Associated Credit Union Oakwood GA | Basic Drive-Thru & ATM Access

Introduction

Welcome to Associated Credit Union - Oakwood Branch, your trusted financial partner located at 4236 McEver Rd, Oakwood, GA 30566. Established in 1930, we have been dedicated to serving our community for over 90 years. With a strong focus on member satisfaction and financial wellness, we proudly support our 155,696 members by providing an array of services tailored to meet their needs. At Associated Credit Union, we understand that financial success is built on trust and reliability. That's why we maintain a solid foundation with total assets of $2,246,831,604 and total deposits amounting to $201,977,545. Our commitment to responsible lending is reflected in our total loans and leases reaching 205,678, ensuring our members have access to the resources they need. We are led by CEO Lin Hodges and Board President Exceptral Harden, both of whom bring a wealth of experience and a passion for community service. Under their guidance, our team of 379 employees works diligently to ensure that every interaction you have with us is positive and productive. For any official correspondence, please note that while you can visit us at our branch address, all mail should be directed to 4236 McEver Rd, Oakwood, GA 30566-2237. We invite you to explore our website at acuonline.org for more information about our services and how we can help you achieve your financial goals. Whether you're looking for personal loans or savings accounts, we are here for you. Feel free to call us at 770-503-7472 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Join us in building a brighter financial future together!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and community. Explore how we can help you achieve your financial goals today! For more information or to become a member, call us at 770-503-7472 or visit us online at www.acuonline.org. Together, let's build a brighter future!

Our Journey

From humble beginnings, Associated Credit Union has blossomed into a trusted financial partner for 155,696 members. Our journey reflects not just growth in numbers but also an unwavering commitment to serving the needs of our community. With total assets exceeding $2.24 billion, we are well-equipped to provide a range of financial products and services designed to enhance your life. Over the years, we have embraced change and innovation while staying true to our core values. We now offer modern conveniences such as online banking, mobile payments, and electronic signatures, ensuring that our members can access their accounts anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities that welcome everyone.

Our Mission

At Associated Credit Union, our mission is simple yet powerful: we strive to empower individuals and families through exceptional financial services while building lasting relationships within our community. We understand that financial success goes beyond transactions; it involves supporting our members' dreams and aspirations. We believe in giving back to the community that has supported us throughout the years. Through various partnerships and outreach initiatives, we aim to uplift those around us, providing resources and support where it's needed most. While you can visit us at 4236 McEver Rd, official correspondence should be sent to 4236 McEver Rd, Oakwood, GA 30566-2237 if needed. Our dedicated team is available from 9:00 AM - 5:00 PM Monday through Friday to assist with your financial needs. We also offer convenient ATM services and basic drive-thru banking for quick transactions.

Branch Location & Accessibility

Easy Access and Parking

Our branch is equipped with ample parking spaces, making it easy for you to stop by for your banking needs. If you require assistance, rest assured that our facilities are ADA compliant, featuring ramps and other accessibility features to ensure everyone can visit us comfortably.

Operating Hours

We are open from 9:00 AM to 5:00 PM Monday through Friday, giving you plenty of time during the week to take care of your banking tasks. Whether you're looking to open a new account, make a deposit, or inquire about loans, our friendly staff is here to assist you.

Services Offered

At Associated Credit Union - Oakwood Branch, we offer essential services that cater to your everyday banking needs. Enjoy the convenience of ATM services, drive-thru banking for quick transactions like deposits and withdrawals, and shared branch services for partner credit union members. Our goal is to provide a smooth banking experience for everyone who walks through our doors. While members can visit us at 4236 McEver Rd for all in-branch transactions, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 770-503-7472. We look forward to welcoming you to our branch soon! Come see how we can help make your financial journey smoother and more enjoyable.

Member Eligibility

At Associated Credit Union, we believe in building a community where everyone feels welcome and supported. If you're looking to join our family, becoming a member is easier than you might think! Our eligibility criteria are designed to be inclusive whether you're a resident of Hall County, an employee of one of our partner organizations, or have family members who are already part of our credit union, you could qualify. We invite you to explore more about the specifics by visiting this helpful link: . Once you've confirmed your eligibility, opening an account with us is a breeze! Just follow the straightforward steps outlined here: https://app.loanspq.com/apply.aspx?lenderref=acu050715&list=1s&scenario=safarisavingsnew&acctype=minor. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (770) 503-7472. We're here to help you every step of the way as you take this exciting step towards financial empowerment with Associated Credit Union at our Oakwood location: 4236 Mcever Rd Oakwood Ga 30566.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,820,070, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having a partner who simplifies payment processing and helps you manage transactions effortlessly. Our merchant services provide just that. From accepting card payments to managing payroll, we ensure that your operations run smoothly so you can focus on what you do best growing your business. Located at 4236 Mcever Rd Oakwood Ga 30566, Oakwood, GA 30566, our dedicated team is ready to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Reach out to us at (770) 503-7472 to discover how we can help your business thrive!

Comprehensive List Of Services

A Commitment to Digital Solutions

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features to make managing your finances as smooth as possible. With options like online banking, mobile payments, and person-to-person transfers, you can take control of your finances anytime, anywhere. Whether it's paying bills while waiting in line or transferring money to a friend instantly using our mobile application, we have you covered.

Everyday Banking Made Easy

Our members enjoy ATM Services that allow for quick access to cash whenever you need it. With a convenient ATM located at our branch, you can withdraw funds or check your balance without any hassle. For those who prefer personal interaction, our Basic Drive-Thru Banking offers an efficient way to handle deposits, withdrawals, and simple transactions all from the comfort of your vehicle. Imagine driving through on a busy morning and quickly completing your banking tasks without stepping out into the rush.

Let Us Help You Succeed

At Associated Credit Union, we pride ourselves on being more than just a financial institution; we are part of your community. With our dedicated team available at (770) 503-7472, we're here to answer any questions about our services or help guide you in choosing the right solutions for your financial needs. If you're ready to experience hassle-free banking, stop by our branch located at 4236 Mcever Rd Oakwood Ga 30566 in Oakwood, or visit us online at https://www.acuonline.org/home/home for more information about our services and how we can assist you today!

Shared Services for Greater Convenience

We also understand that sometimes you might need to conduct transactions with other partner credit unions. That's why we offer Basic Shared Branch Transactions. This service allows members from partner credit unions to perform deposits and withdrawals here at Associated Credit Union. It's like having a network of branches ready to help you no matter where you are.

Digital & Online Banking

Convenient Features

For those who prefer paperless options, e-statements are readily available. You can receive your account statements electronically, making it easy to stay organized while helping the environment. Our person-to-person transfer feature lets you send money to friends or family with just a few taps on your screen, making splitting bills or sending gifts simple and fast. And if you're someone who enjoys the simplicity of mobile payments, you'll be pleased to know that we support this feature too! Just link your account through our mobile app and enjoy hassle-free transactions at participating merchants. At Associated Credit Union, we strive to ensure that managing your finances is not only easy but also secure. Join us today and take advantage of these digital tools that put you in control of your financial journey!

Key Services

Our online banking platform is available 24/7, giving you the freedom to access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our user-friendly interface has you covered. Plus, with our mobile application, banking on the go is easier than ever. We also prioritize security in all our services. You can sign documents electronically with ease thanks to our electronic signature authorization feature. This means no more printing or mailing forms; just quick and secure transactions right from your device.

Financial Strength

A Growing Member Base

We have built a strong community of trust with 283,053 total share accounts that show how many members rely on us for their financial well-being. With net shares available for lending and investments totaling $1,106,918, we are well-positioned to support our members' financial journeys. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union is your trusted partner. Visit us at 4236 Mcever Rd Oakwood Ga 30566 or call (770) 503-7472 to learn more about how we can help you achieve your financial goals.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $109,427 in used auto loans and $1,609,758,661 in total loans and leases. This diverse range of lending options means you can find the right financing solutions tailored to your specific needs.

Operational Efficiency

Our operational efficiency is reflected in our $8,089,782, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 16 part-time employees who are committed to providing you with excellent service every day.

Reinvestment for Growth

With $260,994,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to remain flexible and responsive to your needs.

Secure Savings Options

Members' savings are secured through $424,035,890 in share certificates and $505,507,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,169,327, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $274,753,807, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,222 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,430,918 in used vehicle loans and $288,518,251 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, allowing you to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $24,820,070 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities, and we are here to support your ventures. If you're considering refinancing any of these loans, our team is ready to discuss eligibility options that may be available to you. You can reach us at (770) 503-7472, or visit us at our branch located at 4236 Mcever Rd Oakwood Ga 30566 in Oakwood, GA. We're open Monday through Friday from 9:00 AM to 5:00 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your lending needs!

Credit Lines

For those who need additional flexibility, our total credit lines amount to $95,000,000. This option provides you with immediate access to funds when needed, making it easier to handle life's surprises without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,671,579, make buying or refinancing simple. We guide you through every step of the process to ensure a smooth experience whether you're purchasing your first home or refinancing your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $47,379,971 in loans helping members manage their finances effectively. These credit cards come without collateral requirements and can be an excellent tool for everyday purchases or unexpected expenses.

Loan Aggregator

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