Ascentra Credit Union Bettendorf IA | Best Auto Loans & Business Banking

Introduction

Welcome to Ascentra, your trusted financial partner located at 2339 53Rd Ave, Bettendorf, IA 52722. Established in 1950, we have proudly served our community for over seven decades, building strong relationships with our 43,033 members and fostering a sense of belonging. With total assets exceeding $538 million and deposits amounting to $56 million, we are committed to providing reliable financial services tailored to your needs. At Ascentra, we believe in the power of community. Our dedicated team of 180 employees, led by our CEO Linda Andry and Board President Tom Gibbs, strives to offer exceptional service and support. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1107, Bettendorf, IA 52722. Your trust is important to us, which is why we manage over $266 million in loans while maintaining a net worth of $55 million ensuring that your finances are safe with us. Plus, with cash in hand totaling $5 million, we are well-prepared to meet your immediate banking needs. We invite you to explore our array of services and discover how Ascentra can support your financial journey. Feel free to reach out at 563-355-0152 or visit our website at www.ascentra.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

At Ascentra, we take pride in our rich history and unwavering commitment to the community of Bettendorf, IA. Established in 1950, our branch has been a cornerstone of financial support for over seven decades. Since opening our doors at 2339 53Rd Ave, we have dedicated ourselves to helping individuals and families achieve their financial dreams. Throughout the years, Ascentra has evolved significantly. We began as a small credit union focused on serving our local members' basic banking needs. Today, with a total membership of 43,033 and total assets reaching an impressive $538,855,774, we have transformed into a full-service institution that offers a wide range of products from checking and savings accounts to auto loans and mortgages. Our mission is clear: to empower our members by providing accessible financial services while fostering a sense of community. We believe that everyone deserves a chance to thrive financially. Whether it's through personalized loan options or educational resources that help you make informed decisions, Ascentra is here for you every step of the way. While members can visit us at 2339 53Rd Ave Bettendorf Ia 52722, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722. We are conveniently located near local landmarks and offer both ATM access and drive-thru services for added convenience. Our operating hours are designed to fit your busy schedule: Lobby Hours from Monday to Thursday from 9 AM to 5:30 PM, Friday from 8 AM to 5:30 PM, and Saturday from 9 AM to noon. In addition to traditional banking services, Ascentra embraces technology with online and mobile banking options available for our members. We also ensure ADA compliance so that all individuals can access our services comfortably. Our commitment extends beyond financial services; we actively engage in partnerships with local organizations to support community outreach efforts. Join us at Ascentra and experience firsthand how we make a difference in the lives of our members and the community. Together, let's build a brighter financial future! If you're interested in becoming part of our family, visit our website or call us at (563) 355-0152 today!

Branch Location & Accessibility

Accessibility Features

At Ascentra, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and accessible parking spots to ensure that everyone can comfortably visit us. If you need assistance, our friendly staff is always ready to help.

Connect With Us

We're here for you! If you have questions or need assistance, don't hesitate to reach out at (563) 355-0152. Come visit us today and experience the friendly service at Ascentra!

Operating Hours

We know that life can be busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Fridays from 8 AM to 5:30 PM, and Saturdays from 9 AM to noon. For those who prefer drive-thru banking, you can visit us Monday through Friday from 8 AM to 5:30 PM and Saturday from 9 AM to 1 PM.

Services Offered

Ascentra provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for cars and homes, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, enjoy the convenience of drive-thru services for simple transactions without leaving your vehicle. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722.

Member Eligibility

At Ascentra, we believe that everyone deserves a chance to be part of a caring community focused on your financial well-being. Joining us is simple and welcoming! If you live, work, worship, or attend school in the areas served by our branch, you're likely eligible to become a member. We also extend membership to immediate family members of existing members, making it easier for your loved ones to benefit from our services too. By becoming part of Ascentra, you unlock a variety of advantages, including competitive rates on loans and savings accounts, personalized service, and access to exclusive financial education resources. To see if you meet the eligibility criteria or to learn more about what being a member entails, please check out the detailed information at http://www.ascentra.org/belong/join/become-a-member. Once you're ready to join, opening an account is straightforward; just visit this link for easy online enrollment. If you have any questions or need assistance, feel free to reach out to us at (563) 355-0152. We're excited to help you start your journey with Ascentra at our location: 2339 53Rd Ave Bettendorf Ia 52722!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for your business. Picture this: accepting payments from customers seamlessly through various channels whether in-person or online so you can focus more on what you do best. Our competitive rates and reliable support ensure that your payment processing runs smoothly. Visit us at 2339 53Rd Ave Bettendorf Ia 52722 in Bettendorf, IA, or call us at (563) 355-0152 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Services

For entrepreneurs, we also offer specialized services through our business banking solutions. From merchant services that simplify transactions to accessible business loans designed to fuel your growth, we're here to support local businesses.

Credit Cards with Rewards

Don't forget about rewards! Our credit cards with rewards allow you to earn points on everyday purchases. This means every swipe brings you closer to exciting rewards like travel, cash back, or gift cards.

Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Need cash? Our ATM services are available for quick withdrawals and balance checks without the hassle.

Drive-Thru & Accessibility

If you prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits and withdrawals during lobby hours: Monday through Thursday from 9 AM to 5:30 PM and Friday from 8 AM to 5:30 PM. We're also open Saturday mornings if you need us! At Ascentra, we truly value our members' needs and strive to provide services that fit seamlessly into your lifestyle. With friendly staff ready to assist you at every turn, we invite you to discover what makes us different. For more information or assistance with any of our services, don't hesitate to call us at (563) 355-0152 or visit us online at East 53rd. Join us today and take control of your financial future!

Home Financing

When it comes to real estate, our mortgage loans and refinancing options ensure that you can secure the right home at the best possible rate. We understand that buying a home is one of the biggest decisions you'll make, which is why our team is here to guide you every step of the way.

Personal Banking

For those who want a solid foundation in personal finance, our checking and savings accounts are designed with you in mind. They offer easy access to your money while helping you save for future goals. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can help make that dream a reality with competitive rates and flexible terms.

Personal Loans

Need extra cash for a big purchase or unexpected expenses? Our personal loans and debt consolidation services provide an excellent solution. With straightforward terms and fast approval processes, managing your finances has never been easier.

Digital & Online Banking

Key Features

With our online banking services available at https://www.ascentra.org/, you can easily check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking ensures that you have full control over your finances whenever you need it. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few clicks. Plus, if you're always on the move, our mobile application makes it simple to manage your accounts right from your smartphone. And for those who prefer paperless options, you can sign up for e-statements and enjoy all your account information digitally, making it easier to keep track of your finances.

Security and Accessibility

Your security is our top priority. We use electronic signature authorization to ensure that all transactions are safe and secure. You can bank with peace of mind knowing that your information is protected. In addition, our mobile payments feature lets you make purchases directly from your phone, adding another layer of convenience to your everyday banking needs. Whether you're shopping in-store or online, paying has never been easier. At Ascentra, we strive to provide accessible and efficient solutions for managing your money. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $34,970,093 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $5,597 in used auto loans and $390,359,550 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 87,517, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,783,914 further illustrates our capability to provide the best possible service to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 2339 53Rd Ave Bettendorf Ia 52722 or call (563) 355-0152 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $91,113,771 in share certificates and $42,400,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $55,878,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or need assistance determining eligibility for any of our products, our knowledgeable team is ready to help. You can reach us at (563) 355-0152 or visit us at our branch located at 2339 53Rd Ave Bettendorf Ia 52722 in Bettendorf, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a variety of loan products designed for different needs, Ascentra is committed to providing exceptional service and support for all your financial endeavors.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure your car-buying experience is smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $39,203,566 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with financing solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. We're here to guide you through the process and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,963,546 in loans helping members manage their finances effectively. This option allows you to make purchases and build credit without needing collateral.

Loan Aggregator

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Ascentra