Associated Credit Union Atlanta GA | Basic Shared Branch & ATM Access

Introduction

Welcome to Associated Credit Union - Vinings, your trusted financial partner located at Vinings Home Depot, Atlanta, GA 30339. Established in 1930, we have been proudly serving our community for over nine decades, fostering a culture of trust and support among our 155,696 members. At Associated Credit Union, we are not just about numbers; we are dedicated to making a positive impact on the lives of our members and the surrounding community. With total assets exceeding $2.2 billion and deposits amounting to $201,977,545, we ensure that your money is secure while providing you with a range of financial products tailored to meet your needs. Our commitment goes beyond traditional banking; we offer 205,678 loans and leases, helping our members achieve their dreams, whether it's buying a new car or financing home improvements. While you can visit us at our branch for services like ATM access and basic shared transactions, please note that official correspondence should be sent to our mailing address at 6251 Crooked Creek Rd, Norcross, GA 30092. Under the leadership of CEO Lin Hodges and Board President Exceptral Harden, our team is committed to providing personalized service that reflects the values of community and cooperation. With a dedicated workforce of 379 employees, we strive to make every interaction meaningful. Whether you're looking to open an account, apply for a loan, or simply learn more about what we offer, don't hesitate to reach out. Call us at 770-384-3328 or visit our website at acuonline.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Community

We understand that financial success goes beyond numbers; it's about building lasting relationships and giving back. Over the years, Associated Credit Union has partnered with various organizations and initiatives aimed at uplifting those around us. We believe in contributing not just as a financial institution but as a responsible community member dedicated to making Atlanta a better place for all. Our branch features an ATM for convenient access to funds and shares resources with nearby credit unions for essential transactions. We also prioritize accessibility and customer-centric initiatives ensuring all members feel welcome.

Join Us

As we continue this journey together, we invite you to become part of our story. Experience firsthand the benefits of membership at Associated Credit Union where your success is our priority. For more information on how you can join or if you have any questions, please reach out at 770-384-3328 or visit us online at acuonline.org. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings nearly a century ago, Associated Credit Union has evolved with the needs of our members. With total assets now exceeding $2.2 billion, we have continually adapted to provide high-quality financial services while fostering a sense of belonging among our members. Our dedicated team works tirelessly to ensure that each member feels valued and supported. While members can visit us at Vinings Home Depot, Atlanta, GA 30339, official correspondence should be sent to 6251 Crooked Creek Rd, Norcross, GA 30092. This flexibility demonstrates our commitment to being accessible and responsive to the needs of our community.

Our Mission

At the heart of Associated Credit Union is our mission: to empower our members through comprehensive financial services while actively supporting local initiatives. We believe that by helping individuals achieve their financial goals, we contribute to the overall health of our community. Whether it's providing affordable loans or facilitating basic banking transactions through shared service centers, we aim to make a positive impact in every interaction. Our operating hours are Monday through Friday from 9:00 A.M. to 5:00 P.M., ensuring that we are available when you need us most. Additionally, we offer video chat services from 7:00 A.M. to 7:00 P.M., making it easier for members to connect with us from anywhere.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, feel free to give us a call at (770) 384-3328. Our friendly team is ready to help! We invite you to visit us soon at Associated Credit Union - Vinings, where your banking experience is our top priority.

Nearby Landmarks and Accessibility

Situated in the bustling area near Vinings, our branch is easily accessible for anyone in Cobb County. You'll find plenty of parking available, making your visit hassle-free. We also prioritize accessibility with features like ADA compliance and ramps, ensuring everyone can enjoy our services comfortably.

Operating Hours and Services

Our doors are open Monday through Friday from 9:00 A.M. to 5:00 P.M., providing ample time for you to come in and take care of your banking needs. If you prefer to connect virtually, we offer video chat services Monday through Friday from 7:00 A.M. to 7:00 P.M., and on Saturdays from 9:00 A.M. to 1:00 P.M. At this location, you can access ATM services for basic transactions like withdrawals and balance checks, and we also provide shared branch transactions for partner credit union members making it easy to manage your finances no matter where you are.

Member Eligibility

Joining the Associated Credit Union community is a wonderful way to access financial services tailored just for you. To become a member, you'll need to meet some friendly eligibility criteria. Typically, this includes being an employee of a participating employer or living in specific areas that we serve. We believe in making membership accessible, so if you're unsure about your eligibility, feel free to check out more detailed information at . It's like having a personal guide to help you understand the simple steps to join our family. Once you're ready, opening an account is as easy as pie! Just visit us online at https://app.loanspq.com/apply.aspx?lenderref=acu050715&list=1s&scenario=safarisavingsnew&acctype=minor, and you'll find everything you need to get started. Whether you have questions or need assistance along the way, our team is here for you. Don't hesitate to call us at (770) 384-3328 if you'd like to chat! We're excited to welcome you into the Associated Credit Union family, where your financial well-being is our top priority.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments seamlessly while managing your cash flow effectively. Our merchant services make this possible. With user-friendly tools, you can accept various payment methods, giving your customers more options while simplifying your operations. Located at Vinings Home Depot Atlanta Ga 30339 in Atlanta, GA, we invite you to explore how our services can help your business thrive. Contact us at (770) 384-3328 to learn more about how we can partner with you on your journey to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,820,070, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Friendly Reminder

At Associated Credit Union, we believe that banking should be straightforward and accessible for everyone. Our services are designed with your daily needs in mind whether you're making a quick deposit during lunch break or accessing cash from an ATM after hours. If you're interested in learning more about our offerings or want to open an account, feel free to reach out at (770) 384-3328. We're excited to welcome you into our community! Visit us today at Vinings Home Depot Atlanta Ga 30339, and let's take this journey together towards better financial health. For more information about our services, explore our website at https://www.acuonline.org/home/home.

ATM Services and More

One of the primary services we offer is our ATM Services Only. This means you can easily access your funds with basic ATM functions like withdrawals and balance checks. Imagine being on a shopping trip and needing cash for a quick purchase; our ATMs are available to ensure you're never left without access to your money. In addition to ATM services, members can perform Basic Shared Branch Transactions. If you're a member of one of our partner credit unions, you can make deposits and withdrawals right here at Associated Credit Union - Vinings. This feature makes it easier for you to manage your finances no matter where you are.

Convenience Through Digital Banking

We understand that life can be busy, which is why we emphasize the importance of digital banking. With features like online banking and mobile applications, managing your finances has never been easier. You can check your account balances, transfer money between accounts, or even make person-to-person payments all from the comfort of your home or on-the-go. If you have questions or need assistance while using these digital features, our video chat service operates Monday through Friday from 7:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 1:00 PM. This means that expert help is just a click away whenever you need it.

Digital & Online Banking

Key Features

We offer convenient options like electronic signatures for authorizations, which streamline your transactions without compromising security. You can also enroll in e-statements, allowing you to receive your account statements digitally and reduce paper clutter. If you're always on the go, our mobile application gives you access to all these features right from your smartphone. Need to send money to a friend? Our person-to-person transfers make it quick and easy. Just a few taps on your phone and the funds are on their way! And if you're interested in making purchases without pulling out your wallet, our mobile payments feature has got you covered. Security is our top priority at Associated Credit Union. We implement advanced measures to protect your information while ensuring that managing your finances is straightforward and stress-free. With all these features at your fingertips, you can enjoy real-time account management from the comfort of home or wherever life takes you. Experience the ease of banking with us today! Visit https://www.acuonline.org/home/home to learn more about how our digital and online banking services can enhance your financial life.

Financial Strength

Growing Together

Our strength is not just in numbers; it's also in the trust placed in us by our growing community of members. With a total of 283,053 share and deposit accounts, it's clear that many have chosen Associated Credit Union as their trusted partner for financial wellness. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union is here for you every step of the way. Visit us at Vinings Home Depot Atlanta Ga 30339 or call (770) 384-3328 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

We believe that your savings should work for you. Members' savings are secured through $424,035,890 in share certificates and $505,507,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $26,169,327, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,089,782 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We are also proud to have a dedicated team of 363 full-time employees and 16 part-time employees who ensure that our branches are always ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $274,753,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to our members is reflected in our net worth ratio of $1,222, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment into Member Services

With $260,994,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is substantial as well; with $109,427 in used auto loans and $1,609,758,661 in total loans and leases, we support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,430,918 in used vehicle loans and $288,518,251 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $24,820,070 provide the capital needed to grow and expand your enterprise. We recognize that running a business comes with its own challenges, and we aim to support your journey by offering tailored financing solutions.

Conclusion

At Associated Credit Union, we pride ourselves on making lending accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage, or credit card option, we're here to help you find what fits your needs best. Don't hesitate to reach out to us at (770) 384-3328 or visit our branch for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,671,579, make buying or refinancing simple. We are committed to providing transparent information about eligibility requirements and refinancing options so you can make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $47,379,971 in loans helping members manage their finances effectively. These cards can provide the purchasing power you need while allowing you to maintain control over your budget.

Loan Aggregator

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