Associated Credit Union Fridley MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Associated Healthcare, your trusted financial partner in the heart of Fridley, Minnesota! Established in 1953, we have proudly served our community for decades, offering a range of services designed to meet your personal and business banking needs. Located at 500 Osborne Rd NE, Fridley, MN 55432, our branch is dedicated to providing exceptional service and support to our 12,520 members. At Associated Healthcare, we understand that financial decisions can be daunting. That's why we offer friendly guidance and tailored solutions that empower you to achieve your goals. Our total assets stand strong at an impressive $160,925,744, reflecting our commitment to stability and growth. With $15,271,346 in total deposits and a net worth of $21,095,801, you can trust that your finances are in capable hands. Our team of 23 employees, led by CEO Theresa Malone and Board President Joe Clubb, is here to help you every step of the way. We pride ourselves on being more than just a credit union; we are a community resource. Whether you're looking for auto loans where we currently manage over 8,178 loans and leases or personal banking options like checking and savings accounts, we have something for everyone. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 500 Osborne Rd NE, Fridley, MN 55432. Feel free to reach out with any questions or concerns at 651-383-4000. Join us today and discover how Associated Healthcare can support you on your financial journey. Visit our website at ahcu.org for more information about our services and how to become a member. We look forward to welcoming you into our community!

Branch History & Mission

At Associated Healthcare, we pride ourselves on a legacy that spans over six decades. Founded in 1953, our branch in Fridley, MN has been a cornerstone of financial support and community service. Located at 500 Osborne Rd NE, we have dedicated ourselves to meeting the needs of our members while fostering a sense of belonging and support. Since our inception, we've grown significantly, now serving over 12,520 members with assets totaling an impressive $160,925,744. Our journey has seen us adapt and evolve to meet the changing needs of our community. We are more than just a credit union; we are a partner in your financial journey. Whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes, we aim to provide accessible financial solutions that empower our members. Our mission is clear: to enhance the financial well-being of our members while making a positive impact in the community. We believe in offering personalized services that not only address financial needs but also strengthen the bonds within our community. This commitment is reflected in our partnerships with local organizations and outreach programs designed to uplift those around us. While members can visit us at 500 Osborne Rd NE, official correspondence should be sent to 500 Osborne Rd NE, Suite 140, Fridley, MN 55432 if needed. We are open Monday through Friday from 9:00 AM to 4:00 PM, ready to serve you with compassion and care. In today's fast-paced world, we've embraced digital advancements while ensuring compliance with accessibility standards. Our services include online banking and mobile payments, allowing you to manage your finances conveniently from anywhere. As we continue this journey together, we invite you to be part of our story. Join us at Associated Healthcare and experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Together, let's build a brighter future!

Branch Location & Accessibility

Additional Services

Please note that while we currently do not have ATM facilities or drive-thru services available at this branch, we do provide shared service center transactions for members of partner credit unions. This means that you can still access essential banking functions like deposits and withdrawals conveniently. We invite you to come visit us soon! Our team at the Associated Healthcare branch is eager to help you with all your financial needs. Whether you're looking for advice on loans or simply want to open an account, we're here for you!

Convenient Access and Features

Our branch offers ample parking and is designed with accessibility in mind, ensuring everyone can reach us comfortably. We're committed to providing a welcoming environment for all members. Inside, you'll find friendly staff ready to assist you with a range of services including personal banking accounts, auto loans, mortgage options, and more.

Operating Hours

We know your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, opening at 9:00 AM and closing at 4:00 PM. Feel free to drop by during these times or give us a call at 651-383-4000 if you have any questions or need assistance.

Member Eligibility

At Associated Healthcare, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that truly cares for its members. To qualify for membership, you need to meet certain criteria, which primarily includes being employed in the healthcare industry or having a family member who is. We welcome individuals who are passionate about health and well-being, ensuring that our services cater specifically to your needs. This makes us more than just a financial institution we're your partners in achieving financial wellness! If you're curious about the specific eligibility requirements, feel free to check out the details at https://www.ahcu.org/membership-perks/. Joining is easy! Once you know you meet the eligibility criteria, simply visit us at our branch located at 500 Osborne Rd Ne Fridley Mn 55432 or give us a call at (651) 383-4000 for assistance with the account opening process. You can also find all the necessary information online through this link: https://www.financial-net.com/associatedhealthcarecu/lending/internetloans. We can't wait to welcome you to the Associated Healthcare family!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In today's fast-paced environment, efficient payment processing is crucial. Our merchant services offer practical solutions that streamline transactions, allowing you to focus more on running your business and less on managing payments. Picture a busy day at your shop where customers can easily pay using various methods credit cards, mobile payments, and more thanks to our reliable services. Located at 500 Osborne Rd Ne Fridley Mn 55432 in Fridley, MN, we're here to help local businesses thrive. Call us at (651) 383-4000 or visit us online at https://www.ahcu.org/ to learn more about how we can assist your business today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the capital needed to launch a new product line or invest in essential equipment. Our commercial loans can make those dreams a reality, enabling you to seize opportunities as they arise.

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans that cater specifically to small businesses. Running a business comes with its challenges, but with the right financial support from Associated Healthcare, you can focus on what matters most growing your venture.

Convenience at Your Fingertips

In addition to traditional banking services, we understand the importance of convenience in today's fast-paced world. That's why Associated Healthcare provides online and mobile banking features that allow you to manage your accounts anytime, anywhere. From making deposits to accessing cash withdrawal services at partner ATMs, we've made it easier than ever for you to stay in control of your finances. We also offer basic shared branch transactions for members of partner credit unions. This means that even if you're away from our branch, you can still make deposits and withdrawals seamlessly. At Associated Healthcare, we believe in creating meaningful relationships with our members through exceptional service and support. If you're ready to experience all these great offerings, give us a call at (651) 383-4000 or visit us today! Explore how we can assist you in achieving your financial goals by visiting our website or stopping by our branch!

Credit Cards

For those who prefer using credit, our credit cards come with rewards that can benefit you every time you swipe. From cashback offers to travel perks, our credit card options are designed to maximize your spending power while keeping you financially secure.

Personal Banking

One of our key offerings is personal banking, which includes checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking whether you want to check your balance while commuting or transfer money to a friend instantly. Our user-friendly digital tools make managing your finances straightforward and hassle-free. When it comes to financing, Associated Healthcare offers competitive auto loans and vehicle financing options. Whether you're buying a new car or refinancing an existing loan, our dedicated team can help you navigate through the process smoothly. We also provide mortgage loans and refinancing services, ensuring that you can find the perfect home without stretching your budget too thin. If you're facing unexpected expenses or planning for a major purchase, our personal loans can be an excellent solution. With flexible terms and competitive rates, debt consolidation options are also available to help simplify your financial obligations.

Digital & Online Banking

Key Features for Your Convenience

You can access your accounts anytime, anywhere, thanks to our user-friendly online platform. Whether you want to check your balance, transfer funds, or pay bills, our online banking system allows you to do it all with just a few clicks. Plus, with electronic signature authorization available, signing documents is quick and hassle-free no need for paper or in-person visits. For those who prefer the convenience of mobile banking, our mobile application offers all the features you need right at your fingertips. You can even make mobile payments and send money easily through person-to-person transfers. It's like having a bank branch in your pocket!

Security You Can Trust

We prioritize your security while you bank online. Our systems are designed to protect your information and give you peace of mind as you manage your finances from the comfort of your home or on the go. Additionally, e-statements are available so you can receive and manage your financial statements electronically helping you stay organized while also being eco-friendly. At Associated Healthcare, we believe that banking should be accessible and stress-free. With our robust digital offerings, you have the tools you need to take control of your financial future easily and securely. Visit us today at https://www.ahcu.org/ to learn more about how our online banking services can work for you!

Financial Strength

At Associated Healthcare, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance. That's why we're proud to share insights into our strong financial position, which reinforces our commitment to serving you. With a net worth of $21,095,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,309 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,876,178 in share certificates and $35,679,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $15,070,153 in undivided earnings. This allows us to enhance innovative banking tools and stronger lending options while implementing top-notch security measures to serve our members better. With $2,876 in used auto loans and $126,924,905 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our impressive $1,294,098 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 23 full-time employees ready to assist you with their expertise and dedication. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Healthcare is your trusted partner. Visit us at 500 Osborne Rd Ne Fridley Mn 55432 or call (651) 383-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,917,692 in used vehicle loans and $11,748,467 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and needs.

Credit Lines

Our total credit lines amounting to $40,038,445 provide a safety net for our members. This can be especially useful for managing cash flow or funding larger purchases when needed. If you're interested in refinancing any existing loans or want to learn more about eligibility options, feel free to reach out! We're here to guide you through the process and help you find the right financial solution. For more information on our loan offerings or to apply today, visit us at our branch located at 500 Osborne Rd Ne Fridley Mn 55432, or give us a call at 651-383-4000. Our team is ready to assist you Monday through Friday from 9:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take advantage of these opportunities to improve your financial well-being with Associated Healthcare!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,886,399, make buying or refinancing simple. We aim to support you every step of the way in securing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,942,612 in loans helping members manage their finances effectively. This product allows you to handle unexpected expenses without straining your budget.

Loan Aggregator

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Associated Healthcare