Ascend Credit Union Winchester TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ascend, your trusted financial partner located at 2459 Decherd Blvd, Winchester, TN 37398. Since our establishment in 1951, we have been dedicated to providing exceptional banking services to our community and ensuring that our members' financial needs are met with care and reliability. With a robust membership of over 246,410 individuals, we take pride in being a cornerstone of financial support in the Franklin County area. At Ascend, we understand that your finances are personal. That's why we're committed to offering tailored solutions that empower you to achieve your goals. Our total assets exceed $4.38 billion, reflecting our stability and strength as a credit union. With total deposits amounting to $265,625,424 and a net worth of $612,924,490, we ensure that your money is not only safe but also working hard for you. We offer a variety of services designed for every stage of life whether you're looking for auto loans, mortgage options, or personal banking solutions like checking and savings accounts. In total, we manage 142,709 loans and leases, helping our members finance their dreams while keeping their best interests at heart. Led by our CEO Matthew Jernigan and Board President Mark Rigney, our team of 643 employees is here to serve you. We believe in building lasting relationships with each member while actively contributing to the community's well-being. While members can visit us at our branch address above, official correspondence should be sent to the same address for convenience. For any inquiries or assistance, don't hesitate to reach out at 800-342-3086 or explore more about our offerings on our website ascend.org. Join us today and experience the difference that comes from being part of Ascend a credit union where you're not just a number; you're family!

Branch History & Mission

Community Engagement

Ascend is deeply rooted in the Winchester community. We actively participate in local events and initiatives aimed at uplifting those around us. By partnering with schools and charitable organizations, we work to enhance the quality of life for all residents. As we look toward the future, we continue to embrace advancements that improve member experience. We are proud to offer ADA-compliant facilities along with drive-thru banking for added convenience. Our ATMs are readily available for quick access to cash and account management.

Join Us

We invite you to become part of the Ascend family! Experience firsthand how our services can help you achieve your financial dreams while contributing positively to our community. To learn more or open an account with us today, give us a call at 800-342-3086 or visit us online at Ascend. Together, let's build a brighter financial future!

Our Mission

At the heart of Ascend is our mission: to empower individuals and families through accessible financial services while fostering a spirit of community. We believe that everyone deserves the chance to thrive financially. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We also provide modern conveniences such as online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. While you can visit us at our branch address for all your banking needs, please send any official correspondence to our mailing address at 2459 Decherd Blvd, Winchester, TN 37398 if it differs.

Branch Location & Accessibility

Convenient Access and Parking

At Ascend, we prioritize your convenience. Our branch offers ample parking spaces right outside the entrance, ensuring that you can easily access our services without any hassle. Plus, we are committed to being accessible for everyone. Our facilities include ADA-compliant features, such as ramps and wide doorways, making sure all members can visit us comfortably.

Get in Touch!

We invite you to come visit us at Ascend in Winchester! If you have any questions or need assistance before stopping by, feel free to give us a call at 800-342-3086. We look forward to welcoming you into our branch where friendly service meets financial solutions tailored just for you!

Operating Hours That Fit Your Schedule

We know life gets busy! That's why our operating hours are designed to accommodate your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 8:00 AM until noon. For those quick transactions, we also offer drive-thru banking Monday through Thursday from 8:00 AM to 6:00 PM, Fridays from 7:30 AM to 6:00 PM, and Saturdays from 8:00 AM until noon.

Services Tailored for You

Ascend provides a range of services to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered! Need cash in a hurry? Our ATM is available for withdrawals and balance checks anytime you need it. For simple transactions or deposits, take advantage of our drive-thru service! If you prefer online banking options, our mobile app makes managing your finances easier than ever. You can access everything from account balances to loan applications right at your fingertips.

Member Eligibility

At Ascend, we believe that becoming a member is like joining a close-knit community that genuinely cares about your financial well-being. If you live, work, worship, or go to school in the beautiful Franklin County area, you're likely eligible to join us! Our membership is open to individuals who meet certain criteria, which you can explore in detail by visiting our eligibility page at https://ascend.org/eligibility. We welcome everyone with open arms and are excited to provide personalized services tailored just for you. Getting started is simple. To open an account with us, just head over to our account opening page found here: https://ascend.org/scholarships. If you have any questions or need assistance, don't hesitate to reach out at (800) 342-3086. We're here to help you take the first step towards better banking and brighter financial futures at our welcoming branch located at 2459 Decherd Blvd Winchester Tn 37398. Join us today and experience the advantages of being part of the Ascend family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café wanting to expand its menu or a retail store looking to open a second location. Our flexible financing options make these dreams achievable. Whether you're a startup or an established company, we're here to provide the financial backing you need.

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Picture this: you run a busy shop, and customers want to pay with various methods credit cards, mobile payments, or contactless options. Our services ensure that transactions are smooth and efficient, allowing you to focus on what really matters growing your business. Visit us at 2459 Decherd Blvd Winchester Tn 37398 or call us at (800) 342-3086 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Accessible Banking Services

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking for deposits, withdrawals, and simple transactions. We also have basic ATM access available for quick withdrawals and balance checks without stepping inside the branch. If you have questions or want to explore how we can assist you further, don't hesitate to reach out! You can contact us at (800) 342-3086 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to noon. We invite you to discover all that Ascend has to offer! Visit us at 2459 Decherd Blvd Winchester Tn 37398 in Winchester, TN, or explore more about our services online at Franklin County. Your financial journey starts here!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to access your accounts anytime, anywhere. Whether it's checking balances or making transfers, managing your finances has never been easier. You can also take advantage of our ATM and cash withdrawal services whenever you need quick access to cash.

Empowering Businesses

For small business owners, we understand the importance of having reliable banking services. Our business banking solutions, including merchant services and business loans, are crafted to support your growth and help you manage cash flow effectively.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make it simple to manage your day-to-day finances. Need funds for a new car? Our auto loans and vehicle financing options provide competitive rates that fit your budget, ensuring you can hit the road in no time. If you're looking to purchase a home or refinance an existing mortgage, our dedicated team is here to guide you through the process with our comprehensive mortgage loans and refinancing options.

Support for Your Financial Goals

Life can throw unexpected expenses your way, but our personal loans and debt consolidation solutions can help alleviate financial stress. Plus, if you're looking to earn rewards while spending, consider our credit cards with rewards that make every purchase more rewarding.

Digital & Online Banking

Key Features

With our user-friendly online banking platform, accessible at https://ascend.org/, you can keep track of your accounts anytime. Need to view your transactions or check your balance? It's all just a click away! Plus, our 24/7 online banking services ensure you have access whenever you need it. Worried about security? We've got you covered! Our electronic signature authorization feature allows you to sign documents securely from anywhere, making transactions fast and efficient without compromising safety.

Stay Informed and Connected

Stay on top of your finances with e-statements that are not only paperless but also easy to read and manage. You can access these statements directly through our online platform no more waiting for the mail! And for those who love using their smartphones, our mobile application makes banking simple. You can even make mobile payments right from your device, allowing you to pay bills or send money with just a few taps. Want to share some cash with a friend? With our person-to-person transfer feature, sending money is quick and hassle-free. In short, Ascend is committed to providing you with accessible, easy-to-use digital banking solutions that help you manage your money effectively. Embrace the ease of modern banking today!

Financial Strength

Commitment to Innovation

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $44,784 in used auto loans and $3,127,764,056 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

We are proud of our strong community connection, with a total of 473,445 share accounts showing a growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,904,557, ensuring that your money works effectively for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 2459 Decherd Blvd Winchester Tn 37398 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $14,877,047 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. We aim to support local businesses with accessible financing solutions. At Ascend, we believe in empowering our members through transparent lending practices and personalized service. If you're interested in any of these loan products or need more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (800) 342-3086 or visit us at our branch located at 2459 Decherd Blvd Winchester Tn 37398 in Winchester, TN. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We provide straightforward information about eligibility and refinancing options so you can make informed decisions for your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the tool's effectiveness in connecting borrowers with competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer presented is fair and transparent. By verifying the legitimacy of these financial institutions, LendMesh builds a foundation of trust for its users.

ASCEND FEDERAL CREDIT UNION - Winchester, TN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Winchester, TN (37398)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch!

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessible Banking Services

Digital Convenience at Your Fingertips

Empowering Businesses

Personal Banking Made Easy

Support for Your Financial Goals

Digital & Online Banking

Key Features

Stay Informed and Connected

Financial Strength

Commitment to Innovation

Growing Member Base

Member-Focused Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Additional Lending Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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