Ascend Credit Union Tullahoma TN | Convenient ATM Services Only

Introduction

At Ascend, we believe in building strong financial futures for our members and the community. Located at 240 Ledford Mill Rd, Tullahoma, TN 37388, our branch has been serving the Tullahoma area since 1951. With a commitment to exceptional service and community involvement, we have grown to support over 246,410 members, ensuring that everyone has access to the financial tools they need. Our credit union boasts impressive financial strength, with total assets exceeding $4.39 billion and total deposits reaching $265.63 million. Our success is built on trust and transparency; we're proud of our net worth of $612.92 million and cash reserves of $42.42 million, which empower us to offer competitive loans and services to our members. Led by our dedicated CEO, Matthew Jernigan, and Board President, Mark Rigney, we prioritize your needs every day. Whether you're looking for a loan or saving for your future, our experienced team is here to guide you through every step. While you can always visit us at our Tullahoma branch, please feel free to reach out via phone or explore our website at ascend.org for more information about our services. Join us in creating a brighter financial future your journey begins here!

Branch History & Mission

At Ascend, our story began in 1951 in the heart of Tullahoma, TN, where we opened our doors to serve the community. Over the years, we have evolved from a small credit union into a trusted financial partner for over 246,410 members. Located at 240 Ledford Mill Rd, Tullahoma, TN 37388, our branch has always aimed to provide reliable and accessible financial services that meet the diverse needs of our members. From our humble beginnings, we have achieved significant milestones that highlight our commitment to growth and service. With total assets reaching an impressive $4.39 billion, we have expanded our offerings while maintaining a focus on member satisfaction. Our mission is simple yet powerful: to empower individuals and families with the financial tools they need to succeed. We believe in not just offering loans and savings accounts but also providing education and support that fosters financial wellness. Our dedication extends beyond banking; it encompasses active involvement in community outreach. We engage in various initiatives that support local organizations and promote economic development within Tullahoma and surrounding areas. By forming partnerships with schools and nonprofits, we strive to create positive impacts that resonate throughout our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address if it differs from the branch address. Although currently we do not offer ATM services or drive-thru banking at this location, we are committed to ensuring that your banking experience is as convenient as possible through online platforms. Our digital advancements allow for easy access to accounts via mobile payments and online banking. As we look toward the future, Ascend remains dedicated to enhancing customer experiences through innovations that reflect our values of integrity and service excellence. We invite you to join us on this journey toward financial empowerment. Experience firsthand the supportive environment at Ascend; become a member today! For more information about membership eligibility or opening an account, please visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Located close to popular landmarks, our branch is just a stone's throw away from local eateries and shops, making it simple to fit your banking needs into your daily routine. We prioritize accessibility for all our members, with features like ramps and ADA compliance to ensure everyone can visit us without any hassle. Parking is ample and conveniently located right outside the branch, so you won't have to worry about finding a spot.

Operating Hours and Services Offered

While we currently do not have drive-thru services or ATM availability at this location, we are here during regular hours to assist you with all your banking needs. Our friendly staff is ready to help with everything from opening accounts to discussing loan options. Feel free to give us a call if you have questions or need assistance before your visit! We look forward to welcoming you at Ascend, where your financial goals are our priority. Don't hesitate come see us soon!

Member Eligibility

Becoming a member of Ascend feels like joining a family where everyone is valued and supported. If you live, work, worship, or attend school in the Tullahoma area, you may be eligible to join us! We pride ourselves on welcoming individuals from all walks of life, ensuring that financial services are accessible to everyone. You can check the specific eligibility criteria by visiting our website at https://ascend.org/eligibility. Once you're ready to take that step, opening an account is straightforward and user-friendly. You can find all the details you need for account opening here: https://ascend.org/scholarships. If you have any questions or need assistance, feel free to give us a call at . Join us at Ascend, located at 240 Ledford Mill Rd Tullahoma Tn 37388, and experience the benefits of being part of a caring community focused on your financial well-being!

Business Banking & Commercial Services

At Ascend, we understand the unique challenges that business owners face. Whether you're a startup or an established company, access to reliable financial support can make all the difference. Our commercial loan options are designed to help your business thrive and expand. Imagine being able to invest in new equipment, hire more staff, or open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify how you manage transactions. Picture this: your customers can pay effortlessly while you track sales and inventory all in one place. This not only saves time but also enhances customer satisfaction, allowing you to focus on what truly matters growing your business. If you're looking for a financial partner who understands your needs, visit us at 240 Ledford Mill Rd Tullahoma Tn 37388 in Tullahoma, TN. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking to manage your day-to-day finances or plan for future goals, our services have you covered. One of the key features we provide is ATM Services Only, ensuring you have convenient access to your funds whenever you need them. This means that whether you're out running errands or on a weekend getaway, you can easily withdraw cash or check your balance without any hassle.

Community Focused Approach

We believe that financial services should not only be accessible but also cater to the unique needs of our members. By focusing on personalized service and community involvement, Ascend aims to empower our members with the tools they need for financial success. Whether you're saving for a family vacation or planning for retirement, we're here to guide you every step of the way.

Digital Banking for Convenience

In today's fast-paced world, digital banking has become essential. At Ascend, we offer user-friendly online and mobile banking options that allow you to manage your account from anywhere. With just a few taps on your smartphone or clicks on your computer, you can pay bills, transfer funds, and keep track of your spending all at your convenience. This way, even if life gets busy, you can stay on top of your finances with ease.

Let's Get Started!

If you're ready to explore how we can assist you further, don't hesitate to reach out! You can contact us at for any questions about our services or visit us at our branch in Tullahoma. At Ascend, we're committed to making banking easy and enjoyable for everyone in our community. Join us today and take advantage of all the great services we offer!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application, managing your finances is just a tap away. You can even make person-to-person transfers easily no need for cash or checks! Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, which not only help keep your information private but also reduce paper waste. And if you're looking for a quick and modern way to pay, our mobile payments feature lets you make purchases directly from your phone. It's convenient and hassle-free! At Ascend, we strive to provide user-friendly services that empower our members to manage their money effectively and efficiently. Our digital banking tools offer real-time account management, making it easier than ever to stay on top of your finances. With all these features at your fingertips, why not explore the possibilities today? Visit us online at https://ascend.org/ and discover how our digital banking services can enhance your financial experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 473,445, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $3,904,557. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 240 Ledford Mill Rd Tullahoma Tn 37388 or call to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $28,762,850, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support our community with $44,784 in used auto loans and $3,127,764,056 in total loans and leases. This lending capacity helps our members achieve their financial goals across various sectors.

Strong Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, our financing solutions can make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or fund an expansion project, we have solutions that fit your business needs. At Ascend, we strive to ensure that our loan offerings align with your financial aspirations. If you're considering refinancing or exploring eligibility options, our knowledgeable staff is ready to assist you. Please feel free to reach out at for personalized guidance tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and let us help you pave the way towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We understand that every homeowner's journey is unique, and our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without worrying about collateral while enjoying competitive rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in helping users navigate their options efficiently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users confidence in the accuracy of their loan comparisons.

Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Banking Services Tailored for You

Community Focused Approach

Digital Banking for Convenience

Let's Get Started!

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Member-Centric Resources

Operational Efficiency

Reinvesting for Growth

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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