Associated Credit Union Decatur GA | Easy ATM Access & Withdrawals

Introduction

Welcome to Associated Credit Union - Decatur, your trusted partner in financial services since 1930. Nestled at 870 Freeman Street, Decatur, GA 30030, we pride ourselves on delivering exceptional value and support to our 155,696 members. Our commitment to serving the community is reflected in our robust financial standing, with total assets of $2,246,831,604 and total deposits amounting to $201,977,545. At Associated Credit Union, we understand that every member's journey is unique. That's why we offer a variety of loan options tailored to meet your needs, with a total of 205,678 loans and leases currently issued. Our focus on customer satisfaction drives us to ensure that every financial decision you make is backed by the expertise of our dedicated team. Our leadership team is here for you! Under the guidance of CEO Lin Hodges and Board President Exceptral Harden, we strive to create an inclusive environment where all members feel valued and supported. Whether you have questions about your account or need assistance with new services like online banking or mobile payments, we're just a phone call away at 404-377-8387. While members can visit us at our Decatur branch for their banking needs, official correspondence should be sent to our mailing address: 6251 Crooked Creek Road, Norcross, GA 30092. With a net worth of $274,753,807 and cash in hand totaling $21,320,743, we are well-equipped to serve your financial needs today and into the future. Join us as we continue to make a positive impact in our community. Visit us online at acuonline.org or stop by our branch to discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our story. Experience the benefits of membership at Associated Credit Union where you're not just another account number but a valued member of our family. Visit us today or call us at 404-377-8387 for more information on how we can assist you on your financial journey!

Our Evolution

Since our inception, we have continually evolved to meet the changing needs of our members. Each milestone in our history reflects our dedication to providing quality service and innovative financial solutions. In addition to traditional banking services, we've embraced technology to enhance member experiences through online banking and mobile payments. Our operating hours are designed for your convenience open Monday through Friday from 9 AM to 5 PM, with video teller services available from 7 AM to 7 PM. While members can visit us at 870 Freeman Street Decatur Ga 30030, official correspondence should be sent to our mailing address at 6251 Crooked Creek Road, Norcross, GA 30092.

Our Mission

Our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to affordable banking options that help them achieve their financial goals. Whether it's through auto loans or savings accounts, we prioritize transparency and integrity in all that we do. At Associated Credit Union, we are more than just a financial institution; we are your neighbors committed to making a positive impact on the community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us and create lasting change.

Branch Location & Accessibility

Accessibility and Parking

At our branch, you'll find ample parking available to make your visit hassle-free. We are committed to accessibility; our facility is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Connect With Us

Feel free to give us a call at 404-377-8387 if you have any questions or need assistance before your visit. Our team is eager to help you achieve your financial goals! We look forward to welcoming you soon at Associated Credit Union in Decatur your community partner in banking!

Operating Hours

We know your time is valuable. That's why we offer convenient operating hours from 9 AM to 5 PM Monday through Friday, along with extended service through our Video Teller system available from 7 AM to 7 PM on weekdays, and 9 AM to 1 PM on Saturdays. Whether you need personal assistance or quick transactions, we've got you covered!

Services Offered

While visiting us, take advantage of our ATM services which are available right on-site for your convenience. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch with any inquiries or transactions you may have. If you need to send official correspondence, please note that while members can visit us at 870 Freeman Street, all mail should be directed to our mailing address: 6251 Crooked Creek Road, Norcross, GA 30092.

Member Eligibility

Welcome to the community at Associated Credit Union! We're excited to share that becoming a member is simple and open to many. If you live, work, or worship in the area around 870 Freeman Street Decatur Ga 30030, you may qualify for membership. It's our way of welcoming those who are part of our local community. Joining us means gaining access to a range of financial services designed with your needs in mind, all while being part of a supportive network. To learn more about the specific eligibility requirements, we invite you to check out the details on our website at . Once you're ready to take the next step, opening an account is just a click away! Visit https://app.loanspq.com/apply.aspx?lenderref=acu050715&list=1s&scenario=safarisavingsnew&acctype=minor for an easy application process. If you have any questions or need assistance, feel free to reach out to us at (404) 377-8387 we're here to help!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most serving your customers. From credit card processing to point-of-sale systems, we provide the tools you need to enhance customer experiences and boost sales. At Associated Credit Union, located at 870 Freeman Street Decatur Ga 30030 in Decatur, GA, we are here to empower your business ambitions. Reach out today at (404) 377-8387 and discover how we can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,820,070, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the core services we offer is our ATM Services. Members can access Basic ATM Access, allowing for essential transactions such as withdrawals and balance checks. Imagine it's a busy Saturday afternoon, and you're out running errands. With our ATMs, you can quickly get cash without stepping inside the branch, saving you time and hassle.

Contact Us

If you have any questions about our services or need assistance, please don't hesitate to reach out! You can call us at (404) 377-8387 during our operating hours: Monday through Friday from 9 AM to 5 PM, and enjoy video teller service from 7 AM to 7 PM on weekdays, plus Saturday hours from 9 AM to 1 PM. At Associated Credit Union, we are proud to be part of your financial journey. We invite you to explore all that we have to offer and experience the difference that comes with being a member of our credit union family. Visit us today at 870 Freeman Street Decatur Ga 30030 or check out more information on our website: https://www.acuonline.org/home/home. Your financial future starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Associated Credit Union - Decatur, we emphasize robust digital banking features. Our online banking system allows you to manage your accounts from the comfort of your home or on-the-go through your mobile device. You can easily check balances, transfer funds, and even pay bills with just a few clicks.

Member-Centric Approach

We understand that each member has unique financial needs. That's why we strive to create an atmosphere where you feel valued and supported in your financial journey. Whether you're a first-time account holder or have been with us for years, our team is here to assist you every step of the way.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services let you check balances, transfer money, and pay bills without stepping foot in a branch. You can even send money directly to friends or family using our person-to-person transfer feature. Whether you're at home or on the go, your finances are just a click away.

Enhanced Security and Features

Security is a top priority for us. We provide electronic signature authorization for various transactions, ensuring your information stays safe while giving you the convenience of signing documents digitally. Plus, with e-statements available, you can view your account statements online without the hassle of paper clutter.

Mobile Banking at Your Fingertips

For those who prefer banking on their smartphones, our mobile application makes it easy to perform all these tasks right from your device. Need to make a quick payment? Our mobile payments feature allows you to do so effortlessly. With all these user-friendly options, managing your money has never been more accessible. Join us at Associated Credit Union and experience how our digital banking services can simplify your financial life today!

Financial Strength

At Associated Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial institution, which is why we are committed to maintaining strong financial health. With a net worth of $274,753,807, we demonstrate our solid footing in the financial landscape, allowing us to provide you with better rates, lower fees, and improved member services. Our net worth ratio of $1,222 further highlights our robust capital base, ensuring that we can continue providing loans and competitive savings options even during uncertain economic times. Members' savings are secured through $424,035,890 in share certificates and $505,507,881 in money market shares, giving you reliable avenues for growth while keeping your funds safe. Unlike traditional banks, we prioritize our members; with non-member deposits at $26,169,327, our focus remains on benefiting you directly through enhanced loan rates and exclusive perks. Our commitment to reinvesting in our services is evident with $260,994,718 in undivided earnings. This allows us to enhance our banking tools and strengthen our lending options to better serve your needs. We're also proud to support your financial goals with $109,427 in used auto loans and an impressive $1,609,758,661 in total loans and leases. Our operational efficiency is reflected in our $8,089,782, enabling us to maintain competitive loan rates and solid financial products tailored for you. With a dedicated team of 363 full-time employees and 16 part-time employees, we're always ready to assist you with knowledgeable service. The numbers tell a compelling story: our net shares available for lending stand at $1,106,918, while we proudly manage a total of 283,053 deposit accounts showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union is your trusted partner. Visit us at 870 Freeman Street Decatur Ga 30030 or call (404) 377-8387 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Lending Options

For business owners seeking growth opportunities, our outstanding commercial loans totaling $24,820,070 provide the capital needed to expand operations or invest in new ventures. We recognize that businesses play a vital role in our communities and strive to support them with tailored lending solutions. If you have questions about eligibility or how to apply for any of our loan products, don't hesitate to reach out! You can call us at 404-377-8387 during our operating hours from 9 AM - 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Associated Credit Union, we're dedicated to providing you with not just loans but comprehensive support throughout your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,430,918 in used vehicle loans and $288,518,251 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can assist you with competitive rates and terms tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,671,579, make buying or refinancing simple. We offer various mortgage products designed to meet different needs and situations. Plus, if you're considering refinancing your current mortgage, we have options that could lower your monthly payments or help you access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $47,379,971 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to build credit responsibly.

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