Assemblies Of God Credit Union Springfield MO | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Assemblies Of God, your trusted financial partner since 1951. Located at 1776 E Independence St, Springfield, MO 65804, we are committed to serving our community with personalized banking solutions tailored to meet your needs. With a total membership of 18,227 and assets exceeding $435,046,110, we pride ourselves on creating a supportive environment where every member feels valued. At Assemblies Of God, we believe in the power of community. We have funded over 85,679 loans and leases, helping our members achieve their financial goals from purchasing a new vehicle to investing in their dream home. Our dedication to providing exceptional service is reflected in our total deposits of $45,315,005 and a strong net worth of $36,817,344. Under the leadership of our CEO, Bruce Webb, and Board President, Rick Waggoner, we strive to make banking accessible and beneficial for everyone. Whether you're looking for personal banking options like checking accounts or auto loans, or business services such as merchant accounts and business loans, we've got you covered. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2328, Springfield, MO 65801. We invite you to explore our full range of services on our website at agcu.org or give us a call at 417-831-4398. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

At Assemblies Of God, we take pride in our rich legacy that began in 1951 when we first opened our doors at 1776 E Independence St in Springfield, MO. Over the decades, we have grown into a trusted financial partner for our community, serving over 18,227 members with total assets reaching an impressive $435,046,110. Our unique identifier as a branch is 50,458, which signifies our commitment to excellence and personalized service. Our mission is simple yet powerful: to provide accessible financial services while fostering a sense of community and support among our members. We believe that everyone deserves the chance to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we strive to make banking easy and efficient for you. While members can visit us at our main location on E Independence St, official correspondence should be sent to PO Box 2328, Springfield, MO 65801. This ensures you receive timely responses and assistance from our dedicated team. Our drive-thru banking service offers convenience for quick transactions, while our ATM availability ensures you have access to your funds whenever needed. As a forward-thinking institution, we embrace digital advancements that enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier. We also prioritize accessibility with ADA-compliant facilities and customer-centric initiatives designed to meet the diverse needs of our members. Community outreach is at the heart of what we do. We actively participate in local events and partner with organizations that share our vision of helping others succeed financially. Whether it's supporting local charities or providing educational resources about financial literacy, we are dedicated to making a positive impact in Springfield and beyond. We invite you to join the Assemblies Of God family today! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. Contact us at (417) 831-4398 or visit our website at agcu.org to learn more about how we can help you achieve your financial dreams.

Branch Location & Accessibility

Welcome to the Assemblies Of God branch located at 1776 E Independence St, Springfield, MO 65804! We are proud to serve our members in Greene County and beyond with a friendly and accessible banking experience. Conveniently situated near local landmarks, our branch is easy to find and offers plenty of parking options for your convenience. Our location is designed with accessibility in mind. Whether you're visiting for a quick transaction or exploring our full range of services, you'll find that our facilities comply with ADA standards, making it easy for everyone to access what they need. Plus, we have a drive-thru service available for those who prefer banking from their vehicle. While members can visit us at 1776 E Independence St, official correspondence should be sent to PO Box 2328, Springfield, MO 65801. This ensures that all your important documents reach us without delay. At Assemblies Of God, we understand that life can get busy. That's why we offer flexible operating hours: we're open Monday through Friday from 9 AM to 5 PM and have drive-thru services available on Saturdays from 9 AM to noon. You can reach us easily at 417-831-4398 if you have any questions or need assistance. We're committed to providing a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to loans for vehicles and homes, we've got you covered. Our ATM is also available for quick cash withdrawals and balance checks. We invite you to come visit us at Assemblies Of God! Our team is here to help you with all your financial needs. Whether you're opening a new account or simply have questions about our services, we're ready to assist you every step of the way.

Member Eligibility

At Assemblies Of God, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming if you live, work, worship, or attend school in the Springfield area, you're likely eligible to join us! We value inclusivity, so whether you're looking for personal banking services or business solutions, you can find a place here. To learn more about the specific eligibility criteria, feel free to check out this resource for the most up-to-date information. Opening an account is just as easy! You can start your journey with us online by visiting our account opening page at this link. If you have any questions along the way, don't hesitate to give us a call at (417) 831-4398. We're located at 1776 E Independence St Springfield Mo 65804 and are excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services help you accept payments seamlessly, ensuring you never miss a sale. Whether it's handling credit card transactions or managing online payments, we make it easy for you to focus on what you do best running your business. Visit us at 1776 E Independence St Springfield Mo 65804 in Springfield, MO, or call us at (417) 831-4398 to learn more about how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $205 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $85,219,821, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we offer specialized services such as merchant services and business loans. Whether you're just starting out or looking to expand, our team is here to support your business journey.

Convenient Access

We also know that convenience matters. With features like ATM access, cash withdrawal services, and basic drive-thru banking for quick transactions, managing your finances has never been easier. Plus, if you're part of a partner credit union, our shared branch transactions allow for deposits and withdrawals no matter where you are. At Assemblies Of God, we are dedicated to ensuring that all members have access to essential financial services in a friendly environment. If you're ready to explore what we have to offer or have any questions, don't hesitate to call us at (417) 831-4398 or visit us today! Your financial well-being starts here!

Credit Cards

Don't forget about our credit cards with rewards, which allow you to earn points or cash back on everyday purchases. It's an easy way to make your spending work for you!

Home Financing

Looking to buy a home? Our mortgage loans and refinancing services are here to guide you through every step of the process. With personalized advice and flexible terms, we aim to make homeownership a reality for you.

Personal Banking

When it comes to personal banking, we offer a variety of options that make it easy for you to manage your money. Our checking and savings accounts are tailored to help you reach your financial goals while providing easy access through our robust online and mobile banking platforms. Imagine having the ability to check your balance or make transfers right from your smartphone it's that simple! If you're considering purchasing a new car or need financing for an existing one, our auto loans and vehicle financing options can help get you on the road quickly. We understand how important reliable transportation is, and our competitive rates make it easier for you to drive away happy.

Personal Loans

For those unexpected expenses or when life throws you a curveball, our personal loans and debt consolidation solutions can provide the financial relief you need. We work closely with our members to ensure they find the best option that fits their budget.

Digital & Online Banking

Key Services

With our user-friendly online banking platform, available at https://agcu.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. We also provide electronic statements, so you can keep track of your transactions without the clutter of paper. And if you're looking for a way to send money quickly to friends or family, our person-to-person transfer feature is just a click away. For those who prefer banking on their mobile devices, our mobile application offers all the features you need right in your pocket. You can enjoy mobile payments, making it easy to pay for purchases without needing cash or cards. Plus, with 24/7 online banking services, you can access your accounts whenever it's convenient for you.

Security and Accessibility

At Assemblies Of God, we prioritize the security of your personal information. While we do not currently use electronic signature authorization for transactions, rest assured that all our digital services are designed with robust security measures to protect your data. Our focus is on providing you with a safe and reliable banking experience while ensuring that accessing your accounts is simple and straightforward. No matter how busy life gets, managing your finances should never be a hassle. With our digital and online banking services at Assemblies Of God, you have everything you need to stay in control of your money right at your fingertips!

Financial Strength

Growing Membership Base

We currently have 43,770, showcasing a strong and growing member base that trusts us with their finances. This trust is vital for us as we strive to provide an array of services tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Assemblies Of God is your trusted partner. Visit us at 1776 E Independence St Springfield Mo 65804 or call (417) 831-4398 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $113,418,177 in share certificates and $51,905,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,453,577, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 63 full-time employees and 1 part-time employees who are dedicated to providing you with exceptional service.

Reinvestment for Better Services

With $36,489,230 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $344,502,991 show our capacity to support your financial goals across various sectors. This includes $58,705 in used auto loans which allow us to help you secure the financing you need for your vehicle.

Strong Financial Health

With a net worth of $36,817,344, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $846 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,731,066 in used vehicle loans and $7,868,085 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing straightforward and stress-free.

Credit Options

We also offer flexible terms on unsecured credit card loans, although currently there are no unsecured credit card loans available. Our focus is on helping you manage your finances effectively while keeping your options open for future credit needs. For business owners, our outstanding commercial loans totaling $85,219,821 provide the capital needed to grow and expand. We understand the unique challenges businesses face and tailor our lending solutions accordingly. Our commitment extends beyond just offering loans; we also provide refinancing options for those looking to reduce their interest rates or consolidate debt. If you're interested in learning more about eligibility for our various loan products or exploring refinancing opportunities, don't hesitate to reach out! For inquiries or assistance, feel free to contact us at 417-831-4398 or visit us at our branch located at 1776 E Independence St Springfield Mo 65804. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,660,295, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team will guide you through the process and find the right solution for your needs.

Loan Aggregator

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