Associated Credit Union Alvin TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Associated Credit Union Of Texas, your trusted financial partner located at 1450 Fm 1462 Rd, Alvin, TX 77511. Since our establishment in 1968, we have been dedicated to serving our community with personalized banking solutions and a commitment to member satisfaction. With a proud membership base of 43,880 individuals, we stand as a pillar of support for families and businesses alike. At our Alvin branch, we offer a wide range of services tailored to meet your financial needs whether it's personal banking, auto loans, or business financing. As of now, our total assets amount to an impressive $516,095,827, reflecting our strength and stability in the financial landscape. Our deposits total $8,245,727, ensuring that we have the resources necessary to help you achieve your financial goals. Our team is led by CEO Clay Franks and Board President John Blair, who are both deeply committed to fostering a culture of trust and transparency within our organization. With a dedicated staff of 175 employees, we're here to provide you with the exceptional service you deserve. While members can visit us at our branch in Alvin for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9004, League City, TX 77574. We invite you to explore what makes us different. From competitive loan options totaling 42,222 available to meet your borrowing needs to online banking services that allow you easy access from anywhere, we strive to make your experience seamless and rewarding. Ready to take the next step? Contact us today at 409-945-4474 or visit us online at www.acutx.org for more information about how we can assist you on your financial journey!

Branch History & Mission

A Vision for the Future

As we look ahead, we remain dedicated to enhancing our services while staying true to our core values of community support and financial empowerment. Our partnerships within the community amplify our outreach efforts as we actively participate in local events and initiatives that benefit those around us. Join us at Associated Credit Union Of Texas and experience the difference that comes from being part of a member-focused institution. Whether you're looking for personal banking solutions or business services tailored to your needs, we invite you to explore all that we have to offer. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 409-945-4474 or visit our website at www.acutx.org.

Commitment to Service

While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9004, League City, TX 77574. Our operating hours are designed to accommodate your busy schedule Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. We take pride in offering modern conveniences like ATM access and drive-thru banking for quick transactions. Additionally, our digital services include online banking and mobile payments so you can manage your finances anytime, anywhere.

Our Location and Community Impact

You can find us at 1450 Fm 1462 Rd, Alvin, TX 77511. We are proud to be part of this vibrant community, supporting local initiatives and forging strong relationships with the residents we serve. Whether you're stopping by for personal banking or simply to say hello, we're here to help you achieve your financial goals. Our mission is clear: to empower individuals and families through accessible financial solutions that foster growth and stability. We believe that everyone deserves the opportunity to thrive financially, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options.

Branch Location & Accessibility

Convenient Access and Features

At our Alvin location, we prioritize your convenience. We offer ample parking right outside our doors, ensuring easy access whether you're visiting us for personal banking services or other financial needs. Our facility is fully ADA compliant, featuring ramps and accessible entrances, so everyone can enjoy our services without hassle. For those on the go, we provide drive-thru banking options for quick deposits, withdrawals, and simple transactions. Plus, our ATM is available 24/7 for your cash needs outside regular hours.

Join Us Today!

With friendly service and comprehensive financial products, the Associated Credit Union Of Texas in Alvin is here for you. We invite you to come by or give us a call at (409) 945-4474 today! Whether you're an existing member or interested in joining our credit union community, we look forward to serving you soon!

Operating Hours

We know your time is valuable! That's why we've tailored our operating hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. Our drive-thru service opens earlier at 8 AM during the week for those who need a quick stop before heading off to work or school.

Services Tailored for You

At this branch, we offer a range of services designed to meet all your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for credit cards with rewards or business banking solutions, we've got you covered. Our knowledgeable staff is always ready to assist you with any questions or guidance you may need. While members can visit us at 1450 Fm 1462 Rd Alvin Tx 77511, official correspondence should be sent to PO Box 9004 in League City if necessary.

Member Eligibility

At Associated Credit Union Of Texas, becoming a member means joining a welcoming community that values you and your financial journey. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This includes not just individuals but also their immediate family members. It's as simple as that! You can check out more specific eligibility details on our website at http://www.acutx.org/about-us/join-now . Opening an account is straightforward and designed to be hassle-free. Just visit us online at https://online.acutx.org/registration or give us a call at (409) 945-4474 if you have any questions. We're located at 1450 Fm 1462 Rd Alvin Tx 77511, and we can't wait to help you take this exciting step toward better banking!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $41 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,487,604, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services is essential. Imagine being able to process payments swiftly, manage transactions effortlessly, and keep your cash flow steady all through our tailored solutions at Associated Credit Union Of Texas. Our merchant services are designed to simplify your daily operations so you can focus on what truly matters: growing your business. Located conveniently at 1450 Fm 1462 Rd Alvin Tx 77511, Alvin, TX 77511, we're here to support your journey toward success. For more information, feel free to reach out at (409) 945-4474. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash or want to make a simple transaction? Our ATM & Cash Withdrawal Services make it easy for you to access your money without any hassle. Plus, if you prefer face-to-face interactions but want speed as well, our Drive-Thru Banking offers essential services like deposits and withdrawals efficiently. Whether you're opening an account or applying for a loan, we're here for all your financial needs at Alvin. Feel free to reach out at (409) 945-4474 or visit us during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. Join us today and experience personalized service that puts your financial well-being first! Visit our website at https://www.acutx.org for more information or start your journey by opening an account here.

Business Banking

If you're a business owner, we offer comprehensive Business Banking solutions. From merchant services that simplify transactions to business loans that help you grow your enterprise, we have the resources you need to thrive.

Credit Cards

For those who enjoy rewards for their spending, our Credit Cards with Rewards program allows you to earn points on every purchase. This way, you not only manage your expenses but also benefit from them!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking services. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and even pay bills all from the comfort of your home.

Loans and Financing

When it comes to financing big purchases or consolidating debt, our Auto Loans & Vehicle Financing can get you on the road without breaking the bank. We also provide Mortgage Loans & Refinancing options that are straightforward and competitive. If you're seeking flexibility, our Personal Loans & Debt Consolidation services can help ease financial burdens with manageable repayment plans.

Personal Banking

We understand that managing personal finances can be overwhelming at times. That's why we offer various Personal Banking options including checking and savings accounts designed to help you reach your goals. Our accounts are easy to open and come with features like online banking and mobile payments, making it convenient for you to access your funds anytime, anywhere.

Digital & Online Banking

Accessible Banking Anytime, Anywhere

With our 24/7 online banking services available at https://www.acutx.org , you can check your account balances, pay bills, and transfer funds anytime you need to. Whether you're relaxing at home or out running errands, our online banking platform puts you in control of your finances without any hassle.

Mobile Convenience at Your Fingertips

For those who prefer banking on the go, our mobile application makes it easy to handle your banking needs right from your smartphone. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money to friends or family instantly. Plus, with e-statements readily available, keeping track of your finances has never been easier or more eco-friendly.

Safety and Security First

We prioritize your security with every transaction. While we don't offer electronic signature authorization at this time, our online banking system is designed with top-notch security measures to keep your information safe. You can bank with peace of mind knowing that we take every precaution to protect your accounts. At Associated Credit Union Of Texas, we believe that managing your money should be straightforward and efficient. Our digital and online banking services are here to support you in achieving financial peace of mind while fitting seamlessly into your lifestyle. Explore all that we offer today!

Financial Strength

A Growing Community

Total Share Accounts: 80,919, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,147,667 highlight our ability to meet your needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Associated Credit Union Of Texas is your trusted partner. Visit us at 1450 Fm 1462 Rd Alvin Tx 77511 or call (409) 945-4474 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $103,720,558 in share certificates and $49,765,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $57,021,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,102 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Growth

With $55,868,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $8,417 in used auto loans and $429,999,455 in total loans and leases.

Loan Offering

Additional Options

In addition to these primary loan offerings, we also provide various credit lines totaling $38,463,555, ensuring that you have access to funds when you need them most. Our team at Associated Credit Union Of Texas, located at 1450 Fm 1462 Rd Alvin Tx 77511, Alvin, TX, is here to assist you with any questions regarding our loan products or help guide you through the application process. For further information, feel free to reach out at (409) 945-4474 during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,228,952 in used vehicle loans and $24,643,430 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $8,487,604 provide the capital needed to grow and expand your business ventures. We work closely with local businesses to understand their needs and create loan solutions that empower them to thrive.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,547,726 in loans helping members manage their finances effectively. These cards are perfect for those who want to make purchases without tying up their cash flow while still enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,135,131, make buying or refinancing simple. We provide competitive rates and terms designed to fit various budgets and needs. If you're considering refinancing, we also have flexible eligibility options available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process means users can trust that they are viewing accurate and current loan information.

ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION - Alvin, TX