Ashland Community Credit Union Ashland OH | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Ashland Community, where your financial wellbeing is our priority. Located at 1123 Sugarbush Dr, Ashland, OH 44805, we have been serving our community since 1951. With a strong membership of 3,098 and total assets reaching $22,066,027, we are committed to providing personalized banking solutions that meet your needs. At Ashland Community, we believe in building lasting relationships with our members. Our dedicated team of 7 employees, led by CEO Dan O'Connell and Board President Brandon Clark, works tirelessly to ensure that you receive the best service possible. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. While members can visit us at 1123 Sugarbush Dr, official correspondence should be sent to our mailing address: PO Box 682, Ashland, OH 44805. We understand that convenience matters; that's why we provide online banking options alongside traditional services. Our commitment to community impact is reflected in our total deposits of $2,138,239 and robust loan offerings totaling 874 loans and leases. Whether you're looking for competitive rates on auto financing or seeking help with credit cards that offer rewards, Ashland Community has you covered. We invite you to reach out to us at 419-289-6211 or explore our services further by visiting our website at ashlandfcu.org. Experience the difference with Ashland Community where your financial goals come first!

Branch History & Mission

Join Us!

As we continue to grow and adapt, we invite you to become part of the Ashland Community family. Experience the benefits of membership firsthand where your goals matter and your voice is heard. Together, let's build a brighter financial future for our community! Visit us today or explore more about what we offer at our website.

Modern Services for Today’s Needs

In addition to traditional banking services, we offer modern conveniences such as online banking and ATM access for easy transactions. Our branch features ADA-compliant facilities and basic drive-thru banking options, ensuring that all members can enjoy a comfortable experience regardless of their circumstances. While members can visit us at 1123 Sugarbush Dr, official correspondence should be sent to PO Box 682, Ashland, OH 44805. For any inquiries or assistance, feel free to reach out at 419-289-6211 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 4:00 PM; Wednesday from 9:00 AM to 12:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Our Mission

At Ashland Community, our mission is clear: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to affordable banking solutions tailored to their unique needs. Whether it's personal banking through checking and savings accounts or financing options like auto loans and mortgages, we are here to help our members navigate their financial journeys. We pride ourselves on being more than just a credit union; we are an active participant in the Ashland community. Our outreach efforts aim to uplift those around us, demonstrating our commitment to social responsibility. We invite you to join us in these initiatives as we strive to make a positive impact on the lives of our neighbors.

Branch Location & Accessibility

Accessibility and Parking

At Ashland Community, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking spaces that ensure everyone can access our services comfortably. Ample parking is available right outside the branch, so you can stop by without any hassle.

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 419-289-6211. Our dedicated team is always ready to help you with your banking needs. We invite you to come visit us at Ashland Community where your financial well-being is our top priority!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours designed to fit your schedule. You can visit us on Mondays, Tuesdays, Thursdays, and Fridays from 9:00 AM to 4:00 PM. On Wednesdays and Saturdays, we are open from 9:00 AM until noon. With these hours, we aim to accommodate your needs while providing friendly service.

Services Offered

When you step into our branch, you'll discover a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of drive-thru banking for simple transactions or use our ATM for quick withdrawals and balance checks available anytime you need them.

Member Eligibility

At Ashland Community, we believe that everyone deserves a chance to be part of a caring community where financial well-being is the goal. Becoming a member is simple and welcoming! If you live, work, or attend school in Ashland County, you're already eligible to join us. It's our way of ensuring that our services cater specifically to those who share this wonderful area with us. We offer a range of benefits that come with membership, including competitive rates on loans and savings accounts, personalized service, and access to online banking tools. Ready to take the next step? Opening your account is easy! Just give us a call at (419) 289-6211 or visit us at our branch located at 1123 Sugarbush Dr Ashland Oh 44805 for more information. For detailed eligibility criteria. We can't wait to welcome you into the Ashland Community family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans available, we are dedicated to creating opportunities that can help you thrive. Imagine having access to financing that allows you to expand your operations, hire new staff, or invest in new equipment. Our team is here to help you navigate your financial needs when the time comes.

Merchant Services That Make Transactions Easy

Managing transactions shouldn't be a hassle. That's where our merchant services come into play. We provide easy-to-use payment processing solutions that streamline your sales and enhance customer satisfaction. Whether you run a small retail shop or a service-based business, having reliable payment options can make all the difference. Located conveniently at 1123 Sugarbush Dr Ashland Oh 44805 in Ashland, OH, our team is ready to support your business banking needs. Reach out today at (419) 289-6211 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For our small business members, Business Banking services including Merchant Services and Business Loans are available. We understand how important it is for businesses to have access to capital and efficient transaction processing, so we tailor our services to help your business thrive.

Connect With Us!

At Ashland Community, we are here for all of your banking needs. Feel free to reach out via phone at (419) 289-6211 or visit us in person during our operating hours: Monday, Tuesday, Thursday from 9 AM to 4 PM; Wednesday and Saturday from 9 AM to 12 PM; and Friday from 9 AM to 6 PM. We invite you to explore how our comprehensive list of services can support your financial journey. Visit us today at our website or stop by the branch we look forward to serving you!

Credit Cards and Rewards

Don't forget about our attractive Credit Cards with Rewards! Earn points on your everyday purchases that can be redeemed for travel, merchandise, or cash back. It's just another way we strive to add value to your financial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, pay bills, and more all at your fingertips. Need cash? Our convenient ATM & Cash Withdrawal Services make accessing your funds simple and secure. Plus, with our basic drive-thru banking option available for deposits and withdrawals, you can conduct simple transactions without leaving your car.

Personal Banking

When it comes to personal banking, we understand that each member has unique needs. That's why our offerings include Checking & Savings Accounts designed to help you manage your money effectively. Whether you're saving for a vacation or planning for retirement, our accounts come with competitive interest rates and low fees. For those looking to finance their next vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. We offer flexible terms and competitive rates to ensure you find a loan that fits your budget. If you're considering homeownership or want to refinance an existing mortgage, our Mortgage Loans & Refinancing services provide expert guidance every step of the way. Our team is here to answer your questions and help you navigate the process smoothly. In addition, we offer Personal Loans & Debt Consolidation solutions. Whether you're facing unexpected expenses or looking to consolidate debt into one manageable payment, we can help you find a plan that works for you.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring funds, or paying bills without leaving your home. With our online banking, you can do just that! Whether you're on a break at work or relaxing at home, our platform provides real-time account management right at your fingertips. We also offer e-statements, allowing you to view your account statements electronically. This not only helps the environment but makes it easier to keep track of your finances without the clutter of paper statements. Plus, with electronic signatures not currently available, you can still enjoy a straightforward experience without unnecessary steps. While mobile payments and a dedicated mobile application are not offered yet, we ensure that our online banking features remain user-friendly and secure. You can transfer money easily with person-to-person transfers in mind for future updates.

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced security measures to protect your personal information and transactions. We're committed to providing an experience that is not only easy to navigate but also safe and reliable. So why wait? Take control of your finances today with the digital banking services available at Ashland Community. Visit us online at https://www.ashlandfcu.org/ and experience the convenience of managing your money from anywhere!

Financial Strength

Member-Centric Savings

Members' savings are secured through $2,072,684 in share certificates and $214,236 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $102,681 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $1,650,910 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our robust lending capacity; with $518 in used auto loans and $16,166,389 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,223,784, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $430,604. Total Share and Deposit Accounts: 4,139, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ashland Community is your trusted partner. Visit us at 1123 Sugarbush Dr Ashland Oh 44805 or call (419) 289-6211 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $10,052,698 in used vehicle loans and $5,076,191 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it happen.

Credit Lines

For those needing additional flexibility in managing their finances, we provide credit lines totaling $1,000,000. This can be an excellent option for unexpected expenses or planned purchases that require extra cash flow. If you're interested in any of our loan products or want to explore refinancing options, please don't hesitate to reach out to us. You can contact us at 419-289-6211 or visit us at 1123 Sugarbush Dr, Ashland, OH 44805. Our team is ready to assist you through every step of the borrowing process and find the best solution tailored for your financial needs. Explore all our services today and see how Ashland Community can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are always here to discuss future possibilities and help guide you through the process when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though there are currently no outstanding balances in this category, our commitment remains strong in helping members manage their finances effectively when these products become available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Each lender's information is regularly updated, allowing users to compare accurate rates without confusion or misinformation.

ASHLAND COMMUNITY FEDERAL CREDIT UNION - Ashland, OH

Compare Loan Rates Near You

Loan rates in Ashland, OH (44805)