Associated Credit Union Deer Park TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Associated Credit Union Of Texas! Located at 309 W X St, Deer Park, TX 77536, our branch has been serving the community since 1968. With a strong commitment to our members, we proudly support over 43,880 individuals and families in achieving their financial goals. At Associated Credit Union Of Texas, we understand that banking is more than just transactions; it's about building relationships and fostering trust. That's why our dedicated team of 175 employees, led by CEO Clay Franks and Board President John Blair, is here to provide personalized service tailored to your needs. We're proud of our robust financial foundation, boasting total assets of $516,095,827 and total deposits amounting to $8,245,727. Our strong net worth of $57,021,048 reflects our commitment to stability and growth for our members. Whether you are looking for auto loans where we have facilitated over 42,222 loans or simple savings options, we offer a wide range of services designed to help you manage your finances effectively. While members can visit us at our Deer Park location for all banking needs including personal checking accounts, mortgage loans, and online banking official correspondence should be sent to our mailing address at P.O. Box 9004, League City, TX 77574. Join us today and discover how we can help you achieve financial success. For any inquiries or assistance, feel free to call us at (409) 945-4474. Visit us online at www.acutx.org for more information or to open an account! Your financial journey begins here with Associated Credit Union Of Texas.

Branch History & Mission

Welcome to the heart of our community at Associated Credit Union Of Texas. Located at 309 W X St, Deer Park, TX 77536, our branch has proudly served its members since it first opened its doors in 1968. Over the years, we have grown and adapted to meet the changing needs of our members and the community, now boasting a membership of over 43,880 individuals. Our mission is simple yet powerful: we aim to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality financial products and support, regardless of their background. Our commitment extends beyond just banking; we strive to be a trusted partner in your financial journey. At Associated Credit Union Of Texas, we offer a range of services tailored to help you thrive. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to support your dreams and aspirations. In addition to traditional banking services, we've embraced digital advancements with online and mobile banking solutions, allowing you to manage your finances anytime, anywhere. While members can visit us at 309 W X St, official correspondence should be sent to P.O. Box 9004, League City, TX 77574. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. We also provide drive-thru banking services for those on the go. Our branch is equipped with an ATM for easy access to cash, ensuring that you have what you need when you need it. We are dedicated not only to providing excellent service but also ensuring that our facilities are accessible for everyone in our community. Over the years, we've made significant strides in fostering partnerships within Deer Park and beyond. Through various outreach initiatives and community events, we strive to uplift those around us while promoting financial literacy and wellness. Join us today at Associated Credit Union Of Texas and experience the difference that a member-focused credit union can make in your life. Whether you're looking for a new account or seeking guidance on loans or investments, we invite you to become part of our family. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at (409) 945-4474 or visit us online at www.acutx.org.

Branch Location & Accessibility

Convenient Features

Our location is not just central; it's also close to several local landmarks, making it a breeze to stop by while running errands. Parking is readily available and accessible, ensuring that everyone can easily reach us. We take pride in being an ADA-compliant facility, offering ramps and other features for those who may need assistance. If you're looking for a quick banking experience, our drive-thru service provides a simple way to handle deposits and withdrawals without leaving your vehicle. Plus, with ATM access available on-site, you can manage your cash needs whenever you need.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours throughout the week. Join us from Monday through Thursday from 9 AM to 5:30 PM and on Friday from 9 AM to 6 PM. Need to stop by on Saturday? We're open from 9 AM until 12:30 PM. With these hours, you can find a time that fits into your busy schedule.

Reach Out

For any questions or additional information about our services, feel free to call us at 409-945-4474. While members can visit us at our Deer Park location for banking needs, official correspondence should be sent to P.O. Box 9004 in League City if necessary. We invite you to come visit us at the Associated Credit Union of Texas your financial partner in Deer Park! We look forward to serving you!

Member Eligibility

Joining the Associated Credit Union Of Texas community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. At our branch located at 309 W X St Deer Park Tx 77536, we welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're connected to our local community in any way, you may be eligible to enjoy all the benefits of membership. Becoming a member opens doors to personalized banking services, competitive rates on loans, and access to resources designed to help you thrive financially. The process to join us is simple and inviting! You can check all the eligibility details by visiting http://www.acutx.org/about-us/join-now. When you're ready to start your journey with us, head over to https://online.acutx.org/registration for quick account opening options. If you have any questions or need assistance, feel free to reach out at (409) 945-4474. We're excited to welcome you into our community and support you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services provide businesses with the tools they need to accept payments easily, whether in-store or online. Imagine running your café and being able to process payments quickly while keeping your customers satisfied. With our services, you can focus on what matters most growing your business! Visit us at 309 W X St Deer Park Tx 77536 or call us at (409) 945-4474 to learn more about how we can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We provide easy access through our ATM services for withdrawals and balance checks. For quick transactions like deposits or withdrawals, our drive-thru banking ensures that you're in and out in no time.

Business Banking Services

If you're a business owner, you'll find that we cater to your needs as well. Our business banking services, including merchant services and business loans, can help you manage cash flow and grow your business effectively.

Credit Card Options

Don't forget about our credit cards with rewards, which not only allow you to make purchases conveniently but also earn points towards exciting rewards. Whether it's travel or cash back, these cards can turn everyday spending into valuable perks.

Get Started Today!

No matter what financial goals you have in mind, Associated Credit Union Of Texas is here to help. With friendly service and a commitment to meeting your needs, our team is ready to assist you. Feel free to reach out at (409) 945-4474 or visit us at 309 W X St Deer Park Tx 77536 in Deer Park, TX for more information on how we can support your financial journey. Together, let's build a brighter financial future!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you access your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills without ever stepping foot in the branch.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored for your everyday financial activities. Our checking and savings accounts provide you with flexible solutions to manage your funds while earning interest. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams without stretching your budget. For those looking to invest in real estate, our mortgage loans and refinancing services can help you secure the perfect home with competitive rates. Plus, if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation options give you the financial flexibility you need.

Digital & Online Banking

Accessible Online Banking

Our online banking platform is available 24/7 at https://www.acutx.org. This means you can check your account balances, transfer funds, and pay bills whenever it suits you. Need to access your statements? You can opt for e-statements, which are not only eco-friendly but also help you keep track of your finances effortlessly.

Mobile Convenience

With our mobile application, banking is literally at your fingertips. Whether you're out shopping or lounging at home, you can manage your accounts and even make mobile payments with ease. Plus, if you want to send money to a friend or family member quickly, our person-to-person transfer feature allows for instant transactions without any hassle.

Security You Can Trust

We prioritize your security with user-friendly features designed to keep your information safe. While we currently do not support electronic signature authorization, rest assured that our systems are equipped with advanced security measures to protect your data. In today's fast-paced world, having quick access to your financial information is vital. At Associated Credit Union Of Texas, we aim to provide a seamless experience that allows you to manage your money with confidence and ease. Join us today and explore how our digital banking services can enhance your financial journey!

Financial Strength

Commitment to Growth

With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,417 in used auto loans and $429,999,455 in total loans and leases. Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 80,919, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $14,147,667, further strengthening our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 309 W X St Deer Park Tx 77536 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners looking to grow or expand their ventures, we have outstanding commercial loans totaling $8,487,604 available. These loans provide the capital needed to seize opportunities and drive success in your business endeavors. If you're interested in any of our loan products or want to learn more about refinancing options and eligibility criteria, please feel free to reach out. You can contact us at 409-945-4474, or visit us at 309 W X St Deer Park TX 77536. We're here to support you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have a total of $17,135,131 in Junior Lien 1-4 Family Residential Properties loans available to assist you in making your dream home a reality. Our team is ready to guide you through the process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. Whether it's for unexpected costs or planned purchases, our credit cards come with competitive rates and rewards to enhance your spending experience.

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Associated Credit Union Of Texas