Ascentra Credit Union Clinton IA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Ascentra, your trusted financial partner located at 1116 S 14Th St, Clinton, IA 52732. Since our establishment in 1950, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With over 43,000 members and total assets reaching an impressive $538,855,774, we pride ourselves on being more than just a credit union we are a part of your journey toward achieving your financial goals. At Ascentra, we understand the importance of having accessible financial services tailored to your needs. That's why we offer a wide range of products, including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our experienced team of 180 employees, led by CEO Linda Andry and Board President Tom Gibbs, is here to guide you every step of the way. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 1107, Bettendorf, IA 52722. With total deposits amounting to $56,411,123 and a net worth of $55,878,997, Ascentra demonstrates its stability and reliability as a financial institution. Our commitment extends beyond numbers; it's about building lasting relationships within our community. We believe in empowering our members through financial education and support. Whether you're looking for loans or simply want to manage your finances better, we're here for you. Feel free to reach out at 563-355-0152 or explore more about us on our website at Ascentra. Join us today and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

Community Engagement

We are deeply committed to giving back to our community through various outreach programs and partnerships that make a real difference. Whether it's supporting local events or providing financial education resources, we strive to ensure that our growth translates into tangible benefits for those around us. With convenient operating hours Monday to Thursday from 9:00 a.m. to 5:30 p.m., Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 noon we invite you to come see how we can serve you better. Our branch features an ATM for easy access to cash and drive-thru services for quick transactions. Join us at Ascentra and experience firsthand the dedication we have towards enriching lives through financial empowerment. Become a member today and be part of something greater! Visit Ascentra's website for more information on how you can get started.

Our Mission

At Ascentra, we believe in more than just banking. Our mission is centered around creating lasting relationships and fostering community support. We aim to empower individuals through personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also offer business banking services to help local enterprises thrive. While members can visit us at 1116 S 14th St, Clinton, IA 52732, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722 if needed. Our branches are designed to be accessible to everyone; we pride ourselves on being ADA compliant and offering digital advancements such as online banking and mobile payments for your convenience.

Branch Location & Accessibility

Welcome to Ascentra's South 14th branch, your friendly financial partner located at 1116 S 14Th St, Clinton, IA 52732. Nestled in the heart of Clinton County, our branch is easily accessible and conveniently situated near local landmarks, making it a go-to spot for all your banking needs. Whether you're visiting us from downtown or nearby neighborhoods, you'll find us just a short drive away. At Ascentra, we prioritize convenience and accessibility for our members. Our branch features ample parking and is fully ADA-compliant, ensuring that everyone can access our services with ease. If you prefer a quick transaction, take advantage of our drive-thru banking service. It's perfect for those busy days when you need to deposit a check or withdraw cash without leaving your car. Our operating hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 noon. This flexibility allows you to visit us at a time that works best for you. In addition to standard banking services like checking and savings accounts, we offer personal loans, vehicle financing, mortgage options, and credit cards with rewards all under one roof! Plus, with ATM availability on-site, you can easily access your funds any time of day. While members can visit us at our Clinton location, official correspondence should be sent to PO Box 1107 in Bettendorf if needed. Feel free to give us a call at (563) 355-0152 if you have any questions or need assistance before your visit. We look forward to welcoming you at Ascentra's South 14th branch where your financial goals become our mission!

Member Eligibility

At Ascentra, we believe that everyone deserves access to a supportive financial community, and becoming a member is just the first step towards enjoying all the benefits we offer. If you're looking to join us at our Clinton branch located at 1116 S 14Th St Clinton Ia 52732, you'll find that eligibility is quite inclusive. We welcome individuals who live, work, worship, or attend school in our local area. It's all about building connections and supporting one another! To dive deeper into the specific eligibility criteria, feel free to check out more details at http://www.ascentra.org/belong/join/become-a-member. Joining is simple! Once you see that you qualify, opening an account can be done with ease through our online platform. You can start your membership journey by visiting https://secure.ascentra.org/ascentra/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out to us at (563) 355-0152. We're here to help you every step of the way as you become part of our welcoming community at Ascentra!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for you. Imagine processing payments effortlessly while focusing on what you do best running your business. Whether it's accepting credit cards or managing online payments, our services are designed to streamline your operations and enhance customer satisfaction. Located at 1116 S 14Th St Clinton Ia 52732 in Clinton, IA, we're ready to partner with you for your banking needs. Call us at (563) 355-0152 to learn more about how we can support your business's financial journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow easy access whenever you need it, whether it's withdrawing cash or checking balances. Plus, our drive-thru service provides quick access for deposits and withdrawals without leaving your vehicle. At Ascentra, located at 1116 S 14Th St Clinton Ia 52732, we strive to empower our members by making financial management straightforward and accessible. For any questions about these services or how we can assist you further, don't hesitate to reach out at (563) 355-0152. Ready to take control of your financial journey? Visit us today or explore more about what we offer at our website.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options are here to help. We understand that buying a car is a significant investment. With competitive rates and flexible terms, we ensure that you can drive away in the car you want without breaking the bank.

Business Banking

For small business owners, we offer comprehensive business banking services including merchant services and business loans. We know how vital it is to have accessible funding and reliable support for your ventures. Our team is ready to assist you in growing your business effectively.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards are an excellent choice. Imagine getting cash back or points on your everyday purchases! It's a smart way to make the most of your spending while enjoying additional perks along the way.

Digital Banking Features

We pride ourselves on offering robust digital banking features that enhance convenience. From online banking and mobile payments to electronic statements and person-to-person payment options, managing your finances has never been easier.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Picture yourself settling into your dream home with an affordable mortgage plan tailored just for you. Whether you're purchasing a new home or refinancing an existing loan to lower your monthly payments, we're here to guide you every step of the way.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed for everyday use. Imagine easily managing your funds with our user-friendly online and mobile banking features. You can check your balance, transfer funds, and pay bills right from your smartphone. Our goal is to make banking as convenient as possible so that you can focus on what matters most.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. They're perfect for consolidating debt or covering unforeseen costs. Our team can help find the right solution for your situation, ensuring you're not weighed down by financial stress.

Digital & Online Banking

Accessibility and Ease of Use

With all these tools at your disposal, managing your finances in real-time has never been simpler. You can access everything from checking balances to setting up automatic payments with just a few clicks or taps. Our digital banking services are designed to fit into your busy lifestyle while keeping everything secure and organized. At Ascentra, we believe that banking should adapt to you not the other way around. Join us in embracing the future of finance with ease and confidence!

Key Features

Our commitment to security ensures that your personal information is safe while using our services. You can authorize transactions with electronic signatures, making processes quicker and more efficient no need for paper forms! Plus, with e-statements available, you can easily keep track of your financial activities without cluttering your mailbox. For those who prefer mobile banking, our mobile application brings the bank to your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is as simple as a tap on your smartphone.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 87,517, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,783,914, reinforcing our capacity to support your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 1116 S 14Th St Clinton Ia 52732 or call (563) 355-0152 to learn more about how we can help you achieve your financial goals.

Innovative Growth

With $34,970,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,597 in used auto loans and $390,359,550 in total loans and leases across various sectors.

Member-Centric Savings

Your savings are secure with us through $91,113,771 in share certificates and $42,400,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $55,878,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $39,203,566 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business aspirations.

Credit Options

In addition to auto and mortgage loans, we provide various credit solutions tailored to meet your needs. We also offer flexible terms on unsecured credit card loans, with a total of $15,963,546 in loans helping members manage their finances effectively. This flexibility allows you to handle unexpected expenses while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your path to owning a home is as smooth as possible.

Refinancing and Eligibility

If you're considering refinancing options or want to check if you're eligible for any of our loan products, we encourage you to reach out. Our friendly team is ready to assist you with understanding your choices and finding the right solution for your financial situation. At Ascentra Credit Union, we pride ourselves on offering personalized service alongside competitive rates. If you have questions or need assistance getting started with any of our loan offerings, don't hesitate to call us at 563-355-0152. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving financial freedom starts here!

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Ascentra