Associated Credit Union Pearland TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Associated Credit Union Of Texas, your trusted financial partner in the heart of Pearland, TX. Located at 6306 Broadway St, Pearland, TX 77581, our branch has been serving the community since 1968. With over 43,880 members and total assets exceeding $516 million, we are dedicated to providing personalized banking solutions that meet your needs. At Associated Credit Union Of Texas, we take pride in our commitment to you and our community. Our total deposits stand at a robust $8,245,727, reflecting the trust and confidence our members place in us. We're here to support you through every financial journey, offering services ranging from auto loans and personal banking to business loans and online banking options. While members can visit us at our Pearland location, official correspondence should be directed to our mailing address: P.O. Box 9004, League City, TX 77574. Under the leadership of CEO Clay Franks and Board President John Blair, our dedicated team of 175 employees is always ready to assist you. Whether you're looking for a new auto loan or need help with your savings account, we're here for you. We invite you to explore our wide range of services and see how we can help you achieve your financial goals. For any inquiries or assistance, feel free to call us at 409-945-4474 or visit our website at www.acutx.org. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Engagement

At Associated Credit Union Of Texas, community is at the heart of everything we do. We actively engage in outreach efforts that support local initiatives and charities. Our partnerships with various organizations allow us to give back and help those in need right here in Pearland. As technology advances, we remain dedicated to improving your banking experience. Our digital offerings include online and mobile banking services that enable you to manage your finances anytime, anywhere. We prioritize ADA compliance to ensure all members can access our services comfortably. Join us at Associated Credit Union Of Texas and discover how we can help you navigate your financial journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Reach out today at 409-945-4474 or visit us online at www.acutx.org. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community and belonging. We strive to be more than just a place for transactions; we aim to build lasting relationships with our members. Whether it's helping someone buy their first car or assisting a business with financing options, we are committed to making a positive impact. While members can visit us at 6306 Broadway St, official correspondence should be sent to P.O. Box 9004 in League City if needed. We understand the importance of convenience and accessibility; that's why we offer ATM availability and drive-thru banking for quick transactions. Our operating hours are designed with our members in mind: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM.

Branch Location & Accessibility

Accessibility and Features

At our Pearland branch, we prioritize accessibility for everyone. Our facilities are compliant with ADA standards, featuring ramps and ample parking for your convenience. If you prefer a drive-thru experience, we offer this service for quick transactions like deposits and withdrawals without leaving your car. Our operating hours are designed to fit into your busy schedule. We welcome you from Monday to Thursday between 9 AM and 5:30 PM, and on Friday from 9 AM to 6 PM. For those who want to get things done on Saturday, we're open from 9 AM until 12:30 PM as well.

Services Offered

We're proud to offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage financing, we have solutions for individuals and businesses alike. With ATM availability at our branch, accessing your funds is simple and straightforward. Feel free to give us a call at 409-945-4474 if you have any questions or need assistance before visiting us. We look forward to welcoming you at the Associated Credit Union of Texas in Pearland! Your financial journey starts here!

Member Eligibility

At Associated Credit Union Of Texas, we believe that everyone deserves a chance to be part of a supportive community where financial goals can thrive. Joining us is simple and welcoming! If you live, work, or worship in the area, you're likely eligible for membership. We also invite family members of current members to join our credit union family. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.acutx.org/about-us/join-now. Becoming a member not only gives you access to a variety of financial services but also connects you with a community that cares about your success. Ready to take the next step? Opening an account is just a click away! You can find all the information you need at https://online.acutx.org/registration. If you have any questions, don't hesitate to reach out to us at (409) 945-4474. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loans, we offer merchant services that streamline transactions for your business. Picture this: accepting payments quickly and securely, whether online or in-person, allowing you to focus on what you do best running your business. Our services are crafted to enhance customer experiences and boost sales. Visit us at 6306 Broadway St Pearland Tx 77581 in Pearland, TX, or call us at (409) 945-4474 to discover how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we have tailored business banking solutions, including merchant services and business loans. These services can help streamline your operations and support growth in your ventures.

Convenient Access Points

For those who prefer face-to-face interactions, our branch located at 6306 Broadway St Pearland Tx 77581 in Pearland, TX offers basic drive-thru banking services for deposits, withdrawals, and simple transactions. We also provide ATM access for quick cash withdrawals and balance checks whenever you need it. If you have any questions or would like assistance with any of our services, don't hesitate to call us at (409) 945-4474. At Associated Credit Union Of Texas, we're here to support you every step of the way. Ready to take control of your finances? Visit us today or check out our website at https://www.acutx.org for more information about all our offerings!

Digital Banking at Your Fingertips

In today's fast-paced world, we know the importance of having access to your finances anytime, anywhere. Our online and mobile banking platforms make it easy for you to manage your accounts from the comfort of your home or on the go. With features like mobile payments and person-to-person transfers, banking has never been easier.

Personal Banking Solutions

We offer various personal banking services, including checking and savings accounts that help you manage your everyday expenses while building your savings. Our accounts come with features that make it easy for you to track your spending and reach your financial goals. When it comes to financing, our auto loans and vehicle financing options can help you get behind the wheel without the financial stress. We also provide mortgage loans and refinancing solutions, making home ownership more accessible for you. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can assist in putting you back on track.

Rewarding Credit Options

Looking for a credit card? Our credit cards with rewards allow you to earn points on purchases while enjoying competitive rates. You can use these rewards towards future purchases or travel, giving you more value for every dollar spent.

Digital & Online Banking

At Associated Credit Union Of Texas, we understand that convenience and security are essential in today's banking world. That's why we offer a suite of digital and online banking services designed to make managing your finances easy and secure, anytime and anywhere. With our 24/7 Online Banking Services, you can access your accounts whenever you need to. Whether it's checking your balance, transferring funds, or paying bills, our platform at https://www.acutx.org is user-friendly and straightforward. Plus, with E-Statements Availability, you can receive your account statements electronically, helping you stay organized while reducing paper clutter. If you're always on the go, our Mobile Application allows you to manage your finances right from your smartphone. Enjoy the ease of Mobile Payments Feature, which lets you make quick transactions without needing cash or cards. You'll also appreciate the option for Person-to-Person Transfers, making it simple to send money to friends or family with just a few taps. We prioritize your security, so rest assured that all our services are backed by robust protection measures. While we don't offer Electronic Signature Authorization at this time, we ensure that your data remains safe and secure during every transaction. Experience the freedom of managing your finances effortlessly with the innovative digital solutions available at Associated Credit Union Of Texas. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Excellence

Our commitment to excellence is further reflected in our operations. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into You

With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident as we have $8,417 in used auto loans and $429,999,455 in total loans and leases.

Member-Centric Focus

Total Share and Deposit Accounts: 80,919, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $14,147,667, reinforcing our position as a reliable partner for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 6306 Broadway St Pearland Tx 77581 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to secure the vehicle that fits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $8,487,604 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting local entrepreneurs with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your specific situation, whether you're a first-time homebuyer or looking to refinance your existing mortgage.

Refinancing Options

If you're interested in lowering your monthly payments or taking cash out from your existing loans, we offer refinancing options across all our loan products. Be sure to ask about eligibility requirements and how we can help you save money. At Associated Credit Union Of Texas, we're dedicated to providing financial services that empower our members. If you have questions or would like more information about any of our loan products, feel free to reach out at (409) 945-4474 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday purchases more rewarding.

Loan Aggregator

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Associated Credit Union Of Texas