Ascend Credit Union Smyrna TN | Quick Personal Loans & ATM Services

Introduction

Welcome to Ascend, your trusted partner in financial success right here in Smyrna, Tennessee! Located at 769 Nissan Dr, we have proudly served our community since 1951, growing alongside our members and adapting to their needs. With a total membership of over 246,410 individuals, our commitment to fostering strong relationships is at the heart of everything we do. At Ascend, we understand that financial decisions can be daunting. That's why we offer a range of services tailored just for you whether you need personal banking, auto loans, or business financing solutions. With total assets exceeding $4.39 billion, and deposits totaling $265.63 million, you can trust that your finances are in capable hands. Our dedicated team, led by CEO Matthew Jernigan and Board President Mark Rigney, consists of 643 employees who are eager to assist you on your financial journey. We take pride in not only being a reliable credit union but also a community pillar committed to making a positive impact in the lives of our members. While you can visit us at our branch for friendly service and expert advice, please note that official correspondence should be directed to our mailing address at 769 Nissan Blvd, Smyrna, TN 37167. Whether you're looking to save for the future or secure a loan today, we invite you to explore what Ascend has to offer. Feel free to call us at 800-342-3086 or visit our website at ascend.org for more information. Your financial future starts here let's achieve it together!

Branch History & Mission

Commitment to Service

Our operating hours reflect our dedication to convenience: open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to noon. Members can take advantage of both ATM availability and drive-thru services for quick transactions. We understand that accessibility is key; thus, we ensure ADA compliance across all facilities.

Join Us

As you consider your financial future, we invite you to become part of the Ascend family. Experience firsthand how we prioritize your needs while fostering a vibrant community spirit. With over $4.3 billion in assets and a suite of tailored financial products designed just for you, Ascend is ready to help you achieve your goals. For more information about joining us or exploring our offerings further, please contact us at 800-342-3086 or visit our website at ascend.org. Let's build a brighter future together!

Our Legacy and Growth

From humble beginnings, Ascend has evolved significantly. We started with a simple mission: to offer reliable financial services while supporting our local community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Our branch's dedication to innovation is evident through our digital advancements that allow members to access their accounts easily via online and mobile banking. While members can visit us at 769 Nissan Dr, official correspondence should be sent to 769 Nissan Blvd, Smyrna, TN 37167. This dual address ensures that we can serve you better in all aspects.

Our Mission Statement

At Ascend, our mission is clear: we aim to empower individuals and families through accessible financial solutions and unwavering support. We believe in creating a positive impact not just through banking services but also by being actively involved in community outreach programs. Whether it's sponsoring local events or partnering with organizations focused on education and financial literacy, we strive to enhance the quality of life for everyone in Smyrna.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Ascend in Smyrna today! If you have any questions or need assistance before visiting, feel free to give us a call at 800-342-3086. Our dedicated staff looks forward to serving you and helping you achieve your financial goals!

Convenient Access and Features

At Ascend, we understand the importance of convenience in your busy life. With ample parking available, you can easily access our branch without any hassle. We're also committed to ensuring that everyone can visit us comfortably; our location is ADA compliant and features ramps for easy entry. For those who prefer banking from their vehicles, we offer a drive-thru service that operates Monday through Saturday. You can handle your deposits and withdrawals quickly without leaving your car perfect for those on the go!

Operating Hours Tailored to You

Our friendly team is here to assist you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to noon. If you're looking for drive-up services, come by Monday through Thursday from 8:00 AM to 6:00 PM or on Friday starting at 7:30 AM. We want to make banking as accessible as possible for all our members.

Services Designed with You in Mind

Ascend offers a variety of services to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're running a business, we provide merchant services and business loans as well. Need cash? Our ATM is available on-site for easy cash withdrawals and balance checks. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 769 Nissan Blvd, Smyrna, TN 37167 if different.

Member Eligibility

At Ascend, we believe that everyone deserves a chance to be part of something special. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in certain areas, you're likely eligible to join our community. We open our doors to individuals who share a commitment to growth and connection. Not only will you gain access to a range of financial services designed with your needs in mind, but you'll also enjoy the benefits of being part of a supportive network that prioritizes your well-being. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://ascend.org/eligibility. If you're ready to get started, opening an account is just as easy! You can find all the information you need at https://ascend.org/scholarships. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (800) 342-3086. Join us today at 769 Nissan Dr Smyrna Tn 37167 we can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment processing is vital. Our merchant services allow you to accept payments seamlessly, whether online or in-store. Imagine a busy Saturday at your café; customers can pay quickly and easily with their preferred method, allowing you to focus on what you do best serving great food and building relationships with your patrons. If you're ready to explore how we can help your business thrive, visit us at 769 Nissan Dr Smyrna Tn 37167 in Smyrna, TN or give us a call at (800) 342-3086. Let's turn your business goals into reality together!

Comprehensive List Of Services

Business Banking

For small business owners, we offer comprehensive solutions through our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we aim to support your venture's growth and success.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why at Ascend, we provide robust Online & Mobile Banking platforms that enable you to manage your accounts from anywhere at any time. With features such as mobile payments and person-to-person transfers, banking has never been easier. You can also access an ATM for cash withdrawals or balance checks whenever you need it.

Drive-Thru and In-Branch Services

For those who prefer face-to-face interactions or need quick transactions on the go, our branch features a Basic Drive-Thru Banking service where you can handle deposits, withdrawals, and simple transactions efficiently. Whether you're visiting us in person or using our digital banking tools from home, Ascend ensures that all members have access to essential financial services that fit their lifestyles. Our friendly team is here to assist you with any questions or guidance you may need. If you're ready to take control of your financial future or simply want more information about our offerings, don't hesitate to reach out! Call us at 800-342-3086, visit us at 769 Nissan Dr in Smyrna, or check out our website at ascend.org for more details. We look forward to serving you!

Loans and Credit

We understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are designed to give you the financial relief you need when it matters most. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases while enjoying great benefits.

Personal Banking

For those seeking personal banking solutions, we offer Checking & Savings Accounts that help you manage your money effectively while earning interest on your savings. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel with flexible terms and competitive rates. Plus, we provide Mortgage Loans & Refinancing services, guiding you through the process of purchasing or refinancing your home.

Digital & Online Banking

Accessible Anytime

Our 24/7 online banking services mean you're never far from your money. Whether it's day or night, you can check balances or make transfers at your convenience. The user-friendly interface ensures that navigating through your accounts is as straightforward as possible. At Ascend, we are committed to enhancing your banking experience through technology without compromising security. Explore all our digital offerings today and take control of your financial future!

Convenient Online Services

With our online banking platform, you can access your accounts anytime, anywhere. Check your balance, pay bills, or transfer money with just a few clicks. We also offer e-statements, so you can go paperless and keep track of your transactions easily. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, for those who prefer mobile transactions, our mobile application is available for download, allowing you to handle your finances right from your smartphone. You can even make mobile payments seamlessly.

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization for added protection when signing documents online. Rest assured that your personal information is safe with us while you enjoy the ease of managing your accounts.

Financial Strength

Commitment to Growth

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,784 in used auto loans and $3,127,764,056 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 473,445, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $3,904,557. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 769 Nissan Dr Smyrna Tn 37167 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $14,877,047 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We provide flexible terms and fast approvals to make the buying process smooth and hassle-free.

Commercial Loans

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are here to support your entrepreneurial journey. If you're considering refinancing any existing loans or unsure about eligibility requirements, don't hesitate to reach out. You can contact us at (800) 342-3086 for personalized assistance or visit us at our branch located at 769 Nissan Dr Smyrna Tn 37167, Smyrna, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you find the right loan product that fits your lifestyle and financial situation!

Credit Lines

For those who need quick access to cash without the hassle of a traditional loan, our credit lines totaling $1,235,591,472 provide an excellent solution. They allow you to borrow money when you need it most while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. These credit cards come with various rewards options that can benefit you as you make everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that every loan offer displayed is fair and transparent. Users can trust that they are viewing accurate rates without hidden fees or misleading information.

ASCEND FEDERAL CREDIT UNION - Smyrna, TN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Smyrna, TN (37167)

Introduction

Branch History & Mission

Commitment to Service

Join Us

Our Legacy and Growth

Our Mission Statement

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Features

Operating Hours Tailored to You

Services Designed with You in Mind

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Digital and Convenient Banking

Drive-Thru and In-Branch Services

Loans and Credit

Personal Banking

Digital & Online Banking

Accessible Anytime

Convenient Online Services

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Trust

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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