Ascent Credit Union Ogden UT | Best Auto Loans & Business Banking

Introduction

Welcome to Ascent, your trusted financial partner located at 4140 Harrison Blvd, Ogden, UT 84403. Since our establishment in 1957, we've dedicated ourselves to fostering a community-oriented approach that prioritizes the needs of our 9,306 members. At Ascent, we believe in empowering individuals and families with accessible banking services that promote financial wellness. Our commitment goes beyond just numbers; we manage a robust portfolio of assets totaling $166,160,918. With over $7,063,638 in deposits and a total loan portfolio comprising 8,099 loans and leases, we are here to support your dreams whether it's buying a new car or starting a business. Our net worth stands strong at $15,653,993, ensuring that we remain stable and secure for all our members. Led by our dedicated CEO Brock Mortensen and Board President Roger Smout, our team of 41 employees is ready to provide personalized service tailored to your unique financial needs. We pride ourselves on offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be directed to the same address: 4140 HARRISON BLVD, OGDEN, UT 84403. At Ascent, we take pride in being more than just a credit union; we are an integral part of the Ogden community. Our mission is to enhance the lives of our members through quality financial products and exceptional service. We invite you to experience the difference for yourself visit us today or call us at 801-399-9728. Let's work together towards achieving your financial goals!

Branch History & Mission

Ascent Credit Union has a rich legacy that dates back to 1957 when it first opened its doors in Ogden, UT. Over the years, we have grown from a small organization into a thriving community resource, proudly serving over 9,300 members. Our main branch is located at 4140 Harrison Blvd, Ogden, UT 84403, a place where neighbors gather and financial futures are built. From our humble beginnings, Ascent has evolved significantly. We have seen substantial growth in total assets, which now stand at an impressive $166,160,918. This growth reflects our commitment to providing reliable financial services tailored to the needs of our members and the community. Our dedicated team of 41 employees works tirelessly to support every member with personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. At Ascent, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's buying a first car or starting a business, we are here to help guide you every step of the way. While members can visit us at 4140 Harrison Blvd, official correspondence should be sent to 4140 HARRISON BLVD, OGDEN, UT 84403 if you need to reach us by mail. Our branch is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM for your convenience. We also offer drive-thru banking services for those on the go and ATM access available for easy cash withdrawals. In addition to traditional banking services, Ascent is committed to embracing digital advancements like online and mobile banking. These tools make it easier for members to manage their finances anytime, anywhere. Our shared service center further enhances accessibility by allowing members of partner credit unions to conduct transactions seamlessly. Community outreach is at the heart of what we do at Ascent. We actively participate in local events and initiatives aimed at improving the lives of those around us. Through partnerships with local organizations and charities, we strive to make Ogden a better place for everyone. Join us at Ascent Credit Union today! Experience personalized service and become part of a community that truly cares about your financial well-being. Visit our website or give us a call at 801-399-9728 to learn more about how we can help you thrive financially!

Branch Location & Accessibility

Accessibility and Features

At Ascent, we believe in making banking accessible for everyone. Our branch is equipped with ADA-compliant features including ramps and spacious layouts to ensure that all members can comfortably navigate our space. We offer ample parking right outside, so you can easily pop in without any hassle. Plus, if you're in a hurry, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle.

Get in Touch

Got questions? We're just a phone call away! Reach us at 801-399-9728 for any inquiries or assistance. We invite you to visit us at our Ogden location or check out our website at ascentcu.com for more information about membership benefits and services. Come see how we can help you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM. Whether you're stopping by before work or during the weekend, we're here to help!

Services Offered

At Ascent, we provide a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our branch also offers ATM access and shared services for partner credit union members, ensuring that you have every tool at your disposal for managing your finances.

Member Eligibility

At Ascent, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join us at our Ogden branch located at 4140 Harrison Blvd Ogden Ut 84403, you'll be glad to know that membership is accessible to a wide range of individuals. Generally, anyone who lives, works, worships, or attends school in Weber County can become a member. We aim to make the process as inclusive as possible because we want you to enjoy the benefits of being part of our community. Becoming a member opens doors to numerous advantages, including personalized financial services and lower fees compared to traditional banks. To get started with opening your account, simply visit us online at https://online.ascentcu.com/ascentcuautoenrollmente2e/enroll.aspx or feel free to give us a call at (801) 399-9728 for any questions you might have. For detailed eligibility criteria, check out our resource page at https://ascentcu.com/membership-benefits/. We can't wait to welcome you into the Ascent family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,506,005, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make transactions simple and efficient. Picture this: a customer walks into your store, makes a purchase using their card, and the payment processes seamlessly allowing you to focus on what you do best. Our services help streamline payments so you can keep your business running smoothly. Ready to take the next step? Visit us at 4140 Harrison Blvd Ogden Ut 84403 in Ogden, UT, or call us at (801) 399-9728 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for partner credit union members. Need quick access to cash? Our ATMs allow for withdrawals and balance checks at numerous locations. Ascent is more than just a credit union; we're a community partner focused on helping you achieve financial success. With our wide array of services available during convenient hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM we're always here when you need us. If you're ready to explore how Ascent can support your financial journey, give us a call at 801-399-9728 or visit us online at Ascent's website. Join us today!

Business Solutions

For our business members, Ascent provides essential services such as merchant services and business loans. We understand that running a business comes with its challenges, and we're here to support your growth by offering competitive rates and personalized service.

Credit and Rewards

To reward your loyalty, we offer credit cards with rewards that allow you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cashback making every dollar spent count!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that let you manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your phone or computer. Our ATM services ensure you have access to cash whenever you need it.

Personal Banking

When it comes to managing your personal finances, we offer a variety of accounts designed to fit your lifestyle. Our checking and savings accounts make it easy for you to keep track of your money while earning interest on your savings. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options provide flexible terms that can help you get behind the wheel without breaking the bank. Thinking about owning a home? Our mortgage loans and refinancing services simplify the home buying process, ensuring you find the best loan that suits your financial situation. Plus, if you're dealing with debt, our personal loans and debt consolidation options can help you regain control by combining multiple payments into one manageable monthly payment.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where you are, Ascent ensures that banking is straightforward and hassle-free. Our mobile application allows for real-time account management so that you're always in control of your finances. Whether it's early morning or late at night, our 24/7 online banking services mean you can access what you need when it suits you best. Experience banking that adapts to your lifestyle with Ascent where convenience meets security!

E-Statements and Mobile Features

Stay organized and eco-friendly by opting for e-statements, which are readily available to help you keep track of your finances without the clutter of paper. With our mobile application, managing your money is even easier. You can make payments using mobile payments and send money directly to friends or family through person-to-person transfers all from your smartphone.

Financial Strength

Commitment to Growth

With $13,599,188 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,819 in used auto loans and $140,500,032 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 22,702, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, which reflects our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascent is your trusted partner. Visit us at 4140 Harrison Blvd Ogden Ut 84403 or call (801) 399-9728 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $44,036,753 in share certificates and $34,223,039 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,043,498, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $15,653,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,401,895 in used vehicle loans and $6,608,917 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,892,765, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Other Loan Products

In addition to these offerings, we have various personal loans and credit lines available for different purposes. With $44,769,747 in total credit lines available for our members, you can find the right solution tailored for your financial situation. If you're considering refinancing any existing loans or need assistance understanding your eligibility options, our knowledgeable staff is here to help. We prioritize making the lending process straightforward and accessible for all our members. For more details on any of these loan products or to begin your application process today, visit us online at Ascent or stop by our branch during operating hours: Monday - Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing our community with reliable financial services that empower every member's journey toward success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,702,054 in loans helping members manage their finances effectively. This option allows you to make purchases without needing collateral while enjoying competitive rates and rewards.

Loan Aggregator

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Ascent