Ascentra Credit Union Moline IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ascentra, your trusted credit union in the heart of Moline, IL! Established in 1950, we have proudly served our community for over seven decades, fostering financial well-being and stability among our 43,033 members. Located at 3005 7Th St, Moline, IL 61265, our branch is dedicated to providing a range of personalized banking services designed to meet your unique needs. At Ascentra, we understand that financial choices can impact your life significantly. With total assets of $538,855,774 and total deposits amounting to $56,411,123, we are committed to ensuring your money is not only safe but also working hard for you. Our team of 180 employees, led by CEO Linda Andry and Board President Tom Gibbs, is here to support you on your financial journey. We offer various services from checking and savings accounts to auto loans and personal loans all aimed at helping you achieve your financial goals. Our commitment extends beyond banking; we strive to make a positive impact in the community we serve. While you can visit us at our physical branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 3005 7th St, Moline, IL 61265-5925. Ready to take the next step? Whether you're looking for advice or want to open an account, don't hesitate to reach out! Call us at (309) 764-3627 or visit our website at Ascentra.org for more information. We're excited to help you build a brighter financial future!

Branch History & Mission

Community Commitment

Our dedication goes beyond just banking; we strive to uplift our community through outreach programs and partnerships that promote financial literacy and well-being. Whether it's hosting workshops or sponsoring local events, we are here for you every step of the way. With features like ATM availability and drive-thru services tailored to your convenience, Ascentra ensures that accessing your finances is straightforward. Our operating hours are designed to fit your schedule: Lobby hours run Monday through Friday from 9:00 am - 5:30 pm and Saturday from 9:00 am - 12:00 pm. We invite you to join us on this journey toward financial empowerment. Experience firsthand how Ascentra can make a difference in your life. Visit us today or explore membership options at Ascentra's website!

Our Evolution

Since its inception, Ascentra has focused on empowering individuals and families with the tools they need to achieve their financial goals. From humble beginnings to becoming a trusted credit union in the area, we've consistently adapted to meet the evolving needs of our members. With advancements in technology and customer service practices, we've embraced digital banking solutions while ensuring accessibility through traditional services. Our branch is not just a place for transactions; it's a hub for community engagement. We actively participate in local events and collaborate with various organizations to foster economic growth and support initiatives that matter most to our members.

Our Mission

At the core of Ascentra's mission is a commitment to provide exceptional financial services while enriching the lives of those we serve. We believe that everyone deserves access to affordable banking options and personalized support. Our aim is to build strong relationships with our members, assisting them with everything from checking accounts and auto loans to mortgages and business banking. While members can visit us at 3005 7Th St in Moline for all their banking needs, official correspondence should be sent to our mailing address at 3005 7th St, Moline, IL 61265-5925.

Branch Location & Accessibility

Accessibility and Parking

At Ascentra, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. Plus, we offer ample parking right outside the branch so you can visit us hassle-free.

Get in Touch

Ready to experience friendly service and expert financial guidance? Call us at 309-764-3627 or drop by during our operating hours. We look forward to helping you achieve your financial goals! Visit us today at Ascentra and discover how we can support you every step of the way.

Operating Hours

We know that your time is valuable, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 9:00 am to 5:30 pm and on Saturdays from 9:00 am to 12:00 pm. Need to get something done after hours? No problem! Our drive-thru service is available until 6:00 pm on weekdays, making it easy for you to manage your banking around your schedule.

Services Offered

At Ascentra, we provide a variety of services designed to meet your needs from checking and savings accounts to auto loans and mortgage options. We also have ATMs available for quick cash withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions, our drive-thru allows you to complete simple transactions without leaving your car. While members can visit us at our branch location in Moline, official correspondence should be sent to our mailing address at 3005 7th St, Moline, IL 61265-5925 if different.

Member Eligibility

At Ascentra, we believe that everyone deserves access to a community that supports their financial journey. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We also welcome family members of existing members, making it a perfect opportunity for families to grow together financially. For more detailed eligibility criteria, feel free to check out our website at http://www.ascentra.org/belong/join/become-a-member . Joining Ascentra means more than just opening an account; it's about being part of a caring community dedicated to helping you achieve your financial goals. With personalized service and a range of products designed with your needs in mind, our team is here for you every step of the way. Ready to get started? You can open your account online at https://secure.ascentra.org/ascentra/sdk/autoenrollmente2e or give us a call at (309) 764-3627 if you have any questions. Our branch is located at 3005 7Th St Moline Il 61265, and we look forward to welcoming you into the Ascentra family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on serving your customers. From credit card processing to online payment solutions, we provide tools that make handling finances easy. This way, you can spend more time growing your business and less time managing payments. Visit us at 3005 7Th St Moline Il 61265 in Moline, IL, or call us at (309) 764-3627 to learn how our business banking services can help you thrive!

Comprehensive List Of Services

Business Banking

For local businesses, we provide comprehensive business banking solutions including merchant services and business loans. We believe in supporting our community's entrepreneurs by offering flexible financing options that help businesses thrive.

Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We can help you manage those costs effectively so you can focus on what matters most. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily make transfers, pay bills, or check your balance right from your smartphone or computer. Additionally, our ATM services ensure that cash withdrawals are quick and accessible whenever you need them.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are short on time, our drive-thru banking offers an efficient way to handle deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access available for balance checks and withdrawals, you have even more flexibility in managing your finances. At Ascentra, we pride ourselves on being more than just a financial institution; we're part of the community. With services designed for both individuals and businesses alike, we're committed to helping you achieve your financial goals. Ready to take the next step? Visit us at 3005 7Th St Moline Il 61265 or give us a call at (309) 764-3627 today! Explore how we can assist you with all your banking needs your journey starts here!

Home Financing

Homeownership is within reach with our mortgage loans and refinancing options. Our team will work closely with you to find a solution that fits your budget and goals, whether you're buying your first home or looking to refinance an existing mortgage. We know how important having a stable home is, so we strive to make the process as smooth as possible.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts are designed for convenience and flexibility. For those looking to finance a new vehicle, our auto loans provide competitive rates and terms that make getting behind the wheel easier than ever.

Digital & Online Banking

Key Features

One of the standout features at Ascentra is our mobile application. Whether you're on the go or relaxing at home, our app puts the power of banking right in your pocket. You can make person-to-person transfers effortlessly, send money to friends or family without hassle, and even enjoy mobile payments for quick transactions at stores. Security is our top priority. We offer electronic signature authorization, which means you can sign documents safely and securely from the comfort of your home. Plus, if you prefer going paperless, we provide e-statements, making it easy to keep track of your finances while reducing clutter. At Ascentra, we strive to make banking as user-friendly as possible. Our online banking services are designed for everyone, whether you're tech-savvy or just getting started with digital tools. With easy navigation and helpful resources, managing your money has never been easier. Explore all these great features today by visiting us at https://www.ascentra.org/ ! Your financial journey starts here with Ascentra where convenience meets reliability.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $12,783,914, further highlighting our capacity to support your financial needs. With a total of 87,517 deposit accounts, it's clear that more people trust us with their finances than ever before.

Member-Centric Savings Options

Members' savings are secured through $91,113,771 in share certificates and $42,400,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $34,970,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,597 in used auto loans and $390,359,550 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $55,878,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 3005 7Th St Moline Il 61265 or call (309) 764-3627 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, making it easier than ever to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $39,203,566 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your success. At Ascentra, we prioritize our members' financial well-being by offering refinancing options and eligibility assessments tailored to your situation. To learn more about how we can assist you further, don't hesitate to contact us at (309) 764-3627. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how we can help you navigate your financial journey today!

Credit Lines and Personal Loans

Need extra funds for personal projects or expenses? We offer competitive credit lines totaling $103,139,909, giving you access to cash when you need it most. Additionally, our unsecured credit card loans amounting to $15,963,546 help members manage their finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we have solutions tailored just for you.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers presented are fair and transparent. By relying on verified institutions, LendMesh provides users with peace of mind knowing they are viewing legitimate options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from recognized financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The results you see are unbiased and based solely on your needs. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ASCENTRA CREDIT UNION