everyone can enjoy our services without barriers. Our strong community outreach efforts include partnerships with local organizations that promote health and wellness initiatives. By participating in various events and activities throughout the year, we aim to uplift the lives of those around us while fostering connections that matter. We invite you to join us on this journey! At Associated Healthcare, you are not just a member; you are part of a family that cares deeply about your financial success and overall happiness. Come visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and discover how we can help you achieve your financial goals. If you have any questions or need assistance, feel free to reach out at 651-383-4000. Experience the benefits of being part of something bigger at Associated Healthcare!

Branch Location & Accessibility

Connect With Us

We invite you to visit us at the Associated Healthcare branch in Saint Paul for all your banking needs. Feel free to call us at 651-383-4000 if you have any questions or need further assistance. We look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it simple for you to find us. We're just a short drive away from the vibrant Lowertown area and within walking distance of beautiful parks that enhance our community's charm. Parking is available right outside the branch, with accessible features like ramps to ensure everyone can easily reach us. Our facility is compliant with ADA standards, so you can feel confident that your visit will be comfortable.

Operating Hours and Services

We understand that life can be busy, which is why we offer convenient banking hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, our dedicated team is here to help. While we currently do not offer ATM services or drive-thru banking at this location, we do provide shared service transactions for members of partner credit unions. You can expect a range of services including deposits and withdrawals, ensuring you have access to essential banking needs when visiting us.

Member Eligibility

Becoming a member of Associated Healthcare is like joining a family that genuinely cares about your financial well-being. At our branch, located at 360 Sherman St Saint Paul Mn 55102, we welcome individuals who are part of the healthcare community, including employees, retirees, and their families. This means if you work in healthcare or have a loved one who does, you're already on your way to enjoying the benefits of membership! Not only will you gain access to personalized banking services designed with your needs in mind, but you'll also join a supportive network that prioritizes its members' goals and aspirations. To start the process, simply check out the detailed eligibility criteria on our website at https://www.ahcu.org/membership-perks/. We've made it easy for you to find everything you need to know about becoming part of our community. Once you're ready to open an account, just visit us online at https://www.financial-net.com/associatedhealthcarecu/lending/internetloans or give us a call at (651) 383-4000 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. We can't wait to welcome you into the Associated Healthcare family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a bustling café where customers can pay quickly and securely using their mobile devices. Our merchant services make this possible, allowing you to accept payments seamlessly while keeping your focus on serving your customers. This means fewer hassles and more time for what truly matters growing your business. Located at 360 Sherman St Saint Paul Mn 55102 in Saint Paul, MN, we invite you to explore how our business banking services can empower you to thrive. Reach out at (651) 383-4000 for personalized assistance tailored to your unique needs.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our robust business banking offerings. We provide merchant services that make transactions smooth for both you and your customers. Additionally, our business loans are designed to help you expand or improve your operations without the hassle often associated with traditional lending.

Convenient Digital Banking

In today's fast-paced world, having access to online and mobile banking is crucial. With Associated Healthcare, managing your finances is just a click away. Our online banking platform allows you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with mobile payments available, making transactions has never been easier.

Personal Banking Solutions

Our personal banking services are crafted to fit the diverse needs of our members. You can open checking and savings accounts that help you manage your money effectively. If you're thinking about purchasing a new car, our auto loans and vehicle financing options make it easier than ever to hit the road without breaking the bank. We also offer mortgage loans and refinancing options that can help you secure your dream home or lower your monthly payments. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services provide quick access to cash while simplifying your finances. And don't forget about our credit cards with rewards! They offer great benefits on everyday purchases, allowing you to earn points towards exciting rewards.

Shared Branching Options

We understand that convenience is key for our members. That's why we offer basic shared branch transactions for partner credit union members. This means you can conduct deposits and withdrawals even if you're not at our branch making banking simple no matter where you are. Whether you're stopping by or accessing our services online, we're here to support you every step of the way. If you have any questions or would like more information about how we can assist you in reaching your financial goals, please don't hesitate to call us at (651) 383-4000. Explore all that Associated Healthcare has to offer by visiting us at St Paul Office today!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to take control of your finances whenever it suits you. Whether it's transferring money between accounts or sending funds to friends and family through our person-to-person transfer feature, managing your money has never been simpler. Plus, with our electronic signature authorization option, you can complete important transactions without the need for paper forms. We also offer e-statements, allowing you to receive your account statements electronically no more waiting for the mail! This not only helps you stay organized but also reduces paper waste. Our mobile application enhances this experience even further. Available on various platforms, it puts your banking right in your pocket. You can even make mobile payments seamlessly, ensuring you're always ready for whatever life throws at you.

Security You Can Trust

We prioritize your security in every transaction. Our online banking system incorporates advanced security measures to keep your information safe while providing a user-friendly experience. You can feel confident knowing that managing your finances digitally is both secure and straightforward. Whether you're looking to check your balance, review recent transactions, or set up automatic payments, Associated Healthcare has all the tools you need to manage your money effectively. Experience the ease of banking anytime, anywhere with us today!

Financial Strength

Member Savings Secured

Members' savings are secured through $25,876,178 in share certificates and $35,679,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,294,098 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $15,070,153 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,692,490 in total loans and leases and $2,876 used auto loans available to help you achieve your aspirations.

Strong Financial Health

With a net worth of $21,095,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1309 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 21,764, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Healthcare is your trusted partner. Visit us at 360 Sherman St Saint Paul MN 55102 or call us at 651-383-4000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,917,692 in used vehicle loans and $11,748,467 in new vehicle loans already helping members get on the road. We provide options for financing that suit your budget and lifestyle.

Credit Lines

For those who prefer flexibility in their borrowing options, our credit lines amount to $40,038,445, giving you access to funds when you need them most without the commitment of a traditional loan. Our team is here to guide you through each step of the application process. If you're considering refinancing or want to learn more about eligibility options available for any of these products, please don't hesitate to reach out. For more information about our loan offerings or to get started on your application today, call us at 651-383-4000 or visit our website at www.ahcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $20,886,399, we can assist you in finding the right mortgage product to meet your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,942,612 in loans helping members manage their finances effectively. This allows you to make purchases without the worry of collateral while benefiting from competitive rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent. By partnering with trusted financial institutions, LendMesh guarantees that users receive verified data, allowing them to compare loan offers without bias.

Associated Healthcare