Ascent Credit Union Ogden UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Ascent, your trusted financial partner located at 2106 University Cir, Ogden, UT 84408. Established in 1957, we have proudly served our community for over six decades, helping 9,306 members achieve their financial goals. With total assets exceeding $166 million, we are committed to providing reliable and accessible banking solutions tailored to your needs. At Ascent, we understand that financial decisions can shape your future. Whether you're looking for personal banking options like checking and savings accounts, or you need financing for a new vehicle or home, our dedicated team is here to assist you every step of the way. We offer a range of services including auto loans, mortgage loans, personal loans, and credit cards with rewards ensuring that there's something for everyone. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to 2106 UNIVERSITY CIRCLE, OGDEN, UT 84408-0001. Our doors are open Monday through Friday from 9 AM to 3 PM, allowing you plenty of opportunities to connect with us. Under the leadership of CEO Brock Mortensen and Board President Roger Smout, Ascent prides itself on its strong financial foundation. With total deposits amounting to $7,063,638 and a net worth of $15,653,993, we ensure that your money is safe and growing. Our dedicated staff of 41 employees works diligently to provide top-notch service while maintaining a cash reserve of $1,309,504. We invite you to explore all that Ascent has to offer. Visit our website at ascentcu.com for more information on membership benefits and how to open an account today! If you have any questions or need assistance, feel free to call us at 801-399-9728. Join us on this journey towards financial success!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements. That's why Ascent offers online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Whether you want to check your balance or transfer funds between accounts, we're here to make your banking experience smooth and efficient. We are also committed to serving all members of our community by ensuring ADA compliance at our branch. Everyone deserves access to financial services without barriers.

Community Involvement

Our roots run deep in Ogden; we actively participate in community outreach programs that promote financial literacy and support local causes. By working together with schools and non-profits, we strive to create a brighter future for everyone in the area. Ascent invites you to join us on this journey toward financial well-being and community growth. Discover how being a member can benefit you today! Visit us or explore more about what we offer at our website. Together, let's build a stronger community!

Our Mission

At Ascent, our mission is clear: we aim to deliver exceptional financial services while fostering a sense of community. We believe that banking should be about more than just transactions; it's about building relationships and supporting one another. This philosophy drives us to invest in local initiatives and partnerships that make a real difference in Ogden and beyond. While members can visit us at 2106 University Cir Ogden Ut 84408, official correspondence should be sent to 2106 UNIVERSITY CIRCLE, OGDEN, UT 84408-0001. Our operating hours are Monday through Friday from 9 AM to 3 PM, making it easy for you to stop by whenever you need assistance. Although we do not offer drive-thru service, we are proud to provide ATM access for your convenience.

Branch Location & Accessibility

A Convenient Spot

Finding us is simple! We're situated near popular landmarks like Weber State University, which makes us a convenient stop for students and locals alike. With ample parking available, you won't have to worry about finding a spot when you visit. Plus, our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entryways to ensure everyone can access our services comfortably.

Banking Made Easy

Our friendly team is ready to assist you Monday through Friday from 9 AM to 3 PM. Whether you're looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgages, we've got you covered. While we don't have a drive-thru service, we do offer an ATM for quick cash withdrawals and balance checks. Our shared service center allows members from partner credit unions to complete basic transactions here as well.

Get in Touch

Got questions? Feel free to reach out at 801-399-9728; we're always happy to help! We invite you to stop by Ascent at the Wsu Union Building today let's work together towards achieving your financial goals!

Member Eligibility

At Ascent, we believe that everyone deserves a supportive financial community. Joining us is simple! If you live, work, or go to school in the Ogden area, you're likely eligible for membership. Our doors are open to individuals and families who value personalized banking and community connection. You can enjoy a variety of services like checking and savings accounts, auto loans, and more by becoming part of our family. For the most accurate details on eligibility criteria, feel free to check out our website at https://ascentcu.com/membership-benefits/. Ready to get started? Opening an account at Ascent is straightforward! Visit us online at https://online.ascentcu.com/ascentcuautoenrollmente2e/enroll.aspx or give us a call at (801) 399-9728 if you have any questions. We can't wait to welcome you into our community at 2106 University Cir, Ogden, UT 84408!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,506,005, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services that help streamline your daily operations. Imagine having a reliable point-of-sale system that allows you to accept payments effortlessly, ensuring you never miss a sale. From mobile payment options to easy online transactions, our tools are here to make managing your finances simpler so you can focus on what really matters growing your business. Visit us at 2106 University Cir Ogden Ut 84408 in Ogden, UT, or call us at (801) 399-9728 to learn more about how we can assist your business journey!

Comprehensive List Of Services

Business Solutions

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand the unique challenges businesses face, which is why our team is here to support you every step of the way.

Convenient Access

Accessing your accounts has never been easier with our ATM & Cash Withdrawal Services available at numerous locations. Even if you're traveling, you can perform basic transactions like deposits and withdrawals through our Basic Shared Branch Transactions service at partner credit unions.

Financing Your Dreams

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide competitive rates designed to help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, we also offer Mortgage Loans & Refinancing services that cater to first-time buyers and seasoned homeowners alike. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can help streamline your finances by combining multiple debts into one easy payment. Plus, don't forget to explore our Credit Cards with Rewards, where you can earn points on purchases that can be redeemed for travel, merchandise, and more.

Get Started Today!

If you're ready to take control of your financial future or simply want more information about what we offer, don't hesitate to reach out! Call us at (801) 399-9728 during our lobby hours from Monday to Friday between 9 AM and 3 PM. Join us at Wsu Union Building, where your financial well-being is our priority! Visit us online at Ascent Credit Union to learn more about membership benefits or open an account today!

Personal Banking Made Simple

For those looking to manage their day-to-day finances, we offer Personal Banking solutions that include both Checking and Savings Accounts. Whether you're saving for a vacation or need a reliable account for your everyday expenses, we have options that fit your lifestyle. Imagine the ease of having your funds organized and easily accessible through our user-friendly Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go.

Digital & Online Banking

Accessibility

Whether you're at home or on the move, Ascent ensures that managing your finances is straightforward and hassle-free. With features like mobile payments available at your fingertips, you'll find that keeping track of expenses has never been easier. In short, our digital banking services are designed with you in mind offering convenience, security, and real-time account management all in one place. Experience the ease of banking with Ascent today!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills on your own schedule. Need to send money to a friend? Our person-to-person transfers make it easy to share funds quickly and securely. Plus, with our mobile application, you can manage your finances on the go perfect for those moments when you're out and about. Security is a top priority for us. We use advanced encryption technologies to keep your personal information safe while you bank online. And for added convenience, you can authorize documents electronically, eliminating the need for paper forms and streamlining your banking experience. Looking to go green? Sign up for e-statements! Not only do they help reduce paper waste, but they also allow you to view your account statements easily and securely whenever you need them.

Financial Strength

At Ascent, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to be sure your finances are in safe hands. That's why we focus on maintaining a strong financial foundation, so you can have peace of mind knowing that your money is secure with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $15,653,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,036,753 in share certificates and $34,223,039 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,043,498, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,599,188 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,819 in used auto loans and $140,500,032 in total loans and leases; this capacity supports our members' financial goals across various sectors. Our operational efficiency shines through as well; our $0 reflects our ability to provide competitive loan rates and solid financial products tailored for you. We also take pride in having 36 full-time employees and 5 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0 further illustrate our strength. With 22,702 total share accounts, it's clear that a strong and growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascent is your trusted partner. Visit us at 2106 University Cir Ogden Ut 84408 or call (801) 399-9728 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,401,895 in used vehicle loans and $6,608,917 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,506,005 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital, we have solutions that can help propel your business forward.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,702,054 in loans helping members manage their finances effectively. Our credit cards come with various features and rewards tailored to suit different spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,892,765, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans be it an auto loan or mortgage we're here to assist you with options that may lower your monthly payments or shorten your loan term. At Ascent located at 2106 University Cir Ogden Ut 84408, we are committed to helping our members find the best loan products tailored to their needs. If you have questions about eligibility or want to explore our loan offerings further, feel free to contact us at 801-399-9728 during our lobby hours from Monday to Friday between 9 AM and 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Ascent for more information on how we can assist you with your lending needs!

Loan Aggregator

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Ensuring Accurate Comparisons

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Ascent