Ascend Credit Union Spring Hill TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ascend, your trusted financial partner located at 1002 Crossings Blvd, Spring Hill, TN 37174. Since our establishment in 1951, we've been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a proud membership of 246,410 individuals and total assets exceeding $4.3 billion, we are committed to helping you achieve your financial goals. At Ascend, we believe in the power of community. Our focus on personal service means that when you walk through our doors, you're not just another number; you're part of our family. Under the leadership of CEO Matthew Jernigan and Board President Mark Rigney, we strive to create a welcoming atmosphere where members can access everything from checking and savings accounts to auto loans and mortgage refinancing. With total deposits reaching $265,625,424 and a net worth of $612,924,490, we have the strength and stability to support your financial journey. Additionally, our commitment to innovation ensures that you can manage your finances conveniently through online and mobile banking services. Whether you're looking for a new vehicle loan or want to explore business banking options, Ascend is here for you. Our dedicated team of 643 employees is ready to assist you with personalized service during our lobby hours from 9:00 AM to 6:00 PM, Monday through Friday, and on Saturdays from 9:00 AM to 1:00 PM. We invite you to visit us at our Spring Hill branch or give us a call at 931-455-5441 for any inquiries. Your financial future starts here at Ascend! For more information about our services, please check out our website at ascend.org.

Branch History & Mission

Community Commitment

At Ascend, we believe in giving back. Our partnerships with local organizations and outreach efforts illustrate our dedication to uplifting the communities we serve. Whether it's through educational programs or sponsorships for local events, we strive to make a positive impact beyond just banking. As you consider your financial future, we invite you to join Ascend Credit Union. Experience firsthand the benefits of being part of a community-focused institution dedicated to your success. Together, let's build a brighter tomorrow for you and those around you! For more information or to become a member today, give us a call at 931-455-5441 or visit us online at ascend.org.

Our Mission

Ascend's mission is simple yet profound: to empower individuals and families through exceptional financial services while fostering a spirit of community support. We understand that every member has unique needs, which is why we offer a diverse range of services from personal banking solutions like checking and savings accounts to auto loans and business banking options. Our branch operates from Monday to Friday, 9 AM to 6 PM, and Saturday from 9 AM to 1 PM, ensuring that we are here when you need us. While members can visit us at our convenient location in Spring Hill, official correspondence should be sent to our mailing address if different. In addition to traditional banking services, we embrace modern technology to enhance your experience. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier. We are also proud to maintain ADA compliance and customer-centric initiatives that ensure all members feel welcome and valued.

Branch Location & Accessibility

Accessibility Features

At Ascend, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and parking to ensure everyone can access our services without hassle. Plus, there's ample parking available right outside our doors, so you won't have to worry about finding a spot during your visit.

Contact Us

Have questions or want more information? Don't hesitate to give us a call at 931-455-5441. We're here to help you navigate your financial journey! Stop by today we look forward to welcoming you into the Ascend family!

Nearby Landmarks

Just a stone's throw from popular spots like the Spring Hill Recreation Center and the local shopping centers, our branch is perfectly situated for all your banking needs. You can stop by on your way home or while running errands making it easier than ever to take care of your finances.

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking or want to discuss loan options, our friendly staff is here to help during these hours.

Services Offered

At our Spring Hill branch, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them. While we currently do not offer drive-thru banking or shared service center options at this location, our team is dedicated to providing efficient service within the branch itself.

Member Eligibility

Becoming a member of Ascend is like joining a family that truly cares about your financial well-being. If you're in the Spring Hill area, you may be eligible to join us! We welcome anyone who lives, works, worships, or attends school in our community. Additionally, family members of current members can also join. This inclusive approach means that more people can take advantage of our member-focused services and benefits. For a detailed look at the eligibility criteria, feel free to check out our website at https://ascend.org/eligibility. Once you find out you're eligible, opening an account with us is straightforward and hassle-free! You can visit us at our branch located at 1002 Crossings Blvd Spring Hill Tn 37174, or you can reach out to us by phone at (931) 455-5441 for more information on how to get started. We're here to support you every step of the way as you embark on this exciting journey with Ascend!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that streamline payment processes. Picture this: you're at a busy checkout, and your customer is ready to pay. Our merchant services ensure transactions are quick and secure, allowing you to focus on what matters most running your business. Visit us at 1002 Crossings Blvd Spring Hill Tn 37174 in Spring Hill, TN, or call us at (931) 455-5441 to learn how we can help your business thrive today!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs, our Business Banking services, including Merchant Services & Business Loans, are designed to support local businesses thrive. If you're starting a new venture or expanding an existing one, we have the financial tools and resources necessary to help you succeed.

Convenient Digital Banking

In today's fast-paced world, we know convenience matters. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer no need to visit us in person unless you want to! Plus, our Basic ATM Access allows for easy withdrawals and balance checks anytime. At Ascend, we're proud of our commitment to serve you better every day. To learn more about any of these services or how they can benefit you, please give us a call at (931) 455-5441 or visit us online at Spring Hill. Your financial journey begins here!

Financial Flexibility

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you have options to manage those costs effectively. Whether it's consolidating debt or covering an emergency expense, we provide loans with favorable terms designed for your peace of mind.

Home Financing Made Easy

Thinking about buying your first home? Our Mortgage Loans & Refinancing services can guide you through the process with ease. We offer personalized assistance so that you can find the right mortgage solution tailored to your needs. Envision settling into your new home without the stress of complicated financing; we simplify this journey for you.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking services, including Checking & Savings Accounts that help you keep your money safe while earning interest. Imagine opening an account where you can easily track your spending, set savings goals, and even access funds whenever needed through our convenient ATM & Cash Withdrawal Services.

Rewarding Credit Options

To enhance your purchasing power, consider our Credit Cards with Rewards. These cards not only provide convenience but also reward you for everyday purchases. Imagine earning points every time you swipe and redeeming them for travel or shopping financial benefits that add up quickly!

Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to drive off in your dream car. With competitive rates and flexible terms, we aim to support you every step of the way. Picture yourself cruising down the road in a reliable vehicle that fits your budget our team is here to help make that happen.

Digital & Online Banking

Key Features for Your Convenience

Our commitment to making banking easy includes offering electronic signature authorization, allowing you to sign documents digitally without the hassle of printing and mailing. If you prefer paperless options, e-statements are available so you can keep track of your finances without clutter. For those busy days when you're out shopping or dining, our mobile payments feature lets you make quick purchases right from your smartphone. Speaking of smartphones, be sure to download our mobile application! It provides a user-friendly interface where you can manage your accounts with ease. Need to send money to friends or family? Our person-to-person transfer option makes it simple and fast. Just a few taps on your screen, and you're done!

Security You Can Trust

At Ascend, security is a top priority. We use advanced encryption technology to ensure that your personal and financial information remains safe while using our digital services. You can bank with confidence knowing we have measures in place to protect you. Overall, whether you're checking balances or making transfers, our digital banking services are designed for accessibility and ease-of-use. With tools that fit into your lifestyle, managing your finances has never been more straightforward!

Financial Strength

Growing Member Base

Total Share Accounts stand at 473,445, showing a strong and growing member base that trusts us with their finances. This trust is reflected in our net shares available for lending and investments: $3,904,557. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 1002 Crossings Blvd Spring Hill Tn 37174 or call (931) 455-5441 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,784 in used auto loans and a total of $3,127,764,056 in loans and leases.

Members’ Savings Are Secure

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency shines through with a net income of $28,762,850, reflecting our ability to offer competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines

Our credit lines are another great option for those needing flexibility in their finances. With a total of $1,235,591,472 available in credit lines, you can access funds when you need them most without the stress of high-interest rates. For business owners looking for financial support, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand your business operations. At Ascend, we believe that everyone deserves access to financial resources that can help them succeed. If you're considering refinancing or want to know more about eligibility options for our various loan products, please visit our website ascend.org or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, allowing you to take steps towards your dream home with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. These cards come with competitive rates and are designed to give you the purchasing power you need without the hassle.

Loan Aggregator

Benefits of Using LendMesh

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Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Accessibility Features

Contact Us

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Empower Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking

Financial Flexibility

Home Financing Made Easy

Personal Banking Solutions

Rewarding Credit Options

Vehicle Financing

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Growing Member Base

Investment in Our Future

Members’ Savings Are Secure

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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