Ascentra Credit Union Davenport IA | Quick Personal Loans & ATM Services

Introduction

Welcome to Ascentra, your trusted financial partner located at 1800 Brady St, Davenport, IA 52803. Since our establishment in 1950, we have proudly served our community, growing to over 43,000 members who rely on us for their banking needs. With total assets reaching an impressive $538,855,774 and total deposits of $56,411,123, we are committed to providing exceptional financial services tailored to our members. Our dedicated team of 180 employees, led by CEO Linda Andry and Board President Tom Gibbs, is here to support you every step of the way. At Ascentra, we understand that financial well-being goes beyond numbers; it's about building relationships within our community and empowering individuals to achieve their goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1107, Bettendorf, IA 52722. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant services and business loans, we have a range of products designed with your needs in mind. With a commitment to transparency and trustworthiness, we have maintained a net worth of $55,878,997 and cash in hand amounting to $5,086,179. We also offer valuable resources such as online banking and mobile payments for your convenience. We invite you to explore all that Ascentra has to offer. Feel free to reach out at 563-355-0152 or visit our website at Ascentra.org for more information. Your financial journey starts here!

Branch History & Mission

Community Connections

Our branch is not just a place for transactions; it's a hub for community engagement. We actively participate in local events and initiatives that strengthen the ties within Davenport and surrounding areas. Through partnerships with various organizations, we strive to create opportunities for financial education and support for all. We understand that accessibility is crucial. That's why we offer convenient drive-thru banking services and ATM availability to ensure you can manage your finances easily. Our lobby hours are designed with you in mind open Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to noon. As we look forward to what lies ahead, we invite you to join Ascentra. Experience the benefits of being part of a credit union that truly cares about its members and the community it serves. Together, let's build a brighter financial future for all! For more information or to become a member today, visit us at Ascentra.org or call us at (563) 355-0152.

Our Mission

At Ascentra, our mission goes beyond just banking; it's about empowering individuals and enriching our community. We are dedicated to providing personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But what truly sets us apart is our unwavering commitment to community outreach and support. We believe that when our members thrive, so does the entire community. While members can visit us at 1800 Brady St Davenport Ia 52803, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722. This allows us to streamline communication while staying focused on serving you better.

Branch Location & Accessibility

Convenient Access

Located near prominent local landmarks, our branch is just a short drive from the scenic Riverfront Trail and the bustling downtown area. With plenty of parking available, visiting us is hassle-free. We also prioritize accessibility with features such as ADA-compliant entrances and ramps, ensuring that everyone can easily get the assistance they need.

Get in Touch!

Have questions or want to learn more? Don't hesitate to call us at 563-355-0152. Our team is always ready to assist you! Come visit Ascentra today; we look forward to welcoming you into our community!

Operating Hours

At Ascentra, we understand that convenience matters. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to noon. If you prefer using our drive-thru service, we're open Monday through Thursday from 8 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to noon. We strive to accommodate your schedule so you can bank on your terms.

Services at Your Fingertips

We offer a wide range of services designed with your financial needs in mind. From checking and savings accounts to auto loans and mortgages, you'll find everything under one roof. Plus, our ATM is available around the clock for quick withdrawals and balance checks. For those who prefer banking on the go, we also provide online and mobile banking options. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722 if necessary.

Member Eligibility

At Ascentra, we believe that everyone deserves a supportive financial partner, and joining our community is as easy as reaching out! If you live, work, or worship in the areas we serve, you may be eligible to become a member. We welcome individuals from all walks of life who are looking for a place that prioritizes their financial well-being. For those who want to know more about the specific eligibility criteria, you can check out the details at http://www.ascentra.org/belong/join/become-a-member. Once you see that you qualify, opening an account with us is simple and straightforward. You can start your membership journey online by visiting https://secure.ascentra.org/ascentra/sdk/autoenrollmente2e or give us a call at (563) 355-0152 if you have any questions. We're here to help you every step of the way! Embrace the benefits of being part of our family at Ascentra, located at 1800 Brady St Davenport Ia 52803, where your financial goals are our top priority.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: You run a local café and want to simplify payments for your customers. Our merchant services make it easy to accept payments, both in-store and online. With user-friendly tools and reliable support, you can focus on what you do best serving great food and building relationships with your customers. Whether you need a loan or assistance with payment processing, Ascentra is here to partner with you on your journey. Visit us at 1800 Brady St Davenport Ia 52803, Davenport, IA or call us at (563) 355-0152 to learn more about how we can support your business aspirations today!

Comprehensive List Of Services

Business Banking

For business owners, we offer tailored solutions through our Business Banking services. This includes everything from Merchant Services that facilitate easy transactions for your customers to various types of Business Loans that can support your growth initiatives.

Credit Cards and Rewards

Want to earn rewards on your everyday purchases? Our Credit Cards with Rewards offer great benefits for shopping, dining, and more, making it simple to earn while you spend.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide robust Online & Mobile Banking features. You can check balances, transfer funds, and even pay bills right from your phone or computer. Plus, our convenient ATM & Cash Withdrawal Services allow you to access cash whenever you need it.

Drive-Thru and ATM Services

If you prefer face-to-face service but value convenience, our Basic Drive-Thru Banking allows you to conduct deposits and withdrawals without leaving your car. For quick transactions like withdrawals and balance checks, our ATMs are available at various locations for easy access. At Ascentra, we're committed to ensuring that all our services are designed with you in mind. Our friendly staff is ready to assist you with any questions or concerns about our offerings. Ready to explore what we can do for you? Give us a call at (563) 355-0152, visit us at 1800 Brady St Davenport Ia 52803, or check out our website at Central Davenport for more information. We look forward to helping you achieve your financial goals!

Personal Banking

Managing your personal finances is easier than ever with our Personal Banking options. From Checking & Savings Accounts that help you keep track of your money to Auto Loans & Vehicle Financing for your next car purchase, we ensure that all your banking needs are met. Need a place to call home? Our Mortgage Loans & Refinancing services can assist you in securing the right loan for your dream home, while our Personal Loans & Debt Consolidation options provide flexibility when managing expenses.

Digital & Online Banking

At Ascentra, we understand that your time is valuable, and managing your finances should be as easy as possible. That's why we offer a range of digital and online banking services designed to keep you connected and in control of your money anytime, anywhere. With our secure and user-friendly platform, you can enjoy peace of mind while accessing your accounts. One of the standout features is our comprehensive Online Banking service available at https://www.ascentra.org/. This allows you to check balances, pay bills, and transfer money with just a few clicks. Plus, with 24/7 Online Banking Services, you can manage your finances on your schedule whether it's early morning or late at night. We also offer E-Statements, so you can go paperless and easily access your account statements anytime. This is not only convenient but also environmentally friendly! For those who prefer using their smartphones, our Mobile Application makes banking on-the-go a breeze. You can deposit checks, view transactions, and even set up alerts right from your mobile device. If you're looking to make quick payments to friends or family, our Person-to-Person Transfers feature lets you send money easily without any hassle. And for added convenience, we support Mobile Payments, allowing you to make purchases directly from your phone. Security is a top priority at Ascentra. We utilize Electronic Signature Authorization, ensuring that your transactions are safe and secure. You can rest easy knowing that we take every precaution to protect your financial information. With all these features combined, managing your finances has never been simpler. At Ascentra, we are committed to providing you with accessible and efficient banking solutions that fit into your lifestyle. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $34,970,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,597 in used auto loans and $390,359,550 in total loans and leases.

Growing Member Base

We proudly serve 87,517 members who trust us with their finances. This growing member base highlights the confidence people have in our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 1800 Brady St Davenport Ia 52803 or call (563) 355-0152 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect efficiency with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $91,113,771 in share certificates and $42,400,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $55,878,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those seeking additional funding options, we provide credit lines totaling $103,139,909, which can give you extra flexibility when managing cash flow or unexpected costs. For business owners looking for growth opportunities, our outstanding commercial loans totaling $39,203,566 provide the capital needed to expand and thrive. If you're interested in refinancing any existing loans or learning about eligibility options for our products, we encourage you to reach out. Our team is here to help you explore all available choices tailored specifically for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Feel free to call us at 563-355-0152 for more information on our loan offerings or visit us in person at our Davenport branch. Your financial future starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing for your next vehicle purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. We provide guidance throughout the process to ensure you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $15,963,546 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your financial experience.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines guarantees fair and transparent offers for users. By relying on verified financial institutions, LendMesh provides a trustworthy platform for borrowers seeking the best possible rates.

Benefits of Using LendMesh

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Ascentra