A.s.h. Employees Credit Union Anna IL | Best Auto Loans & Business Banking

Introduction

Welcome to A.s.h. Employees Credit Union, your trusted financial partner located at 1000 N Main St, Anna, IL 62906. Established in 1952, we have proudly served our community for over seven decades, building lasting relationships with our members and delivering personalized financial solutions tailored to their needs. With a total membership of 1,148 and assets exceeding $5,278,628, we are committed to helping you achieve your financial goals. Our dedicated team of just two employees is led by CEO Cynthia Walker and Board President Lawanda Jones, who work tirelessly to foster an environment of trust and support. We understand that every dollar counts, which is why we take pride in our solid financial standing, including total deposits of $1,410,265 and a net worth of $949,525. At A.s.h. Employees Credit Union, we believe in the power of community. Whether you're looking for checking and savings accounts, auto loans, or personal loans, our diverse range of services is designed to meet your unique needs. We are here to provide reliable support as you navigate your financial journey. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 644, ANNA, IL 62906. We invite you to call us at 618-202-6703 during our operating hours from Monday through Friday between 7:30 AM and 4:30 PM. Let us show you how we can help you thrive financially!

Branch History & Mission

Looking Ahead

In today's fast-paced world, we've also embraced digital advancements to enhance your banking experience. Although we currently do not offer online banking or mobile applications, we remain committed to improving accessibility for all members. Our operating hours are Monday through Friday from 7:30 AM to 4:30 PM designed to meet your needs during the workweek. Join us at A.s.h. Employees Credit Union and discover how we can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter future! For any inquiries or assistance, feel free to contact us at (618) 202-6703. We look forward to welcoming you!

Our Journey

A.s.h. Employees started as a small credit union dedicated to providing financial services to local employees. Over the years, we have expanded our reach and our offerings, now proudly serving over 1,148 members with total assets of $5,278,628. Our branch is located at 1000 N Main St, Anna, IL 62906 a place where friends and neighbors come together to achieve their financial goals. As we evolved, we maintained our core values of trust, integrity, and community focus. Our mission has always been about more than just banking; it's about empowering our members through accessible financial solutions and fostering a sense of belonging.

Our Mission

At A.s.h. Employees Credit Union, our mission is simple: to provide exceptional financial services while supporting the community we cherish. We aim to make banking easier for everyone by offering personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in giving back. Our partnerships with local organizations and community outreach efforts reflect our commitment to making Anna a better place for all. Whether it's sponsoring local events or participating in charitable activities, we are dedicated to uplifting those around us. While members can visit us at 1000 N Main St Anna Il 62906, official correspondence should be sent to PO BOX 644, ANNA, IL 62906 if you prefer mailing options.

Branch Location & Accessibility

Accessible Banking

At A.s.h. Employees, we believe that banking should be accessible for everyone. Our branch features ADA-compliant facilities and convenient parking options, ensuring that all members can visit us without hassle. While we currently do not offer drive-thru services or ATM access, our dedicated staff is ready to assist you inside the branch.

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 7:30 AM to 4:30 PM. Our operating hours are designed to accommodate your schedule, allowing you to visit us at a time that works best for you. If you need assistance or have questions about our services, don't hesitate to reach out. You can call us at (618) 202-6703, and our friendly team will be more than happy to help.

Services Offered

At A.s.h. Employees, we offer a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! We also provide credit cards with rewards and business banking solutions. While you're here at our Anna branch, feel free to ask about any of our services or how we can assist you in achieving your financial goals.

Visit Us Today!

We invite you to stop by A.s.h. Employees for all your banking needs. Experience personalized service in a welcoming environment right here in Anna. If you're unable to visit us in person but still want to connect, give us a call! We're excited to serve you and support your financial journey.

Member Eligibility

At A.s.h. Employees, we're excited to welcome you into our community! Becoming a member is a simple and rewarding process, designed for those who want to experience personalized banking and supportive services. If you live, work, or worship in the Anna area, you're likely eligible to join us. We believe that everyone should have access to financial resources that empower their lives, which is why we focus on inclusivity and support. For a complete understanding of our membership criteria, feel free to visit [this link]. Once you're ready to become a member of A.s.h. Employees, opening an account is straightforward! You can reach out to us at (618) 202-6703 for assistance or visit us at our branch located at 1000 N Main St Anna Il 62906. Our friendly staff is here to guide you through each step of the process. Join us today and take advantage of the unique benefits we offer, from competitive loans to personalized service tailored just for you.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a payment processing system that's quick and reliable, allowing you to focus on what you do best serving your customers. Our services can help streamline operations, making it easier for you to accept payments and manage finances efficiently. Visit us at 1000 N Main St Anna Il 62906 in Anna, IL or call us at (618) 202-6703 to explore how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Solutions

For our local business owners in Anna, we provide specialized services such as merchant services and business loans. We recognize the hard work that goes into running a business and aim to support entrepreneurs with financial solutions that help them thrive.

Convenient Access Anytime

At A.s.h. Employees, we believe in making banking accessible whenever you need it. While we currently do not have ATMs or drive-thru services available, our online platform ensures that you can manage your accounts 24/7 without any hassle. If you're ready to explore all that we have to offer at A.s.h. Employees, don't hesitate to reach out! Give us a call at (618) 202-6703 during our lobby hours from Monday through Friday, 7:30 AM to 4:30 PM. Let us help you achieve your financial goals today!

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. We understand that purchasing a vehicle is a big decision, so we work closely with you to find financing that fits your budget. If you're looking for something larger, our mortgage loans and refinancing options can help you secure the home of your dreams. Whether it's your first home or an investment property, we're here to assist you through the process.

Personal Banking Made Easy

Managing your everyday finances should be simple and convenient. That's why we offer various personal banking services, including checking and savings accounts designed to help you save for the future while giving you easy access to your funds. Imagine being able to pay bills or transfer money with just a few clicks this is exactly what our online and mobile banking features provide. Even if you're out and about, you can manage your finances right from your phone.

Rewards for Your Spending

With our credit cards featuring rewards, you can earn points on everyday purchases. Whether it's groceries, gas, or dining out, each swipe brings you closer to exciting rewards.

Simplifying Borrowing

We know that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions that can help ease financial burdens. Whether you're dealing with medical bills or planning a special event, our flexible loan options can provide the support you need.

Digital & Online Banking

Mobile Features

Currently, we do not have a mobile application available, which means no mobile payments or on-the-go banking features just yet. However, we're always looking for ways to enhance our services in the future.

Online Banking Services

Although we don't offer traditional online banking at this time, our commitment to security remains strong. We aim to provide members with the tools they need for effective account management. While you can't access online banking through, our dedicated team is here to assist you in person or over the phone.

Real-Time Account Management

While person-to-person transfers aren't available right now, rest assured that we're focused on providing you with reliable service tailored to your needs. Your financial well-being is important to us, and we're here to support you every step of the way. In summary, even though our digital offerings are currently limited, A.s.h. Employees is dedicated to providing personalized service and support to help you manage your finances effectively. We look forward to enhancing your experience as we continue to grow!

Security and Accessibility

Your security is our top priority. We may not offer electronic signature authorization or e-statements at this moment, but we ensure that any interactions with us are handled with the utmost care. If you have questions about your account or need assistance, our friendly staff is just a phone call away at (618) 202-6703.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also hold $862,601 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $99 in used auto loans and $3,888,638 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 1,514, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $490,207, further underlining our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A.s.h. Employees is your trusted partner. Visit us at 1000 N Main St Anna Il 62906 or call (618) 202-6703 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $405,642 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our focus remains on maximizing your savings through these secure options.

Operational Efficiency

Our $13,234 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2 full-time employees who are ready to assist you with any needs you may have.

Our Financial Health

With a net worth of $949,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,412,665 in used vehicle loans and $944,081 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you in exploring other mortgage solutions tailored to your situation.

Personal Loans & Credit Lines

If you're looking for additional financial flexibility, consider our personal loans and credit lines totaling $80,000. These products are designed to help you cover unexpected expenses or consolidate debt at favorable rates. At A.s.h. Employees located at 1000 N Main St, Anna IL 62906, our dedicated team is here to guide you through every step of the lending process. Whether you're interested in refinancing options or need assistance determining your eligibility for any of our loan products, don't hesitate to reach out at (618) 202-6703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $226,521 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that suit your lifestyle and spending habits.

Loan Aggregator

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A.S.H. EMPLOYEES CREDIT UNION - Anna, IL

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