Ascentra Credit Union Bettendorf IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ascentra, your trusted financial partner located at 2019 Grant St, Bettendorf, IA 52722. Established in 1950, we have proudly served our community for over seven decades, growing to support a vibrant membership of 43,033 individuals and families. With total assets exceeding $538,855,774, we are committed to providing exceptional financial services tailored to your needs. At Ascentra, we understand that banking goes beyond numbers; it's about building relationships and fostering community. Our dedicated team of 180 employees, led by CEO Linda Andry and Board President Tom Gibbs, is here to ensure you feel valued and supported in every transaction. Whether you're looking for personal banking solutions like checking accounts, auto loans, or credit cards with rewards, we're equipped to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1107, Bettendorf, IA 52722. We invite you to explore the variety of services we offer ranging from business banking options to online and mobile banking solutions designed with your convenience in mind. With a strong commitment to community impact and member satisfaction, Ascentra not only focuses on providing excellent financial products but also strives to make a difference in the lives of those we serve. Join us as we continue this journey together. For more information or if you have any questions, don't hesitate to reach out by calling us at 563-355-0152. We look forward to welcoming you into our Ascentra family! Visit our website at ascentra.org today!

Branch History & Mission

Join Us

We invite you to experience all that Ascentra has to offer. Discover how our services can benefit you personally or for your business. Reach out at 563-355-0152 or visit us online at ascentra.org to learn more about becoming a member today! Together, let's build a stronger future for our community.

Our Evolution

From our humble beginnings, Ascentra has evolved significantly. We started with a handful of dedicated members and have expanded our services to include personal banking, business loans, mortgage financing, and more. With total assets now exceeding $538 million, we are proud to offer robust financial solutions tailored to meet the diverse needs of our members. As technology advanced, so did we. Today, we provide essential digital services including online banking and mobile payments to ensure convenience for all. Our drive-thru service is available for quick transactions from Monday through Friday, while our lobby welcomes you during extended hours throughout the week and on Saturdays.

Our Mission

At the heart of Ascentra's mission is the desire to uplift our community by offering quality financial services that empower individuals and businesses alike. We believe in making banking accessible and straightforward while maintaining a focus on personalized service. Whether it's helping families secure auto loans or providing business banking solutions, we are dedicated to enhancing the financial well-being of those we serve. Our mission extends beyond just numbers; it encompasses community support through various outreach initiatives. We actively participate in local events and partner with organizations that align with our values of helping others thrive. While members can visit us at 2019 Grant St Bettendorf Ia 52722, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722.

Branch Location & Accessibility

Welcome to Ascentra, your local credit union right here in Bettendorf, IA! Conveniently located at 2019 Grant St, our branch is easy to find and access. Whether you're stopping by for everyday banking needs or exploring new financial opportunities, we are here to serve you. While members can visit us at our branch address, official correspondence should be sent to PO Box 1107, Bettendorf, IA 52722. Our branch is situated near the vibrant Grant Street area, making it a familiar spot for many locals. You'll find ample parking right outside our doors, with features designed for accessibility including ADA-compliant entrances and ramps. At Ascentra, we value your time. Our lobby hours are welcoming: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 12:00 pm. If you're in a hurry or prefer the convenience of drive-thru banking, we have that covered too! Drive-up services are available from Monday to Friday between 7:00 am and 6:00 pm. Need cash on the go? Enjoy easy access to our ATM services at the branch as well. We pride ourselves on offering a range of services tailored to meet your needs from personal banking like checking and savings accounts to loans for vehicles and mortgages. Have questions or want more information? Feel free to give us a call at 563-355-0152. Our friendly team is always ready to assist you with anything you need. We can't wait to see you at Ascentra!

Member Eligibility

At Ascentra, we believe in building a strong community where everyone feels welcome and valued. Becoming a member is simple, and it's a step toward accessing a range of financial services designed to support your goals. If you live, work, worship, or attend school in our area, you're likely eligible to join us! We also welcome family members of existing members, making it easier for you to share the benefits of being part of our credit union family. For the most current eligibility details, please check out this link. Joining Ascentra opens up a world of advantages including competitive rates on loans and savings accounts, personalized service, and a commitment to your financial well-being. To start your membership journey, simply visit us at 2019 Grant St Bettendorf Ia 52722 or give us a call at (563) 355-0152. We're here to help guide you through the process and answer any questions you might have! You can also find more information about opening an account at this link. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine processing payments quickly and securely while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments effortlessly. This means more time for you to connect with customers and grow your brand. Located conveniently at 2019 Grant St Bettendorf Ia 52722 in Bettendorf, IA, our team is here to help you navigate your financial needs. Call us at (563) 355-0152 to learn more about how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,203,566, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized banking services that cater to your entrepreneurial spirit. From merchant services that simplify transactions to business loans designed for growth, Ascentra is committed to supporting local businesses in Bettendorf and beyond.

Convenient Access Anytime

We know that banking should fit into your busy lifestyle. That's why we provide various ways for you to access your accounts easily. Use our ATM services for cash withdrawals or balance checks whenever you need them. For simple transactions like deposits or withdrawals, our drive-thru service offers convenience without leaving your car. At Ascentra, we prioritize making banking as easy as possible for you. Whether it's through our user-friendly online platform or by visiting us at our branch during lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM you'll find the support you need.

Join Us Today!

Are you ready to experience personalized banking? We invite you to become a member of Ascentra today! Visit us online at Ascentra.org for more information on how to join or open an account. Let us help you take control of your financial future!

Personal Banking Made Simple

We understand that managing your finances can be overwhelming. That's why our personal banking options are designed to simplify your life. Open a checking or savings account with us, and enjoy easy access to your funds through online and mobile banking. With features like e-statements and mobile payments, you can keep track of your finances on the go. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We offer competitive rates that can help make your dream car a reality. Additionally, if you're planning to buy a home, explore our mortgage loans and refinancing services tailored to fit your budget.

Smart Borrowing Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We're here to help you manage those financial bumps in the road with flexible loan terms that suit your situation. Looking for a credit card? Our credit cards come with rewards programs that let you earn while you spend! This means every purchase can bring you closer to something special.

Digital & Online Banking

Key Services Offered

Our online banking service at https://www.ascentra.org/ allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can enjoy the flexibility of 24/7 access to your accounts from the comfort of your home or on the go. Plus, with our mobile application available for download, managing your money is as simple as tapping your smartphone.

Real-Time Account Management

With all these tools at your fingertips, you'll have real-time access to manage your finances effectively. Whether you're checking an account balance or making a payment on the go, Ascentra has you covered. Explore all our digital banking services today and experience the ease of modern banking!

Safety and Convenience

Security is a top priority for us. We provide electronic signature authorization for all transactions, ensuring that your financial information remains safe and secure. Additionally, our e-statements feature gives you instant access to your account statements while helping reduce paper clutter. Want to make payments to friends or family? Our person-to-person transfer option lets you send money quickly and easily without needing cash or checks. And if you're always on the move, take advantage of our mobile payments feature to make purchases directly from your phone.

Financial Strength

Commitment to Reinvestment

Our commitment to serving you is further reflected by having $34,970,093 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,597 in used auto loans and $390,359,550 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We have $91,113,771 in share certificates and $42,400,713 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 171 full-time employees and 9 part-time employees, our branches are always ready to assist you with knowledgeable support.

Solid Financial Foundation

With a net worth of $55,878,997, we maintain robust financial health, which enables us to offer competitive rates, lower fees, and enhanced services tailored to your needs. Our net worth ratio of $1,037 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

We pride ourselves on transparency and member engagement. Our total share accounts stand at 87,517, showing a strong and growing member base that trusts us with their finances. Additionally, the funds available for lending and investments total $12,783,914, indicating our commitment to helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascentra is your trusted partner. Visit us at 2019 Grant St Bettendorf Ia 52722 or call (563) 355-0152 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're a business owner, our outstanding commercial loans totaling $39,203,566 provide the capital needed to grow and expand your business. Additionally, we have various credit lines available amounting to $103,139,909, which can be useful for those who need access to funds as opportunities arise.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,043,612 in used vehicle loans and $21,907,709 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,936,601, make buying or refinancing simple. We provide competitive rates and flexible terms that can be tailored to your situation.

Refinancing and Eligibility

We believe everyone should have access to affordable financing options. If you're considering refinancing your current loans or want to explore eligibility options for our products, we encourage you to reach out. Our team is here to assist you in finding the right solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 2019 Grant St Bettendorf Ia 52722, Bettendorf, IA, or give us a call at (563) 355-0152 to learn more about how we can help you achieve your financial goals today!

Unsecured Credit Card Loans

For those looking for more flexibility in managing finances, we also offer flexible terms on unsecured credit card loans, with a total of $15,963,546 in loans helping members manage their finances effectively. This option can be ideal for unexpected expenses or everyday purchases without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent. Users can trust that they are looking at legitimate options when comparing rates.

Ascentra