Ascentra Credit Union Davenport IA | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Ascentra, your trusted partner in financial wellness, located at 1515 W 53Rd St, Davenport, IA 52806. Since our establishment in 1950, we have proudly served over 43,000 members, helping them achieve their financial goals with a personal touch. At Ascentra, we understand that every member's journey is unique, and we're here to support you every step of the way. With total assets amounting to an impressive $538,855,774, we are committed to providing our members with solid financial products and services. Our offerings include everything from personal banking solutions like checking and savings accounts to auto loans and business banking services. We believe in empowering our community through accessible financial options, which is reflected in our total deposits of $56,411,123 and a net worth of $55,878,997. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1515 W53rd St, Davenport, IA 52806-2444. Our dedicated team of 180 employees, led by CEO Linda Andry and Board President Tom Gibbs, is ready to assist you. Whether you're looking for advice on a mortgage or need help managing your budget, we're just a phone call away at 563-355-0152. At Ascentra, we take pride in being more than just a credit union; we're part of the community. Together, let's work towards building a brighter financial future. Visit our website at Ascentra.org today to learn more about how we can help you thrive!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Ascentra has evolved significantly over the decades. We have built a solid reputation for providing exceptional personal banking services, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total assets now exceeding $538 million, we continue to thrive as a vital resource in our community. Our mission is simple yet impactful: to empower our members by offering financial solutions that help them achieve their goals while fostering a sense of community. We believe that everyone deserves access to quality financial services, which is why we strive to ensure our offerings are affordable and accessible.

Community Focus

At Ascentra, we pride ourselves on being more than just a financial institution; we are an integral part of the Davenport community. We actively engage in outreach efforts and partnerships with local organizations to support various initiatives aimed at improving the quality of life for residents. Whether it's through educational programs or charitable contributions, we are dedicated to making a difference. While members can visit us at 1515 W 53Rd St, official correspondence should be sent to 1515 W53rd St, Davenport, IA 52806-2444. Our branch features convenient amenities like ATM access and drive-thru banking services, ensuring that your banking experience is smooth and efficient.

Embracing Innovation

In today's digital world, Ascentra has embraced technology to enhance member experiences. With options such as online banking and mobile payments available, managing your finances has never been easier. We prioritize customer satisfaction and continuously look for ways to improve our services while remaining ADA compliant for all members.

Join Us

As we move forward into the future, Ascentra remains committed to our core values of integrity, service, and community support. We invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members' financial well-being. Visit us today or check out our website at Ascentra for more information on membership eligibility and how you can get started!

Branch Location & Accessibility

Welcome to Ascentra, your friendly neighborhood credit union located at 1515 W 53Rd St in Davenport, IA. Our branch is not just a place for banking; it's a community hub where you can feel comfortable and supported. Conveniently situated near local landmarks, visiting us is easy whether you're coming from the vibrant downtown area or the nearby residential neighborhoods. At Ascentra, we understand that accessibility is important. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. Plus, ample parking is available for both members and visitors, making your trip straightforward. Our lobby hours are designed with your convenience in mind join us Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. If you're in a hurry, take advantage of our drive-thru service available until 6:00 PM on weekdays for quick transactions like deposits and withdrawals. For those who prefer digital options, we offer ATM access right here at the branch. You can easily withdraw cash or check your balance without stepping inside. Should you need any assistance or have questions about our services from checking accounts to auto loans feel free to reach out at 563-355-0152. While members can visit us at our Davenport location, please note that official correspondence should be sent to the same address: 1515 W53rd St, Davenport, IA 52806-2444. We invite you to come in and discover how Ascentra can help meet your financial needs! Whether it's for personal banking or exploring business services, we're here for you every step of the way. Visit us soon!

Member Eligibility

At Ascentra, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to be part of something special, eligibility is simple and welcoming. Anyone who lives, works, worships, or attends school in the Davenport area can easily join us! We're dedicated to supporting our members with a range of services that help you achieve your financial goals. To get started on your journey with us, you can find all the details about eligibility by visiting this link. Once you know you qualify, opening an account is a breeze! Just follow the instructions found at this page or feel free to give us a call at (563) 355-0152 for any questions. We're excited to welcome you to Ascentra, located at 1515 W 53Rd St Davenport Ia 52806, where together we can build a brighter financial future!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing for businesses of all sizes. Imagine having the ability to accept payments from customers seamlessly whether they prefer credit cards, mobile payments, or contactless transactions. Our tools are designed to make your operations more efficient, allowing you to focus on what matters most: growing your business. Located at 1515 W 53Rd St Davenport Ia 52806 in Davenport, IA, our dedicated team is ready to assist you in navigating your financial journey. Reach out today at (563) 355-0152 and discover how Ascentra can partner with you for success!

Comprehensive List Of Services

Business Banking Support

For local businesses, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans tailored to support your growth and operational needs.

Digital Convenience at Your Fingertips

In today's fast-paced world, we understand the importance of convenience. That's why we provide robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can check balances, transfer money, and even deposit checks right from your smartphone. Need cash on the go? Our ATM & Cash Withdrawal Services ensure you have access when you need it most.

Easy Transactions with Drive-Thru Service

If you prefer face-to-face interactions but want to save time, take advantage of our basic drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Empowering Your Financial Journey

Sometimes, unexpected expenses arise, and that's where our Personal Loans & Debt Consolidation can provide relief. We also offer Credit Cards with Rewards, allowing you to earn points on your purchases while managing your spending effectively.

Personal Banking Made Simple

Whether you're opening your first checking account or saving for a major purchase, our personal banking services have you covered. We offer Checking & Savings Accounts that help you manage your day-to-day finances easily. If you're thinking about getting a new car, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. For those dreaming of homeownership, explore our Mortgage Loans & Refinancing services that guide you through every step of buying or refinancing your home.

Visit Us Today!

Our friendly team at Ascentra is here to assist you with any questions or concerns about our services. Feel free to give us a call at (563) 355-0152 or visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. We look forward to helping you achieve your financial goals! For more information about becoming a member or exploring all that we offer, check out our website at West 53rd. Join us today and experience how easy banking can be!

Digital & Online Banking

At Ascentra, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to make your banking experience easy and secure, whether you're at home or on the go. With our online banking services available 24/7 at https://www.ascentra.org/, you can manage your accounts anytime you need. Check balances, pay bills, and transfer money with just a few clicks. And if you prefer using your smartphone, our mobile application brings all these features right to your fingertips, allowing you to bank whenever it suits you best. One of the standout features is our person-to-person transfer service. It allows you to send money directly to friends or family without any hassle, making it easier than ever to share expenses or settle debts. Plus, with electronic signature authorization available, signing important documents becomes a breeze no more printing or mailing forms! We also provide e-statements, giving you access to your financial statements online. This not only helps the environment but also keeps your information safe and secure. You can easily track your spending habits and manage your finances right from the comfort of your home. For those who enjoy the ease of mobile payments, Ascentra has got you covered. Make purchases quickly and securely using just your smartphone, eliminating the need for cash or cards. In short, our digital banking services are designed with you in mind. They combine accessibility, ease-of-use, and real-time account management so you can focus on what matters most your life. Explore all that we offer by visiting us at https://www.ascentra.org/ today!

Financial Strength

At Ascentra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to you, ensuring that your trust is well-placed. With a net worth of $55,878,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,113,771 in share certificates and $42,400,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,970,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,597 in used auto loans and $390,359,550 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,783,914. Total Share and Deposit Accounts: 87,517, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 1515 W 53Rd St Davenport Ia 52806 or call (563) 355-0152 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, ensuring that you can find a financing solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $39,203,566 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we have tailored solutions that cater specifically to your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. We offer various mortgage products to suit different needs, whether you're purchasing your first home or looking to refinance an existing mortgage. Our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to explore our options. We provide competitive rates and personalized service to help streamline the refinancing process and potentially lower your monthly payments. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to discuss eligibility options, feel free to contact us at (563) 355-0152 or visit us at 1515 W 53Rd St Davenport Ia 52806 in Davenport, IA. We're here to help you take the next step towards achieving your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $15,963,546 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers, allowing users to trust the information they receive. LendMesh prioritizes verified data. All loan offers come from legitimate financial institutions, ensuring that users see only trustworthy options. Moreover, LendMesh does not use sponsored listings; lenders are not prioritized based on paid promotions. This means users can rely on the platform to deliver unbiased results that reflect the best available rates.

Ascentra