Associated Credit Union Pearland TX | Quick Personal Loans & Business Banking

Introduction

Welcome to Associated Credit Union Of Texas, your trusted financial partner located at 2805 Business Center Dr Pearland Tx 77584 in the vibrant city of Pearland, TX. Since our establishment in 1968, we have been dedicated to serving our members with a commitment that shines through every interaction. With a total membership of 43,880, we pride ourselves on fostering a community-focused environment where your financial needs are met with care and expertise. At Associated Credit Union Of Texas, we understand that each member's journey is unique, which is why we offer a range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and business banking services, we are here to support you every step of the way. Our total assets amounting to $516,095,827 and total deposits reaching $8,245,727 reflect our strong foundation and ability to provide reliable financial solutions. Our leadership team, including CEO Clay Franks and Board President John Blair, works tirelessly to ensure that our credit union remains a safe and welcoming place for all members. With a net worth of $57,021,048 and over 175 dedicated staff members, we are equipped to assist you in achieving your financial goals. Whether you're looking for guidance on loans where we currently manage around 42,222 loans or simply want to learn more about our offerings, feel free to reach out. While members can visit us at 2805 Business Center Dr Pearland Tx 77584, official correspondence should be sent to PO Box 9004, League City, TX 77574 if necessary. We invite you to explore everything we have to offer at our website: https://www.acutx.org. For any inquiries or assistance, don't hesitate to call us at (409) 945-4474. Your financial success is our priority, and together, we can build a brighter future!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, staying connected is crucial. That's why we've embraced digital advancements like online banking and mobile payments to enhance your experience with us. You can easily access your accounts anytime and anywhere while enjoying security features designed for peace of mind. We also prioritize accessibility by ensuring compliance with ADA standards at our branch. While we currently do not offer drive-thru service, our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 10 AM to 5:30 PM, Friday from 10 AM to 6 PM, and Saturday from 9 AM to 12:30 PM.

Join Us Today!

As we continue to grow and evolve alongside our members, we invite you to become part of the Associated Credit Union Of Texas family. Experience firsthand how we can support your financial journey while positively impacting our community together. Visit us today or explore more about joining at our website. Your future starts here!

Our Mission

At the core of our mission is a simple yet profound goal: to empower our members through financial education and support while fostering community growth. We believe that by offering tailored services such as personal banking, auto loans, mortgage solutions, and credit cards with rewards, we can help individuals achieve their dreams whether it's buying a new home or starting a business. We recognize that financial stability is essential for overall well-being. Therefore, we actively engage in community outreach initiatives and partnerships that aim to uplift local residents. Our team is dedicated to understanding the unique needs of Pearland and surrounding areas so that we can provide relevant assistance and resources.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we have extended hours to accommodate your schedule. Visit us Monday through Thursday from 10:00 AM to 5:30 PM, Friday from 10:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:30 PM. Whether you need assistance with personal banking or are interested in our various loan options, we're here for you during these times.

Services Offered

The Associated Credit Union Of Texas provides a range of services designed to meet your needs. Enjoy personal banking solutions like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options. If you're a business owner, we also offer merchant services and business loans to help you grow. For your convenience, we have an ATM available on-site for quick cash withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers at this location, our dedicated staff is always ready to assist you inside the branch. Feel free to give us a call at 409-945-4474 if you have any questions or need further information. We look forward to welcoming you soon!

Member Eligibility

Joining the Associated Credit Union Of Texas family means becoming part of a community that truly cares about its members. If you live, work, or worship in the Pearland area, you're likely eligible to become a member! At Associated Credit Union Of Texas, we believe in making banking accessible and beneficial for everyone. Our eligibility criteria are straightforward, and you can find all the details on our website at http://www.acutx.org/about-us/join-now. Becoming a member opens the door to numerous advantages, from competitive rates on loans and savings accounts to personalized financial services tailored just for you. The process is simple just visit us at 2805 Business Center Dr Pearland Tx 77584 or give us a call at (409) 945-4474 to learn more about how to start your membership journey. You can also open your account online by visiting https://online.acutx.org/registration. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Whether it's accepting payments online or managing cash flow effectively, our solutions are designed with your needs in mind. Visit us at 2805 Business Center Dr Pearland Tx 77584 in Pearland, TX, or call us at (409) 945-4474 to learn how we can help your business grow today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to get behind the wheel of a new car, our auto loans and vehicle financing options are ready to put you in the driver's seat. We understand how important reliable transportation is, which is why we strive to offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in that new car with a manageable payment plan that won't break the bank.

Business Banking Support

For entrepreneurs and business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Running a business requires support, and our tailored offerings ensure you have access to the funds necessary for growth while keeping operations smooth.

Credit Cards That Reward You

Enjoy shopping? Our credit cards with rewards allow you to earn points on everyday purchases whether it's groceries or gas making them ideal for savvy spenders. Think about turning those routine expenses into exciting rewards for travel or cash back!

Get Started Today!

Ready to take advantage of everything we have to offer? Contact us at (409) 945-4474 or visit us at our branch in Pearland, TX today! Our friendly team at Pearland Heb is excited to help you achieve your financial goals. Explore all these services and more by visiting us online at https://www.acutx.org. Let's build a brighter financial future together!

Home Financing Made Simple

Thinking about purchasing a home or refinancing? Our mortgage loans and refinancing options can make that dream a reality. With personalized service from our knowledgeable staff, navigating the complexities of home financing becomes much simpler. Whether you're a first-time homebuyer or looking to lower your monthly payments, we're here to guide you through every step.

Personal Banking Solutions

Managing your day-to-day finances should be easy. That's why we offer personal banking services that include checking and savings accounts designed for every lifestyle. Imagine having the ability to easily track your spending and save for your next vacation all from the comfort of your home using our robust online and mobile banking platforms. You can also enjoy convenient ATM access for withdrawals and balance checks whenever you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. If you're facing medical bills or planning a major purchase, we can help you secure a loan with favorable terms to ease your financial burden. Our goal is to assist you in taking control of your finances without adding unnecessary stress.

Digital & Online Banking

Key Features

Our online banking services at https://www.acutx.org allow you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple to share funds right from your mobile device or computer. Plus, with our mobile payments option, you can make purchases on the go without fumbling for cash or cards. For those who prefer to keep their finances paper-free, we offer e-statements that give you a clear view of your account activity while helping the environment. You'll never have to worry about losing important paperwork again!

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, our online platform is built with strong security measures to protect your information. You can feel confident managing your finances through our 24/7 online banking services. Additionally, our mobile application makes banking even more convenient. Whether you're at home or out and about, you can manage your accounts in real-time right from the palm of your hand. No need to visit the branch; everything you need is just a tap away. In summary, Associated Credit Union Of Texas provides modern digital banking solutions that prioritize convenience and security. Experience hassle-free banking today by visiting us online at https://www.acutx.org!

Financial Strength

At Associated Credit Union Of Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for peace of mind. That's why we're proud to share our robust financial health with you. With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further underscored by $55,868,866 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,417 in used auto loans and $429,999,455 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,147,667. Total Share and Deposit Accounts: 80,919, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 2805 Business Center Dr Pearland Tx 77584 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For business owners in our community, our outstanding commercial loans totaling $8,487,604 provide the capital needed to grow and expand. If you're interested in establishing a line of credit or exploring other lending options, we're here to help. At Associated Credit Union Of Texas located at 2805 Business Center Dr Pearland TX 77584, our team is dedicated to ensuring you find the right loan solution that suits your needs. For questions about eligibility or refinancing options, feel free to reach out at 409-945-4474. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website here for more information on how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose what fits your lifestyle best.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131, make buying or refinancing simple. We can guide you through the application process and help you explore refinancing opportunities if you're looking to lower your monthly payments.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. This product provides the freedom to make purchases while maintaining control over your budget.

Loan Aggregator

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Associated Credit Union Of Texas