Aspire Community Credit Union Minot ND | Best Auto Loans & Business Banking

Introduction

Welcome to Aspire Community, your trusted partner in financial well-being, located at 1430 S Broadway, Minot, ND 58701. Since our establishment in 1937, we have been dedicated to serving our community and providing personalized financial solutions that cater to your unique needs. With a robust membership base of 6,356 individuals and total assets exceeding $169 million, we pride ourselves on being a reliable resource for all things banking. At Aspire Community, we understand that every member's journey is different. That's why we offer a range of services from checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Whether you're looking to save for the future or finance a new vehicle, our team is here to guide you every step of the way. Our leadership team, led by CEO Kevin Vigested and Board President Jason Rohrer, embodies our commitment to exceptional service and community engagement. With 23 dedicated employees working tirelessly to support you, we ensure that your experience with us is both personal and rewarding. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO BOX 3160, MINOT, ND 58701-5933. Feel free to reach out to us at (701) 837-5353 if you have any questions or need assistance. Join us in building a brighter financial future together. Visit our website at aspire.creditunion or come see us today!

Branch History & Mission

Join Us

As we look toward the future, we remain committed to serving the Minot community with integrity and dedication. We invite you to join Aspire Community and experience the many benefits that come from being part of a member-focused credit union. Together, let's build a brighter financial future!

Our Journey

From humble beginnings over 80 years ago, Aspire Community has steadily evolved into a trusted financial institution. Located at 1430 S Broadway, Minot, ND 58701, we are proud to serve a diverse membership base of 6,356 individuals. With total assets exceeding $169 million, we have the resources to meet our members' financial goals while maintaining a personal touch. Our commitment to the community goes beyond just banking services. We have formed meaningful partnerships with local organizations and engage in outreach efforts that uplift those around us. Whether through financial education initiatives or supporting local events, our goal is to foster an environment where everyone can flourish.

Our Mission

At Aspire Community, our mission is simple yet profound: to empower our members through superior financial services and unwavering support. We offer a wide range of products, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our online and mobile banking options make it easy for members to manage their finances anytime, anywhere. We are dedicated to creating a welcoming atmosphere that ensures everyone feels valued and respected. Our drive-thru service simplifies transactions for those on the go, while our ADA-compliant facilities guarantee access for all. For any official correspondence, please send mail to PO BOX 3160, MINOT, ND 58701-5933. We invite you to visit us during our operating hours from 7:30 AM to 6:00 PM, Monday through Friday. If you have any questions or need assistance, feel free to reach out at 701-837-5353.

Branch Location & Accessibility

Connect With Us

While members can visit us at 1430 S Broadway for their banking needs, official correspondence should be sent to our mailing address at PO BOX 3160, Minot, ND 58701-5933. If you have any questions or need assistance, feel free to give us a call at 701-837-5353. We invite you to come by and see how Aspire Community can serve your financial needs! We look forward to welcoming you soon!

Convenient Access and Parking

At Aspire Community, we prioritize accessibility for all our members. Our branch features ample parking space, making it easy for you to visit us without any hassle. If you require assistance, rest assured that our facility meets ADA compliance standards, with ramps and accessible entrances available.

Drive-Thru Service for Added Convenience

For those on the go, we offer basic drive-thru banking services. You can quickly make deposits, withdrawals, or handle simple transactions without leaving your car. It's just one of the many ways we strive to make banking more convenient for you.

Operating Hours That Fit Your Schedule

We know that life can be busy, which is why our lobby hours are designed to accommodate your schedule. Visit us Monday through Friday from 7:30 AM to 6:00 PM for all your banking needs. Whether you need to open an account, apply for a loan, or just have a question about your services, our friendly staff is here to help.

Member Eligibility

At Aspire Community, we believe that becoming a member means joining a family that cares about your financial well-being. If you're looking to take part in our community, you'll be glad to know that eligibility is quite straightforward! Generally, anyone who lives, works, or worships in the areas we serve can become a member. This includes individuals and their immediate family members. To get all the details about who qualifies, feel free to check out our eligibility guidelines at https://aspire.creditunion/our-membership/. Joining us is not just about opening an account; it's about accessing a range of benefits designed to support your financial journey. From personal banking services to loans and credit cards with rewards, we're here for you every step of the way. Ready to get started? It's simple! Just give us a call at (701) 837-5353 or stop by our branch located at 1430 S Broadway Minot Nd 58701 during our operating hours from 7:30 AM to 6:00 PM. We can't wait to welcome you into the Aspire Community family!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine a local café using our payment processing solutions to serve customers efficiently during busy mornings or a retail store managing sales seamlessly during peak shopping hours. These practical tools not only enhance customer experiences but also help improve your bottom line. Visit us at 1430 S Broadway Minot Nd 58701 in Minot, ND, or call us at (701) 837-5353 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $612,256, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer specialized Business Banking services. From Merchant Services that make transactions smoother for your customers to tailored Business Loans that support growth and expansion, we're dedicated to helping your business thrive.

Connect With Us

If you're ready to explore how we can assist with your financial journey, don't hesitate to reach out! Call us at (701) 837-5353 during our operating hours from 7:30 AM to 6:00 PM on weekdays. At Aspire Community, we are here to support you with friendly service and solutions tailored just for you. Discover more about what we offer by visiting us online at Main Office. Join us today and take the first step towards achieving your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Aspire Community, we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills through our mobile app, we've made it simple for you to stay on top of your finances. Need cash quickly? We also provide ATM and cash withdrawal services through our basic drive-thru banking options available at our branch for quick deposits and withdrawals without stepping inside.

Personal Banking Solutions

For those looking to keep their finances organized, our Personal Banking services include checking and savings accounts that help you save for your goals while giving you easy access to your funds. Need assistance with larger purchases? Our Auto Loans & Vehicle Financing options can help you drive away in your dream car without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our comprehensive Mortgage Loans & Refinancing services are here to guide you every step of the way. Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy, allowing you to consolidate debts or cover urgent costs efficiently. Plus, don't forget about our Credit Cards with Rewards, offering benefits that fit your lifestyle.

Digital & Online Banking

Key Services

Our online banking system provides real-time account management, allowing you to check balances, view transactions, and transfer funds with just a few clicks. Whether you need to send money to a friend or pay a bill, our person-to-person transfer feature makes it simple and quick. Plus, if you're on the go, don't forget about our mobile application that brings all these functionalities right to your fingertips. Security is our priority at Aspire Community. We use electronic signature authorization for transactions, ensuring that your information is protected every step of the way. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter making it an environmentally friendly choice! And let's not overlook the convenience of mobile payments. With this feature, you can pay for purchases directly from your phone, making it easier than ever to manage your spending without carrying cash or cards.

User-Friendly Experience

Navigating our digital banking services is designed to be user-friendly so that everyone can benefit from them. Whether you're tech-savvy or new to online banking, you'll find our platform intuitive and straightforward. In summary, Aspire Community is committed to providing members with modern banking solutions that emphasize ease-of-use and security. Explore all our digital offerings today at https://aspire.creditunion/ and discover how we can help simplify your financial life!

Financial Strength

At Aspire Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe in transparency and want to share how our solid financial foundation benefits you. With a net worth of $24,416,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,443 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $51,996,007 in share certificates and $33,250,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $22,926,817 in undivided earnings. This enables us to enhance our banking tools, strengthen lending options, and improve security measures for our members. We proudly support your financial goals with $912 in used auto loans and $144,941,350 in total loans and leases, making it easier for you to achieve what you desire. Our operational efficiency is reflected in our $1,489,846, which allows us to continue offering competitive loan rates and quality financial products for all members. We also take pride in having 23 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and care. With net shares amounting to $2,428,777, we have funds available for lending and investments that directly benefit you. In addition, the total number of share accounts stands at 14,206, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aspire Community is your trusted partner. Visit us at 1430 S Broadway Minot Nd 58701 or call (701) 837-5353 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $13,432,693 in used vehicle loans and $5,624,503 in new vehicle loans already helping members get on the road. Our flexible terms make it easy for you to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $612,256 provide the capital needed to grow and expand your business. We work closely with you to create financing solutions that meet your specific needs. In addition to these offerings, we also provide refinancing options tailored to fit your circumstances. If you're interested in learning more about eligibility or how to apply for any of our loan products, feel free to reach out at 701-837-5353 or visit us online at Aspire Community. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial stability starts here at Aspire Community!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,634,500, making buying or refinancing simple. We provide guidance throughout the process to ensure you understand every step along the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,705,850 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying peace of mind.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every loan comparison is fair and transparent. By using verified data, LendMesh allows you to compare only legitimate offers, giving you peace of mind as you make your financial decisions.

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from reputable financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using LendMesh as a reliable tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.