Ascend Credit Union Prairieville LA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Ascension! Located conveniently at 16159 Highway 73, Prairieville, LA 70769, our credit union has proudly served our community since 1974. With a commitment to providing exceptional financial services, we are here for you with a warm and welcoming approach. Whether you're looking for personal banking solutions or business support, we've got you covered. At Ascension, your financial well-being is our priority. With a total membership of 10,149 and total assets reaching an impressive $102,600,833, we have the resources and expertise to meet your needs. Our dedicated team of 36 employees, led by CEO Lloyd Cockerham and Board President Robert Clouatre, is here to guide you through every step of your financial journey. Our offerings include everything from checking and savings accounts to auto loans and mortgages. We understand that each member's needs are unique, which is why we tailor our services accordingly. With total deposits exceeding $1,229,401 and net worth standing strong at $11,525,082, we ensure that your money is safe and working hard for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 16159 Highway 73, Prairieville, LA 70769. We're not just about numbers; we're about community impact. Our goal is to empower our members with financial tools that help them thrive. So why wait? Experience the difference with Ascension today! For more information or assistance, feel free to call us at 225-621-2800 or visit our website at ascensioncu.org. Let's achieve great things together!

Branch History & Mission

Welcome to Ascension, where our commitment to the community has been growing strong since 1974. Located at 16159 Highway 73, Prairieville, LA 70769, we have built a rich legacy of service and support for our members. Over the years, we've expanded our offerings and deepened our relationships within the community, making us a trusted financial partner for many. From our humble beginnings, Ascension has evolved into a credit union that proudly serves over 10,149 members with total assets amounting to an impressive $102,600,833. Our growth reflects not just financial success but also a dedication to meeting the needs of our community. With each passing year, we strive to provide personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. At Ascension, we believe in the power of community. Our mission is simple yet profound: to provide exceptional financial services while supporting the well-being of our members and neighbors. We understand that financial health goes hand-in-hand with community strength. That's why we're actively involved in local outreach efforts and partnerships that help uplift those around us. With modern advancements in technology, we offer conveniences like online banking and mobile applications to make your banking experience easier than ever. We're also proud to be ADA compliant so that all members can access our services comfortably. Whether you prefer visiting us in person or managing your finances from home, Ascension is here to serve you. Our branch operates with extended hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. We also offer drive-thru banking for quick transactions and ATMs for easy cash access making it simpler for you to manage your finances on your schedule. As we look ahead, we invite you to become part of our story. Join us at Ascension and discover how we can support your financial journey while contributing positively to the community you love. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 225-621-2800 or visit us online at ascensioncu.org.

Branch Location & Accessibility

Welcome to Ascension! Conveniently situated at 16159 Highway 73 Prairieville La 70769 in beautiful Prairieville, LA, our branch is designed to serve you with ease and comfort. Whether you're stopping by for personal banking or looking for assistance with loans, our welcoming environment makes it simple to manage your finances. While you can visit us at 16159 Highway 73 Prairieville La 70769, official correspondence should be sent to our mailing address: 16159 Highway 73, Prairieville, LA 70769. We're located near local landmarks, making us easy to find. With ample parking available, accessing our facilities is hassle-free. Plus, we pride ourselves on being ADA compliant, ensuring that everyone can navigate our space comfortably. Our operating hours are designed for your convenience: we're open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. If you prefer, take advantage of our drive-thru banking service for quick transactions without leaving your vehicle. And for those who need it, we offer ATM access right at the branch. At Ascension, we provide a wide range of services to meet your needs from checking and savings accounts to auto loans and mortgages. We also support shared services for partner credit union members, allowing for basic transactions like deposits and withdrawals. Got questions? Don't hesitate to give us a call at (225) 621-2800! We invite you to visit us soon and discover how we can help you achieve your financial goals.

Member Eligibility

Becoming a member of Ascension is like joining a close-knit community where your financial well-being is our priority. If you live, work, or worship in the Ascension area, you're already on the path to membership! We welcome individuals and their families who meet these simple criteria, allowing you to enjoy all the benefits we offer, from competitive loan rates to personalized service. You can find the full eligibility details by visiting this link. Opening an account with us is straightforward and hassle-free. Just give us a call at (225) 621-2800, or check out our online application process at this link. We're located at 16159 Highway 73 Prairieville La 70769, ready to help you take this important step towards better financial services. Join us today and experience the support and resources that come with being part of Ascension!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local companies to invest in new equipment, hire additional staff, and increase their market presence.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not yet a member, you can access vital resources to help your business thrive.

Outstanding Loans Portfolio

With an outstanding commercial loan portfolio of $149,182, we continue to drive economic growth by financing new and expanding businesses in Prairieville, LA. Our tailored solutions ensure that you have the financial backing needed to achieve your goals. In addition to loans, we offer merchant services that simplify payment processing and enhance customer experiences. Picture this: Your customers can pay quickly and securely while you enjoy streamlined operations allowing you more time to focus on what really matters: growing your business. Join us at Ascension, located at 16159 Highway 73 Prairieville La 70769, where we're dedicated to fueling your business ambitions. For more information or to get started, give us a call at (225) 621-2800!

Comprehensive List Of Services

Business Banking Solutions

For our business members, Ascension provides tailored business banking solutions such as merchant services and business loans. We believe in supporting local businesses because when they thrive, our community thrives too.

Convenience at Your Fingertips

Accessibility is key at Ascension. With ATM services and cash withdrawal options readily available, you can easily manage your cash needs anytime you need it. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days when every minute counts. Additionally, our shared branch transactions enable members of partner credit unions to perform essential banking tasks like deposits and withdrawals right here at Ascension.

Digital Features for Modern Banking

Embracing technology means offering features like online banking and electronic statements that simplify how you interact with your finances. With just a few clicks or taps on your smartphone through our mobile application, you can access all these services effortlessly. If you have any questions about what we offer or how we can assist you further, don't hesitate to reach out! Contact us at (225) 621-2800, visit us at 16159 Highway 73 Prairieville La 70769, or explore more on our website: Ascension Cu. We're here to support your financial journey every step of the way!

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services, including checking and savings accounts, are designed with simplicity in mind. Imagine having easy access to your funds through online and mobile banking. You can check your balance, transfer money, and even pay bills from the comfort of your home or on the go. When it comes to financing larger purchases like a vehicle or home, our auto loans and mortgage options offer competitive rates that make these dreams attainable. If you're considering refinancing, we provide personalized support to help you find the best solution for your situation. Our personal loans are also available for those looking to consolidate debt or tackle unexpected expenses.

Rewarding Credit Options

In addition to traditional banking services, we offer credit cards with rewards that allow you to earn while you spend. These cards are perfect for anyone who wants to make the most out of their purchases without complicating their finances.

Digital & Online Banking

E-Statements and Mobile Applications

Say goodbye to paper clutter! We offer e-statements to help you stay organized and eco-friendly. You can easily view your statements online whenever you need them. For added convenience, our mobile application puts all of this in the palm of your hand, allowing you to manage your account from your smartphone or tablet.

Online Banking Services

Our 24/7 online banking services let you keep an eye on your accounts whenever it suits you. Whether you're checking your balance, making transfers, or paying bills, everything is right at your fingertips. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your device and the money is on its way!

Security You Can Trust

At Ascension, we prioritize your security. All online transactions are protected with advanced encryption technology, ensuring that your personal information stays safe while you enjoy the ease of digital banking. With these user-friendly features and real-time account management options, managing your finances has never been easier. Experience the convenience of digital banking at Ascension today!

Financial Strength

Commitment to Our Members

Total Share and Deposit Accounts stand at 18,177, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $16,626, underscoring our ability to provide the services you need. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascension is your trusted partner. Visit us at 16159 Highway 73 Prairieville La 70769 or call (225) 621-2800 to learn more about how we can help you achieve your financial goals.

Member Savings & Security

Members' savings are secured through $27,239,158 in share certificates and $523,819 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $317,364 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Foundation

With a net worth of $11,525,082, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $11,207,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,555 in used auto loans and $78,417,731 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,124,767 in used vehicle loans and $14,189,710 in new vehicle loans already helping members get on the road. Whether you're financing a new ride or a reliable used vehicle, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $149,182 provide the capital needed to grow and expand. We understand the importance of having access to funds when you need them most. At Ascension, we also offer refinancing options for many of our loans. If you're interested in exploring eligibility options or would like more details about any specific product, feel free to reach out. You can contact us at (225) 621-2800, visit us at 16159 Highway 73 Prairieville La 70769, or explore our services online at Ascension Cu. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,020,571, make buying or refinancing simple. We are here to guide you through the process and help make your dream of owning a home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,215,529 in loans helping members manage their finances effectively. These cards provide the convenience and purchasing power you need while allowing you to build your credit.

Loan Aggregator

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Ascension