Associated Credit Union Atlanta GA | Easy Drive-Thru & ATM Access

Introduction

Welcome to Associated Credit Union - North Druid Hills, where your financial well-being is our top priority! Located at 2250 N Druid Hills Rd Ne Ste 134, Atlanta, GA 30329, we have proudly served our community since 1930. With a strong commitment to our members and a growing family of over 155,000 members, we strive to provide exceptional service tailored to meet your needs. As a vital part of the DeKalb County community, our credit union has amassed impressive assets totaling $2,246,831,604. We understand that trust is built through transparency and reliability, which is why we ensure that our financial health reflects our dedication to you. With total deposits of $201,977,545 and a net worth of $274,753,807, you can feel confident that your funds are in safe hands. While members can visit us at our branch address for personal banking needs, official correspondence should be sent to our mailing address: 6251 Crooked Creek Rd, Norcross, GA 30092. Our dedicated team of 379 employees, led by CEO Lin Hodges and Board President Exceptral Harden, works diligently to create a welcoming environment where your financial goals can flourish. At Associated Credit Union, we believe in making banking accessible and convenient. We offer a range of services from loans over 205,678 loans and leases to personalized member business solutions. Our commitment to supporting local families and businesses drives us every day. We invite you to explore what makes us different! Whether you're looking for competitive loan rates or simply need assistance with everyday banking tasks, we're here for you. Don't hesitate to reach out; call us at 404-321-4100 or visit our website at www.acuonline.org for more information. Let's build a brighter financial future together!

Branch History & Mission

Mission Statement

At Associated Credit Union, our mission is clear: we are dedicated to helping our members achieve their financial goals while fostering a sense of community and belonging. We believe that financial services should be accessible and supportive, empowering individuals and families to thrive. Our focus extends beyond banking; we actively engage in community outreach initiatives that make a difference in the lives of those around us. As part of this commitment, we partner with local organizations and schools to provide resources and education that promote financial literacy. We understand that by investing in our community's future, we help create a stronger foundation for all. While members can visit us at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329, official correspondence should be sent to 6251 Crooked Creek Rd, Norcross, GA 30092. We invite you to experience the benefits of being part of Associated Credit Union where your financial well-being is our priority! Join us today and become a part of something bigger than banking; become part of a family that cares about your success. For any questions or assistance, feel free to call us at 404-321-4100 or explore more about what we offer by visiting our website.

Our Journey

From humble beginnings, Associated Credit Union has continually evolved to meet the needs of our members. We have built a legacy of trust and support, providing essential services like savings accounts, loans, and financial education. Our commitment to innovation has led us to embrace digital banking solutions, allowing members easy access to their accounts anytime and anywhere. Whether you prefer visiting us in person or using our online services, we strive to offer a seamless experience tailored just for you. Our branch is open Monday through Friday from 9:00 A.M. to 5:00 P.M., with extended hours for our Live Teller ITM from 7:00 A.M. to 7:00 P.M., ensuring that you can connect with us when it's convenient for you. We also offer drive-thru banking on Saturdays from 9:00 A.M. to 1:00 P.M., providing quick service for your everyday transactions.

Branch Location & Accessibility

ATM and Shared Services

In addition to our friendly staff ready to assist you, we also offer ATM services for quick access to your funds and basic shared branch transactions for partner credit union members. Whether you need to withdraw cash or check your balance, we've got you covered! While members can visit us at 2250 N Druid Hills Rd Ne Ste 134, official correspondence should be sent to 6251 Crooked Creek Rd, Norcross, GA 30092. If you have any questions or would like to learn more about our services, don't hesitate to give us a call at 404-321-4100. We look forward to welcoming you soon!

Convenient Access and Features

We understand that accessibility matters. Our branch is equipped with features to support all members, including ADA-compliant ramps and ample parking spaces. If you're in a hurry, take advantage of our drive-thru service, where you can complete simple transactions like deposits and withdrawals without leaving your car. For those who prefer a more personal touch, our lobby welcomes you Monday through Friday from 9:00 A.M. to 5:00 P.M., with extended hours for our Live Teller ITM available until 7:00 P.M. during the week and on Saturday from 9:00 A.M. to 1:00 P.M.

Member Eligibility

At Associated Credit Union, we believe that becoming a member is more than just opening an account it's about joining a community that supports your financial journey. If you're looking to be part of our family, eligibility is straightforward and welcoming! Typically, membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you could qualify simply by being a part of your local neighborhood. For those interested in exploring the benefits of joining us, you can find detailed eligibility criteria at . Once you're ready to take the next step, opening an account with us is quick and easy! Just visit our account opening page at https://app.loanspq.com/apply.aspx?lenderref=acu050715&list=1s&scenario=safarisavingsnew&acctype=minor, or give us a call at (404) 321-4100 if you have any questions. We're here to help you every step of the way. Join us at our branch located at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,820,070, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, accepting payments quickly and securely is essential. Our merchant services help you streamline transactions so you can focus on what matters most running your business. Imagine easily processing customer payments right at your point of sale or offering online payment options that cater to your clientele's needs. These tools not only improve customer experience but also boost your cash flow, making it easier for you to manage day-to-day operations. Let us partner with you on this journey. Visit us at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329 or call us at (404) 321-4100 to explore how our business banking and commercial services can make a difference for your enterprise!

Comprehensive List Of Services

A Personal Touch

At Associated Credit Union, we pride ourselves on our commitment to serving our members personally and professionally. Our friendly staff is always ready to assist you with any questions or concerns about your financial journey. As part of our ongoing mission to enhance member experience, we encourage you to reach out at (404) 321-4100 if you have any inquiries or would like further information about any of our services. We invite you to visit us at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329 in Atlanta, GA. Experience firsthand how we can help simplify your financial life while providing the support you deserve. Your financial wellness is just a step away!

Accessible Banking Options

Our branch offers essential services designed for ease and efficiency. If you need quick access to cash or want to check your balance, our ATM Services provide a reliable solution. You can withdraw funds or view your account details without any hassle. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows you to handle deposits, withdrawals, and simple transactions from the comfort of your vehicle. This is perfect for busy days when you're on the go but still need to manage your finances effectively.

Digital Solutions

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we emphasize our digital banking features at Associated Credit Union - North Druid Hills. With options like mobile payments and online banking, managing your accounts has never been easier. Our mobile application allows you to conduct transactions anytime and anywhere whether you're at home or out running errands.

Shared Branch Convenience

If you're a member of partner credit unions, you'll appreciate our Basic Shared Branch Transactions. This service enables you to make deposits and withdrawals seamlessly, giving you flexibility no matter where you are.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money directly to friends or family through person-to-person transfers. Need to split a dinner bill? Or maybe send a birthday gift? It's quick and hassle-free! For those who prefer to manage their accounts on mobile devices, our user-friendly mobile application is available for download. With this app, you can enjoy all the benefits of online banking right from your smartphone or tablet. Plus, if you love using mobile payments, you'll be pleased to know that we support this feature as well making transactions easier than ever. We also prioritize your security and peace of mind. Our electronic signature authorization means you can complete important documents digitally without any worries about safety. And for added convenience, e-statements are readily available, so you'll always have access to your statements without the clutter of paper. At Associated Credit Union, we are committed to providing tools that help you manage your finances effectively while ensuring accessibility and ease-of-use every step of the way. Experience modern banking tailored for today's lifestyle with us!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 283,053, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,106,918. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union is your trusted partner. Visit us at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329 or call (404) 321-4100 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $424,035,890 in share certificates and $505,507,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,169,327, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,089,782 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $260,994,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $109,427 in used auto loans and $1,609,758,661 in total loans and leases. This support helps you reach your financial goals across various sectors.

Strong Financial Health

With a net worth of $274,753,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,222 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $643,430,918 in used vehicle loans and $288,518,251 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered with flexible terms that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $24,820,070 provide the capital needed to grow and expand your business. We understand that every business is different; hence our loan specialists are ready to tailor solutions specific to your needs. At Associated Credit Union, we prioritize the financial well-being of our members. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please reach out. You can contact us at (404) 321-4100 or visit us at 2250 N Druid Hills Rd Ne Ste 134 Atlanta Ga 30329 in Atlanta, GA. Your path to financial success starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $124,671,579, make buying or refinancing simple. We provide guidance through each step of the process to ensure you find a mortgage that fits your financial situation perfectly.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $47,379,971 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features designed to make transactions easier for you.

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