Ascent Credit Union North Ogden UT | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Ascent, your trusted financial partner located at 2388 N 400 E, North Ogden, UT 84414. Established in 1957, we have proudly served our community for over six decades, helping members achieve their financial goals with personalized service and a commitment to excellence. With a strong membership base of 9,306 and total assets amounting to an impressive $166,160,918, Ascent stands as a pillar of support in the North Ogden area. At Ascent, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. Our total deposits currently stand at $7,063,638, reflecting the trust our members place in us. We also manage total loans and leases amounting to 8,099, ensuring that we have the resources to help you when you need it most. Under the leadership of our dedicated CEO, Brock Mortensen, and Board President, Roger Smout, our team of 41 employees is here to provide you with friendly service and expert guidance. Whether you're visiting us in person or exploring our online services at AscentCU.com, we're committed to making your experience seamless and rewarding. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address: 2388 N 400 E, North Ogden, UT 84414-7232. Join us today and discover how Ascent can elevate your financial journey! For any inquiries or assistance, don't hesitate to call us at 801-399-9728. We look forward to welcoming you into our community!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's fast-paced world. That's why we have embraced digital advancements while ensuring compliance with ADA standards. Our online banking platform allows members to manage their finances conveniently from anywhere. Additionally, with an ATM available on-site and drive-thru banking options, we strive to make every interaction simple and efficient. While members can visit us at 2388 N 400 E, official correspondence should be sent to 2388 N 400 E, North Ogden, UT 84414-7232 if different from our branch address.

Join Us Today!

We invite you to experience all that Ascent has to offer. With operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM, there's always a convenient time for you to stop by or give us a call at 801-399-9728. Become part of a credit union that prioritizes its members and is invested in making a difference in the community. Join Ascent today!

Our Mission

At Ascent, our mission is clear: we aim to improve the financial well-being of our members while contributing positively to our community. We offer more than just banking; we provide personalized solutions tailored to meet the unique needs of each member. Whether you need assistance with savings accounts or require support for your business endeavors, we are here for you. Our commitment extends beyond traditional banking services. We actively participate in local outreach programs and partner with various organizations to promote financial literacy and community development. Our aim is not only to meet your financial needs but also to uplift those around us.

Branch Location & Accessibility

Connect With Us Today!

We invite you to visit us at the North Ogden Branch or give us a call at 801-399-9728. Our friendly staff is ready to help you with all your banking needs. Experience the difference with Ascent today!

Easy Access and Parking

At Ascent, we believe in making banking straightforward and accessible for everyone. Our branch features convenient parking options right outside the entrance, so you can get in and out with ease. We are proud to be ADA compliant, ensuring that all members of our community can access our services comfortably.

Friendly Operating Hours

Our team is here to assist you during convenient hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you need help opening an account or have questions about loans, feel free to visit us during these times.

Services Tailored for You

At the North Ogden Branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer digital banking, our online and mobile services are available anytime you need them. We also provide a drive-thru service for quick transactions like deposits and withdrawals, making your experience even more convenient.

Member Eligibility

At Ascent, we're excited to welcome you into our community! Becoming a member is a simple and rewarding experience. If you live, work, or worship in Weber County or surrounding areas, you're likely eligible to join us. We believe that everyone deserves access to financial services that support their dreams and goals. Plus, as a member of Ascent, you gain more than just a bank account; you become part of a supportive network dedicated to your financial well-being. To get started, check out the detailed eligibility criteria at this link. Once you've confirmed your eligibility, opening an account is easy! You can start the process by visiting our online enrollment page at this link. If you have any questions along the way, feel free to give us a call at 801-399-9728. We're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,506,005, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make day-to-day transactions easier for business owners. Imagine a busy café using our point-of-sale solutions to process payments seamlessly while keeping track of inventory saving time and improving customer satisfaction. Our services empower you to focus on what matters most: growing your business. Visit us at 2388 N 400 E North Ogden Ut 84414 in North Ogden, UT or call us at (801) 399-9728 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need cash quickly or want to conduct simple transactions without stepping inside the branch, our ATM and basic drive-thru services are readily available. Withdrawals, deposits, and balance checks can be done in no time at all.

Business Banking Solutions

If you own a business in North Ogden, we are here for you too! Our business banking services include merchant services and business loans designed to support entrepreneurs at every stage of their journey. With us by your side, accessing capital for growth has never been easier.

Credit Cards and Rewards

We understand that rewards matter. That's why our credit cards not only provide convenience but also come with rewards programs that give back as you spend. Whether it's cash back or travel rewards, using our credit card can enhance your purchasing power while saving you money.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere. Whether you're checking balances, transferring funds, or paying bills, our digital platforms make it simple and secure. You can even take advantage of person-to-person payment options for quick transactions with friends or family.

Personal Banking

Navigating your financial life starts with solid banking options. At Ascent, we offer personal banking services that include checking and savings accounts designed to help you save for the future while managing day-to-day expenses. If you're considering purchasing a new car, our auto loans provide flexible financing options so you can drive away in your dream vehicle without breaking the bank. For those looking to buy a home or refinance their current mortgage, our mortgage loans come with competitive rates that can ease the financial burden. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans offer straightforward solutions tailored to fit your budget.

Shared Branch Transactions

As part of a larger network of credit unions, we also offer shared branch transactions for members of partner credit unions. This means you can access your accounts easily while traveling or when visiting other areas. At Ascent, we pride ourselves on offering comprehensive financial services that cater to all aspects of your life from personal banking needs to business solutions. We invite you to visit us at 2388 N 400 E North Ogden Ut 84414 or call us at (801) 399-9728 for more information about how we can assist you on your financial journey. Join us today and experience the difference! For further details about membership benefits and account opening procedures, check out our website at North Ogden Branch. Your financial well-being is just a call or click away!

Digital & Online Banking

At Ascent, we understand that banking should be as convenient and secure as possible. That's why we offer a variety of digital and online banking services designed to fit your busy lifestyle, allowing you to manage your finances anytime and anywhere. With our online banking services available 24/7 at https://ascentcu.com/, you can access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or reviewing your transactions, everything is just a click away. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. Worried about security? We've got you covered! Our online platform includes electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can keep track of your financial activity without the hassle of paper clutter. For those who prefer banking on the go, our mobile application offers all the features of online banking right in your pocket. You can even make mobile payments with ease, giving you the flexibility to pay bills or make purchases directly from your smartphone. Managing your finances has never been easier or more secure. Join us at Ascent to take advantage of these innovative digital banking solutions. Your convenience is our priority!

Financial Strength

At Ascent, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, demonstrating our commitment to providing you with reliable services and support. With a net worth of $15,653,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,036,753 in share certificates and $34,223,039 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,043,498, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,599,188 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $14,050,0032 in total loans and leases and $18,194,895 in used auto loans alone. This means we're well-equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 22,702, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Ascent is your trusted partner. Visit us at 2388 N 400 E North Ogden Ut 84414 or call 801-399-9728 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,401,895 in used vehicle loans and $6,608,917 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $8,506,005 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive within our community. We also understand that refinancing options may be available for many of our loan products. If you're considering refinancing your existing loans for better rates or terms, don't hesitate to reach out to us for more information. If you're interested in learning more about our loan offerings or eligibility requirements, feel free to contact us at 801-399-9728 or visit us at our branch located at 2388 N 400 E North Ogden Ut 84414. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ascent, we're dedicated to providing transparent and accessible financial solutions for all our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,892,765, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive mortgage rates can help you secure the financing you need.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,702,054 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for unexpected costs or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. Users can trust that they are comparing legitimate options rather than outdated or misleading information.

Ascent