Associated Credit Union Coon Rapids MN | Affordable Auto Loans & Business Banking

Introduction

Community Commitment

Our commitment goes beyond just banking; it's about building strong relationships within the community. With total assets of $160,925,744 and total deposits reaching $15,271,346, we ensure that our members' funds are managed responsibly and effectively. We understand that financial security is essential for you and your family, which is why we focus on providing competitive loans and savings options.

Get in Touch

While members can visit us at our branch address, official correspondence should be sent to the same location: 4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433. For any questions or assistance, don't hesitate to call us at 651-383-4000 during our lobby hours from Monday to Friday between 9:00 AM - 4:00 PM. At Associated Healthcare, we're not just a credit union; we're your partners in achieving financial success. Visit us today or check out our website at ahcu.org for more information on how we can help you thrive!

Strong Leadership

Led by our dedicated CEO, Theresa Malone, and Board President, Joe Clubb, our team of 23 employees is here to assist you with any inquiries or financial needs. Whether you're looking for an auto loan where we have financed over 5,752 vehicles or exploring personal banking solutions, we are committed to guiding you every step of the way.

Branch History & Mission

At Associated Healthcare, we take pride in our deep roots and commitment to our community. Since opening our doors in 1953, we have grown into a trusted financial partner for many in Coon Rapids, MN. Our branch, located at 4050 Coon Rapids Blvd NW, has been a cornerstone of the community, providing essential financial services while fostering a spirit of cooperation and support among our members. Over the years, we have witnessed remarkable growth. Today, with a membership of over 12,520 individuals and total assets reaching $160,925,744, we remain dedicated to offering personalized banking solutions that meet the diverse needs of our members. Our mission is clear: to empower individuals and families by providing reliable financial services while promoting community well-being. Our journey has been marked by significant milestones and achievements. As technology advanced, so did we. We embraced digital banking solutions, ensuring our members enjoy convenient access to their accounts through online banking and mobile applications. We also prioritize accessibility; our branch is designed to be ADA compliant so that everyone can benefit from our services. While members can visit us at 4050 Coon Rapids Blvd NW, official correspondence should be sent to the same address. We encourage everyone to reach out at 651-383-4000 during our operating hours Monday through Friday from 9:00 AM to 4:00 PM to learn more about how we can assist you with personal banking, auto loans, mortgage financing, and more. Our mission extends beyond just financial services. We actively engage in community outreach programs and partnerships that uplift those around us. By participating in local events and supporting various initiatives, we aim to strengthen ties within the community while promoting financial literacy and responsible banking. As we continue to grow and adapt to changing times, we invite you to join the Associated Healthcare family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

At Associated Healthcare, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our team is here to help you navigate your options and find what fits best for your financial situation. If you have any questions or need assistance before your visit, feel free to give us a call at 651-383-4000. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Our branch sits in a bustling area of Anoka County, close to popular spots that many locals frequent. If you're coming from the nearby Riverdale Village shopping center or the Coon Rapids Dam Regional Park, you'll find us just a short drive away. Parking is available right outside our doors, making it easy for you to stop by for your banking needs. We are committed to accessibility for everyone. Our branch features ADA-compliant entrances and ramps so that everyone can access our services comfortably.

Operating Hours and Services

We understand that life gets busy! That's why our lobby is open Monday through Friday from 9:00 AM to 4:00 PM, providing plenty of time for you to come in and speak with our friendly staff about your financial needs. Although we currently do not have ATM or drive-thru services available at this location, we do offer shared services that allow members from partner credit unions to handle basic transactions like deposits and withdrawals.

Member Eligibility

At Associated Healthcare, we believe that becoming a member is like joining a caring community where your financial well-being matters. If you're looking to become part of our family, you'll be pleased to know that eligibility is straightforward and inclusive. We welcome individuals who work in healthcare or are associated with the industry, as well as their family members. This means that if you have a loved one in the healthcare field, you're already on your way to enjoying the benefits of membership! To learn more about the specific eligibility criteria and see if you qualify, please visit our detailed page at https://www.ahcu.org/membership-perks/. Once you're ready to open an account, the process is simple and can be done online or by visiting us at our branch located at 4050 Coon Rapids Blvd Nw Coon Rapids Mn 55433. If you have any questions or need assistance, don't hesitate to reach out to us at (651) 383-4000. We're excited to help you take this step towards better financial services!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine being able to secure the funds you need without the usual hassle. With our tailored commercial loans, you can focus on what really matters growing your business.

Merchant Services Made Easy

In addition to loans, we offer merchant services that help streamline your payment processes. Picture this: your customers can pay quickly and easily, while you enjoy lower transaction fees and faster access to funds. This means less waiting and more time for you to focus on serving your customers and expanding your reach. Visit us at 4050 Coon Rapids Blvd Nw Coon Rapids Mn 55433 in Coon Rapids, MN or give us a call at (651) 383-4000 to learn how our business banking services can empower your success. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Credit Cards & Business Banking

For those who love rewards, our credit cards with rewards offer great perks for everyday purchases. Additionally, we support local businesses through our business banking services, which include essential tools like merchant services and business loans.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on the go is crucial. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, or pay bills from anywhere using our user-friendly app. We also provide ATM and cash withdrawal services for when you need cash quickly.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process, making homeownership more accessible. Plus, if you're feeling overwhelmed by debt, our personal loans and debt consolidation services can provide relief and help streamline your finances.

Personal Banking

Whether you're opening your first checking account or looking to grow your savings, we have you covered. Our personal banking options include various checking and savings accounts designed to help you manage your money effectively. If you're considering a new vehicle, our auto loans and vehicle financing make it simple to get behind the wheel without breaking the bank.

Shared Branch Transactions

For members of partner credit unions, we facilitate basic shared branch transactions such as deposits and withdrawals. This means you can access your funds conveniently even when you're away from your home branch. Our commitment at Associated Healthcare is to ensure that all these services are available with just a call or click. If you have questions or need assistance, don't hesitate to reach out at (651) 383-4000 during our operating hours from Monday to Friday, 9:00 AM to 4:00 PM. Ready to explore what we offer? Visit us today at 4050 Coon Rapids Blvd Nw Coon Rapids Mn 55433 or check out more details on our website at Coon Rapids Office. Your financial future starts here!

Digital & Online Banking

Key Services

Our online banking platform offers a user-friendly experience that lets you check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can stay connected to your money effortlessly. Plus, our mobile application enhances this experience even further, allowing you to manage your accounts right from your smartphone. Need to send money to friends or family? With our person-to-person transfer feature, sending cash has never been easier! And if you're looking for a quick way to sign documents, our electronic signature authorization ensures that you can complete transactions securely without any hassle.

Security and Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while providing easy access to your accounts. Our e-statements give you a paperless option for managing your financial documents environmentally friendly and always at your fingertips. Whether you're making mobile payments or checking account activity through our app, we've designed our services with ease of use in mind. With everything accessible through one secure portal, you'll find that taking charge of your finances is not only simple but also efficient. Discover how convenient banking can be at Associated Healthcare today! Visit us online at https://www.ahcu.org/ to learn more about all the ways we make banking work for you.

Financial Strength

At Associated Healthcare, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to providing you with reliable services and innovative solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,095,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,309 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,876,178 in share certificates and $35,679,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in your financial future is reflected in our $15,070,153 in undivided earnings. These funds help us develop innovative banking tools, improve lending options, and enhance security measures to serve you better. Additionally, with $2,876 in used auto loans and $126,924,905 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $1,294,098, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 21,764, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Healthcare is your trusted partner. Visit us at 4050 Coon Rapids Blvd Nw Coon Rapids Mn 55433 or call (651) 383-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,917,692 in used vehicle loans and $11,748,467 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new vehicle or a reliable used one, we can help you finance it efficiently.

Credit Lines and Unsecured Loans

For those looking for flexibility in their finances, we offer total credit lines amounting to $40,038,445, allowing you to borrow as needed while keeping costs manageable. Additionally, we have flexible terms on unsecured credit card loans, with a total of $5,942,612 in loans helping members manage their finances effectively. This can be particularly useful for unexpected expenses or consolidating existing debts.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,886,399, make buying or refinancing simple. We also provide competitive rates and terms that fit your budget, so you can enjoy peace of mind while investing in your future.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options that may suit your needs. It's worth exploring how refinancing could help lower your monthly payments or adjust your loan terms to better align with your financial situation. At Associated Healthcare, our dedicated team is here to assist you every step of the way. For more information on our loan offerings or to discuss which option might be right for you, feel free to reach out at (651) 383-4000 or visit us at 4050 Coon Rapids Blvd Nw Coon Rapids Mn 55433 in Coon Rapids, MN. Your financial success is our priority!

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Associated Healthcare