Associated Credit Union Cypress TX | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Associated Credit Union Of Texas, where your financial journey is our priority! Located at 7640 Fry Rd, Cypress, TX 77433, we have been serving our community since 1968. With a strong commitment to helping our members thrive, we currently boast a total membership of 43,880 individuals who trust us with their financial needs. At Associated Credit Union, we understand that every member has unique goals. That's why we offer a range of services tailored to meet those needs, from personal banking solutions like checking and savings accounts to competitive auto loans and credit cards with rewards. Our total assets now stand at an impressive $516,095,827, reflecting our robust growth and stability in the financial landscape. While members can visit us at our Cypress branch for personalized assistance, official correspondence should be directed to our mailing address: PO Box 9004, League City, TX 77574. Under the leadership of CEO Clay Franks and Board President John Blair, our dedicated team of 175 employees is here to provide exceptional service and support. We take pride in maintaining a strong financial foundation, evident from our net worth of $57,021,048 and total deposits amounting to $8,245,727. With an emphasis on community impact and member satisfaction, we invite you to explore what makes us different. Whether you need assistance with loans or are looking for convenient banking options through online and mobile services, we're here for you! Feel free to reach out at 409-945-4474 or visit us online at www.acutx.org to learn more about how we can help you achieve your financial goals. Come experience the difference at Associated Credit Union Of Texas!

Branch History & Mission

Community Engagement

At Associated Credit Union Of Texas, we understand that being a part of the community means giving back. We engage in various outreach initiatives aimed at supporting local charities and educational programs. Our partnerships with local organizations help us make a real difference in the lives of those around us. While members can visit us at 7640 Fry Rd, official correspondence should be sent to PO Box 9004, League City, TX 77574. We invite you to experience what it means to be part of a credit union that puts people before profits. Join us today and discover how being a member of Associated Credit Union Of Texas can benefit you! For more information or to open an account, please call us at 409-945-4474 or visit our website at www.acutx.org. Let's build a brighter financial future together!

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the communities we serve. We believe that everyone deserves a chance at financial success, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedicated team is here to ensure that every interaction you have with us is meaningful and beneficial. As we advance into the digital age, we remain committed to enhancing your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. Our ATM availability and drive-thru services further ensure that you have convenient access to your funds whenever you need them.

Branch Location & Accessibility

Connect with Us!

Have questions or want more information? Don't hesitate to give us a call at 409-945-4474. Our dedicated staff is eager to assist you with all your banking needs. We invite you to stop by our Cypress branch soon and experience the friendly service that sets us apart!

Nearby Landmarks and Accessibility

Our branch is situated near popular local spots, making it simple for you to fit a visit into your day. You can find us just a short drive from the vibrant shopping areas in Cypress and close to beautiful parks where families gather. We strive for accessibility with ADA-compliant features like ramps and designated parking spaces, ensuring everyone can comfortably visit us. For those who prefer not to enter the building, we offer a convenient drive-thru service for quick transactions.

Operating Hours and Services

We understand that life can be busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Thursday from 9 AM to 5:30 PM and Friday until 6 PM. On Saturdays, we welcome you from 9 AM to 12:30 PM. If you're in need of services outside of these hours, our drive-thru operates during similar times for your convenience. At our Cypress location, you can enjoy a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and more. Our ATM is also available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Associated Credit Union Of Texas, we believe that joining our community is not just about opening an account; it's about becoming part of a supportive family that looks out for one another. To become a member, you simply need to meet a few friendly eligibility requirements. We welcome individuals who live, work, or worship in the area, making it easy for many to join us. If you're ready to experience the benefits of credit union membership like lower loan rates and personalized service just check out the complete eligibility details at http://www.acutx.org/about-us/join-now. Starting your journey with us is as simple as reaching out. You can visit our branch located at 7640 Fry Rd Cypress Tx 77433, or give us a call at (409) 945-4474 for any questions. Once you know you're eligible, opening an account is a breeze! You can find all the information you need to get started at https://online.acutx.org/registration. Join us today and see how we can help you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine a bustling café or a busy retail shop. Every transaction counts, and having the right tools can make all the difference. Our merchant services are designed to help you process payments smoothly and efficiently, so you can focus on what you do best serving your customers. Whether you're looking to simplify transactions or enhance your payment options, we're here to provide support every step of the way. Let Associated Credit Union Of Texas be your partner in success as you navigate your business journey. Reach out today at (409) 945-4474 or visit us at 7640 Fry Rd Cypress Tx 77433 to discover how we can help your business reach new heights!

Comprehensive List Of Services

Accessibility and Support

We pride ourselves on being accessible to all our members. With an ATM available for easy cash access and friendly staff ready to assist during business hours (Monday through Saturday), we ensure that help is just a phone call away at (409) 945-4474. At Associated Credit Union Of Texas, we believe that banking should be simple and supportive. Explore all our services today by visiting us at 7640 Fry Rd Cypress Tx 77433, or check out more information on our website at Cypress. Join us as a member today and experience the benefits firsthand! Let's work together towards a brighter financial future!

Business Banking Solutions

For small business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that make transactions easier for your customers to various types of Business Loans, we support your entrepreneurial journey every step of the way.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why at Associated Credit Union Of Texas, we provide robust Online & Mobile Banking features that let you manage your finances from anywhere. Check your balance, transfer funds, or pay bills all from the palm of your hand! Our secure ATM & cash withdrawal services ensure that accessing your money is always hassle-free. Additionally, for those who prefer face-to-face interactions but still value efficiency, our Basic Drive-Thru Banking allows you to complete deposits, withdrawals, and simple transactions without leaving your car.

Personal Banking Services

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts that can help you save for future goals. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates to get you on the road without breaking the bank. We also offer Mortgage Loans & Refinancing to help you achieve homeownership or lower your current mortgage payments. Have unexpected expenses? Our Personal Loans & Debt Consolidation services can provide you with the funds needed while helping streamline any existing debts. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn rewards on everyday purchases!

Digital & Online Banking

Key Features of Our Online Banking Services

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, you'll have real-time access to your accounts. We also offer e-statements, so you can easily view your statements digitally helping you stay organized while reducing paper clutter. If you love the convenience of making payments right from your phone, you're in luck! Our mobile application supports mobile payments, letting you make transactions with ease. Plus, with person-to-person transfers, sending money to friends or family is just a tap away.

Security You Can Trust

We know that security is a top concern for our members. That's why our online services come equipped with strong safety measures to protect your personal information. While we currently do not offer electronic signature authorization, we ensure that all transactions are secure and monitored. At Associated Credit Union Of Texas, we're committed to providing accessible and hassle-free banking solutions that fit into your lifestyle. From checking accounts to mobile payments, we're here to help you manage your finances confidently. Join us today and experience the ease of digital banking!

Financial Strength

At Associated Credit Union Of Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial strength, which reassures you of our reliability as your trusted credit union. With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 11.02%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,417 in used auto loans and $429,999,455 in total loans and leases. Our operational efficiency is evident with a reported net income of $1,392,181, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,147,667. Total Share and Deposit Accounts: 80,919, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 7640 Fry Rd Cypress Tx 77433 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. We are here to guide you through every step of the process. At Associated Credit Union Of Texas located at 7640 Fry Rd Cypress Tx 77433, we pride ourselves on delivering personalized service tailored to meet your individual needs. Call us today at 409-945-4474 for more information on our loan offerings or visit our website at www.acutx.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or opting for a reliable pre-owned vehicle, our dedicated team is here to assist you in finding the best financing options available.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $8,487,604 provide the capital needed to expand operations and reach new markets. We believe in supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various products, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131. This means you can take that important step toward owning your own home with confidence and ease.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $35,547,726 in loans helping members manage their finances effectively. You can enjoy convenience while keeping your spending within budget.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh prioritizes transparency and reliability in its comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that you receive fair and transparent offers tailored to your financial needs.

ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION - Cypress, TX

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