Associated Credit Union Texas City TX | Quick Personal Loans & Business Banking

Introduction

Welcome to Associated Credit Union Of Texas, your trusted financial partner located at 1326 9Th Ave N, Texas City, TX 77590. Since our establishment in 1968, we've dedicated ourselves to serving the financial needs of our community with a strong commitment to member satisfaction and support. With over 43,880 members benefiting from our services, we strive to create a welcoming atmosphere where everyone feels valued. At Associated Credit Union Of Texas, we take pride in our impressive total assets of $516,095,827 and total deposits reaching $8,245,727. Our focus is not just on numbers; it's about how we can help you achieve your financial goals. Whether you're looking for an auto loan among our 42,222 loans and leases or seeking personalized banking solutions, we have tailored options that fit your needs. Our leadership team is here for you. Under the guidance of CEO Clay Franks and Board President John Blair, our dedicated staff of 175 employees is ready to assist you every step of the way. We prioritize transparency and community impact, ensuring that your contributions help us grow and serve better. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 9004, League City, TX 77574. We invite you to explore what we have to offer by visiting our website at www.acutx.org or calling us at 409-945-4474. Discover how we can support your financial journey today!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of our thriving credit union family. Experience firsthand how Associated Credit Union Of Texas can help you reach your financial goals while contributing positively to the community. Whether you're looking for a new checking account or need support with a loan, we're here for you every step of the way. Discover more about us by visiting our website or give us a call at 409-945-4474. Join us today and let's build a brighter financial future together!

Our Evolution

From our humble beginnings at 1326 9Th Ave N, we've witnessed remarkable growth and change. Over the decades, we've expanded our offerings to include everything from personal banking and auto loans to mortgage refinancing and business banking solutions. As technology advanced, so did we incorporating online and mobile banking features that allow our members to manage their finances with ease and convenience. Our commitment to accessibility is evident not only in our modern digital services but also in our physical presence. We provide both drive-thru banking for quick transactions and ATM access for easy withdrawals and balance checks. The branch operates with customer convenience in mind, welcoming members during extended hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM.

Our Mission

The mission of Associated Credit Union Of Texas is straightforward yet powerful: to empower our members through comprehensive financial education and support while promoting community growth. We believe in not just providing financial products but also investing back into the community that supports us. This is why we prioritize partnerships with local organizations and engage in outreach efforts that uplift those around us. While you can visit us at 1326 9Th Ave N, official correspondence should be sent to our mailing address at PO Box 9004, League City, TX 77574. We are dedicated to ensuring all members have access to essential resources while also maintaining an open line for communication.

Branch Location & Accessibility

Welcome to the Associated Credit Union Of Texas located at 1326 9Th Ave N in the heart of Texas City, TX! Our branch is conveniently situated near local landmarks, making it easy for you to find us and access our services. Whether you're popping in for a quick transaction or need help with your financial goals, we're here to serve you. At this branch, you'll find accessible parking and features designed to welcome everyone, including ADA-compliant entrances. We also have a drive-thru banking option available, allowing you to handle your banking needs from the comfort of your vehicle. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5:30 PM, and on Fridays, we extend our hours until 6 PM. If you're looking to stop by on Saturday, we're here from 9 AM to 12:30 PM as well! Feel free to call us at 409-945-4474 if you have any questions or need assistance. While members can visit us at our Texas City location, please note that official correspondence should be sent to our mailing address at PO Box 9004, League City, TX 77574. For those who prefer cash transactions, we offer ATM services right here at the branch for your convenience. Additionally, our team is ready to assist with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more all aimed at helping you achieve your financial dreams. We invite you to stop by the Associated Credit Union Of Texas today and experience friendly service tailored just for you! Whether you need assistance in-person or want to explore our online services, we're just a call away.

Member Eligibility

At Associated Credit Union Of Texas, we believe that everyone deserves access to financial services in a welcoming community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in Galveston County, you're eligible to join us. We also welcome immediate family members of current members, so you can share the benefits with your loved ones. By joining Associated Credit Union Of Texas, you gain access to a range of personalized banking solutions designed to help you achieve your financial goals. Opening an account is a simple process! You can start by visiting us at 1326 9Th Ave N Texas City Tx 77590 or calling us at (409) 945-4474 for more information. For those ready to take the next step, feel free to check out our detailed eligibility criteria at this link and learn how easy it is to get started online at our account opening page. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether you're at a storefront or on the go. Our services help streamline transactions so you can focus more on what you do best running your business. Located conveniently at 1326 9Th Ave N Texas City Tx 77590 in Texas City, TX, we're here to provide personalized service and expert advice tailored to your unique needs. Contact us today at (409) 945-4474 to learn how we can support your business ambitions!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we understand how important it is to have reliable banking solutions at your fingertips. Our Business Banking services include Merchant Services and various types of Business Loans designed to help your business thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Manage your accounts from anywhere, pay bills effortlessly, and even transfer money with our user-friendly mobile app. Plus, our ATM & Cash Withdrawal Services ensure you can access your funds whenever needed.

Credit Cards and Rewards

Our members can also take advantage of our Credit Cards with Rewards, offering great benefits for everyday purchases. Imagine earning points for your favorite activities just by using your card!

Drive-Thru and ATM Access

For quick transactions, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATMs provide easy access for cash withdrawals and balance checks anytime. At Associated Credit Union Of Texas, we believe that financial services should be straightforward and accessible. We invite you to visit us at our branch in Texas City, or give us a call at (409) 945-4474 if you have any questions or need assistance. Explore all that we have to offer today! For more information about opening an account or becoming a member, check out our website at https://www.acutx.org . Join us on this journey towards financial wellness!

Personal Banking Services

Whether you are looking to open a new checking or savings account, or seeking options for personal loans and debt consolidation, we have got you covered. Our personal banking services include flexible Checking & Savings Accounts that help you manage your finances efficiently. If you're considering buying a car, our Auto Loans & Vehicle Financing options can make that dream a reality with competitive rates and terms. For those looking to purchase a home, our Mortgage Loans & Refinancing services provide the support you need every step of the way.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check balances, transfer funds, and pay bills on your schedule. Whether you're at home or on the go, you can enjoy real-time account management right from your computer or smartphone. Do you need to send money quickly? Our person-to-person transfer feature allows you to easily send cash to friends and family without any hassle. Plus, with our mobile application, you have everything you need right in your pocket. You can even use mobile payments for quick transactions at stores or online. We prioritize your security. While we do not currently offer electronic signature authorization, rest assured that your personal information is protected through industry-standard security measures. Additionally, our e-statements are available for those who prefer to go paperless, making it easy to keep track of your finances while reducing clutter. With all these features combined, Associated Credit Union Of Texas ensures that banking is not just a task but a seamless part of your everyday life. Experience the ease of managing your accounts with us because your time matters!

Financial Strength

A Growing Community

We have a strong member base with a total of 80,919 share accounts, showcasing the trust that our community places in us. Our commitment to serving you with confidence is unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 1326 9Th Ave N Texas City Tx 77590 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,417 in used auto loans and $429,999,455 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Our Members

Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Beyond these offerings, we also provide personal loans for debt consolidation and other purposes. Our team is here to help you explore all available financing options so you can make informed decisions. If you're interested in any of our loan products or want to know more about eligibility and refinancing options, please don't hesitate to reach out. You can contact us at (409) 945-4474 or visit us at 1326 9Th Ave N Texas City Tx 77590, located in Texas City, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our community's financial well-being by providing accessible and affordable loan solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. We provide flexible terms and options that suit your budget, making it easier than ever to drive away in a vehicle you love.

Business Loans

For business owners, our outstanding commercial loans totaling $8,487,604 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our commercial loan options can be tailored to fit your business's unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131, make buying or refinancing simple. We guide you through the process to ensure you understand every step along the way. Plus, if you're considering refinancing an existing mortgage, we can help with that too!

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected bills? We also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy loan comparisons.

ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION - Texas City, TX