Associated Credit Union Pearland TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Associated Credit Union Of Texas, your trusted partner in financial growth and community support. Located at 1504 Broadway St, Pearland, TX 77581, we have proudly served our members since 1968. With a commitment to putting people first, we now boast a membership of over 43,880 individuals who rely on us for their banking needs. At Associated Credit Union, we understand that financial decisions can be overwhelming. That's why our dedicated team is here to simplify the process and guide you every step of the way. With total assets amounting to $516,095,827 and total deposits of $8,245,727, we are well-equipped to provide a wide range of services tailored to meet your unique requirements. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Whether you're looking to buy a new car or consolidate debt, we've got you covered. We take pride in our strong financial position, with a net worth of $57,021,048 and cash in hand totaling $6,444,278. This stability allows us to offer competitive rates and reliable services that benefit our members. Community is at the heart of what we do. Under the leadership of our CEO, Clay Franks, and Board President, John Blair, we are committed to making a positive impact in Pearland and surrounding areas. Our team of 175 employees is dedicated to ensuring that every member feels valued and supported. While members can visit us at our Pearland branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 9004, League City, TX 77574. Ready to experience the difference? Call us today at (409) 945-4474 or visit us online at www.acutx.org. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to the heart of Pearland, Texas, where the Associated Credit Union Of Texas has been serving our community since 1968. Established with a commitment to providing personalized financial services, our branch has grown and evolved alongside the vibrant city we call home. Located at 1504 Broadway St, Pearland, TX 77581, we are proud to be a cornerstone in this bustling community, offering a wide array of financial products tailored to meet the needs of our members. Over the years, our credit union has achieved remarkable milestones, building a strong membership base of 43,880 dedicated individuals who trust us with their financial well-being. With total assets reaching an impressive $516,095,827, we are equipped to offer competitive rates and innovative solutions that empower our members to achieve their goals whether it's buying a new home, financing a vehicle, or planning for retirement. At the core of our mission is a simple yet powerful statement: We are here to serve our members and support our community. This mission drives everything we do at the Associated Credit Union Of Texas. We believe in not just providing banking services but also making a meaningful impact in the lives of those around us. From local sponsorships to community outreach programs, we strive to give back and foster growth within Pearland and its neighboring areas. While members can visit us at 1504 Broadway St, official correspondence should be sent to PO Box 9004, League City, TX 77574. Our operating hours reflect our commitment to accessibility; we're open Monday through Thursday from 9 AM to 5:30 PM and Fridays until 6 PM. For those who prefer convenience, we also have drive-thru banking available during these hours and ATMs for easy cash access. As technology advances, so do we. Our digital offerings include online banking and mobile payments that allow members to manage their finances anytime, anywhere. This focus on innovation ensures that everyone can access the services they need while remaining secure and compliant with ADA standards. We invite you to become part of something special at the Associated Credit Union Of Texas. Join us today and experience firsthand how we prioritize your financial needs while investing in the future of our community. For any inquiries or assistance, feel free to reach out at 409-945-4474 we're here for you!

Branch Location & Accessibility

Welcome to the Associated Credit Union Of Texas, conveniently located at 1504 Broadway St in Pearland, TX. Our branch is nestled in a vibrant area, just a stone's throw away from popular spots like the Pearland Town Center and the local parks, making it easy for you to combine your banking needs with a bit of leisure. Accessibility is a priority for us. Our branch features ADA-compliant facilities, ensuring everyone can access our services with ease. Parking is ample and convenient, allowing you to park right outside our doors. We're here to serve you during our friendly operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. If you're in need of drive-thru service, we have that available too! Our drive-thru opens at 8 AM on weekdays and also operates on Saturdays. In addition to traditional banking services like checking and savings accounts, we offer auto loans, personal loans, credit cards with rewards, and more all designed to fit your financial lifestyle. Plus, with our ATM available on-site, you can easily manage your cash withdrawals and balance checks at your convenience. While members can visit us at our branch location, please note that official correspondence should be sent to PO Box 9004 in League City if your needs extend beyond visiting us in person. If you have questions or need assistance, don't hesitate to reach out at 409-945-4474. We look forward to welcoming you into the Associated Credit Union Of Texas family!

Member Eligibility

Becoming a member of Associated Credit Union Of Texas is like stepping into a welcoming community where your financial well-being is the top priority. If you live, work, worship, or attend school in the Pearland area, you're already on the right track! We embrace individuals and families from various backgrounds, making it easy for you to join our supportive family. Plus, our members enjoy fantastic benefits like competitive loan rates, personalized service, and access to a range of financial products tailored just for you. To learn more about the eligibility criteria and ensure you're ready to become a part of us, check out our detailed information at http://www.acutx.org/about-us/join-now. When you're ready to open your account, the process is simple just visit us online at https://online.acutx.org/registration or give us a call at (409) 945-4474. Our branch is located at 1504 Broadway St Pearland Tx 77581, and we can't wait to welcome you into the Associated Credit Union Of Texas community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our loan offerings, we provide essential merchant services tailored for your business operations. Imagine streamlining payments with point-of-sale systems that are easy to use and integrate smoothly into your daily tasks. Our services help you manage transactions efficiently, allowing you more time to focus on growing your business rather than worrying about payment processing. Located at 1504 Broadway St Pearland Tx 77581 in Pearland, TX, our team is here to help you navigate the financial landscape with confidence. Let's work together to make your business vision a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services can support your entrepreneurial journey. From Merchant Services that simplify payment processing to Business Loans that help you expand, we're here to foster your growth.

Connect With Us

If you're ready to explore these services further or have any questions, don't hesitate to reach out! You can call us at (409) 945-4474 or visit us at 1504 Broadway St Pearland Tx 77581. At Pearwood, we're dedicated to helping you meet your financial goals with ease and confidence. Join us today and discover how we can make banking work for you!

Credit Card Options

For those who love rewards, our Credit Cards with Rewards program gives you the opportunity to earn points or cash back on your everyday purchases, making spending more rewarding.

Digital Banking Convenience

We recognize that convenience matters in today's fast-paced world. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs and cash withdrawal services ensure you have access to funds when you need them most. Plus, with basic drive-thru banking for deposits and withdrawals, we prioritize making your banking experience as smooth as possible.

Home and Personal Loans

Looking to buy a home? Our Mortgage Loans & Refinancing services are designed to help you navigate the complexities of home buying with ease. We also provide flexible Personal Loans & Debt Consolidation options to assist you in managing existing debt or funding personal projects without the stress.

Personal Banking Solutions

Whether you're just starting out with your first checking account or looking for ways to save for a big purchase, our Personal Banking services have you covered. We offer Checking & Savings Accounts that help you manage your everyday finances while earning interest on your savings. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it easier than ever to drive away in the vehicle you want.

Digital & Online Banking

E-Statements & Electronic Signature

We also offer e-statements for those who want to keep their financial documents organized without the clutter of paper statements. Plus, while electronic signature authorization isn't available at this time, we ensure that every interaction with us is secure. At Associated Credit Union Of Texas, we prioritize your financial needs and security while providing easy-to-use tools that fit into your lifestyle. Whether you're checking your balance or transferring funds, our digital banking services are designed to empower you with real-time account management. Join us today and discover how simple banking can be!

Mobile Application & Payments

For those who prefer mobile banking, our dedicated mobile application is here to help. With features like mobile payments, you can easily make purchases or send money through person-to-person transfers without any hassle. It's all about making your banking experience more accessible and efficient.

Online Banking Services

With our 24/7 online banking services available at https://www.acutx.org, you can check your account balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our platform is user-friendly and secure, so you can manage your money with confidence.

Financial Strength

Commitment to Growth

With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $8,417 in used auto loans and $429,999,455 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our financial success is also reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $57,021,048, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Membership Base

Total Share and Deposit Accounts stand at 80,919, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $14,147,667, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 1504 Broadway St Pearland Tx 77581 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $8,487,604 provide the capital needed to grow and expand your business. We are committed to supporting our local entrepreneurs with personalized service and tailored solutions. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out! Our team is here to guide you through the process and help you find potential savings. At Associated Credit Union Of Texas, we believe that understanding your financial options is key to making informed decisions. For more information about our loan offerings, feel free to contact us at (409) 945-4474 or visit us online at https://www.acutx.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is ready to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131, make buying or refinancing simple. We aim to make the process as straightforward as possible so that you can focus on turning your homeownership dreams into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to suit your lifestyle needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without hidden terms or fees.

Associated Credit Union Of Texas