Ascend Credit Union Shelbyville TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Ascend, your trusted financial partner in the heart of Shelbyville! Located at 1900 N Main St, Shelbyville, TN 37160, our branch has been serving the community since 1951. With a proud history and a commitment to excellence, we have grown to support over 246,410 members with total assets amounting to an impressive $4,385,619,742. At Ascend, we believe in empowering our members through personalized banking services that cater to their unique needs. Whether you're looking for a reliable checking account, auto loans, or mortgage options, our dedicated team is here to guide you every step of the way. With total deposits of $265,625,424 and a net worth of $612,924,490, you can trust that your finances are in safe hands. Our CEO, Matthew Jernigan, along with Board President Mark Rigney, leads a team of 643 employees committed to providing exceptional service. We take pride in our robust offerings including personal loans, credit cards with rewards, business banking solutions, and convenient online and mobile banking options. While members can visit us at our branch for face-to-face assistance and access our drive-thru services during extended hours, official correspondence should be sent to the same address: 1900 N Main St, Shelbyville, TN 37160. We invite you to explore our website at ascend.org for more information about our services or call us at 800-342-3086. Join us today and experience the Ascend difference!

Branch History & Mission

At Ascend, we take pride in our rich history and deep-rooted commitment to serving the community. Established in 1951, our Shelbyville branch has been a cornerstone of financial support for residents in Shelbyville, TN, and surrounding areas. Located at 1900 N Main St, our branch is easily accessible and conveniently situated near local landmarks that enhance our community presence. Over the years, Ascend has grown tremendously. We now proudly serve over 246,410 members with total assets exceeding $4.3 billion. Our journey has been marked by milestones that reflect our dedication to providing exceptional financial services and enhancing the lives of those we serve. We have continually adapted to meet the evolving needs of our community while maintaining our core mission: to empower individuals and families through affordable financial products and personalized service. Ascend's mission is clear: we strive to provide excellent financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality banking solutions, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment extends beyond traditional banking; we actively engage with local organizations to support community initiatives and outreach programs. In addition to standard banking services, we embrace modern technology to ensure convenience for our members. Our digital banking options include online banking, mobile payments, and electronic statements, making it easier than ever for you to manage your finances on-the-go. We also have an ATM available on-site for quick access to cash and a drive-thru service for hassle-free transactions. While you can visit us at 1900 N Main St Shelbyville TN 37160 for all your banking needs, please note that official correspondence should be sent to the same address if it differs from your mailing address. As we look toward the future, we invite you to join us at Ascend. Experience firsthand the benefits of being part of a member-focused credit union dedicated to supporting your financial journey. Whether you're looking for a loan or simply want guidance on saving for your future, our friendly staff is here to help you every step of the way. For more information about membership or to explore our services further, call us at 800-342-3086 or visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Ascend in Shelbyville, TN! Conveniently located at 1900 N Main St, our branch is here to serve you with a friendly smile and a commitment to your financial well-being. Nestled in the heart of Bedford County, we're just a short drive from local landmarks such as the historic downtown area and nearby parks, making it easy for you to stop by whether you're running errands or enjoying a day out. At Ascend, we understand that accessibility is key. Our location features ample parking and is fully ADA compliant, ensuring everyone can visit us with ease. If you prefer banking on the go, you'll be pleased to know we offer an ATM and drive-thru services for your convenience. Our drive-thru is available for quick transactions from Monday to Saturday, allowing you to manage your finances without ever leaving your car. We're open during flexible hours to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 8:00 AM to noon. Whether you need assistance with personal banking, auto loans, or mortgage options, our knowledgeable staff is ready to help. While members can visit us at our branch address, any official correspondence should be sent to the same address at 1900 N Main St, Shelbyville, TN 37160. Ready to take control of your finances? Call us today at 800-342-3086 or come see us in person. We look forward to welcoming you into the Ascend family!

Member Eligibility

At Ascend, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares for your financial well-being. To become a member, you'll need to meet some simple eligibility criteria, which primarily include living, working, or worshiping in our local area. We welcome a diverse range of individuals and families who are looking for personalized financial services. If you're interested in finding out more about the specific requirements, feel free to check out the details on our website at https://ascend.org/eligibility. Once you see that you qualify, opening an account is straightforward and welcoming. Whether you're looking for checking and savings options or loans for your next vehicle, our team is here to guide you every step of the way. You can start your journey with us by visiting our account opening page at https://ascend.org/scholarships or give us a call at (800) 342-3086 for any questions. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local coffee shop that just opened its doors. With our merchant services, they can easily accept payments from customers, whether by card or mobile wallet. This convenience not only enhances customer experience but also boosts sales. Our tailored solutions help businesses like yours thrive in today's competitive market. Visit us at 1900 N Main St Shelbyville Tn 37160 in Shelbyville, TN or give us a call at (800) 342-3086 to learn how we can support your business journey. Let's grow together!

Comprehensive List Of Services

Accessibility

Whether you're visiting us during lobby hours from Monday through Friday or utilizing our drive-thru services on Saturday mornings, Ascend aims to provide accessible banking solutions that fit your schedule. Our friendly staff is always ready to assist you with any inquiries or transactions. At Ascend in Shelbyville, we're proud of the services we offer and how they empower our members financially. We invite you to explore these options further by visiting us or calling today at 800-342-3086. Let us help you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime and anywhere. With our online and mobile banking, accessing your accounts is just a few taps away. You can easily check balances, transfer funds, or pay bills without having to visit the branch. We also offer comprehensive ATM and cash withdrawal services, ensuring that access to your money is never far away. For quick transactions like deposits and withdrawals, our basic drive-thru banking makes it easy to get in and out efficiently.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we provide various options, including checking and savings accounts that help you manage your money effectively. For those looking to make significant purchases or consolidate debt, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we've got you covered. Additionally, if you're dreaming of homeownership or want to take advantage of lower interest rates, explore our mortgage loans and refinancing solutions. We guide you through the process with personalized support every step of the way. For smaller financial needs, our personal loans and debt consolidation services can help simplify your finances.

Rewards and Business Banking

Don't forget about the perks! Our credit cards with rewards make everyday spending more rewarding while also giving you access to exclusive benefits. If you're a business owner, Ascend offers specialized solutions tailored for you, such as merchant services and business loans, ensuring that managing your business finances is as smooth as possible.

Digital & Online Banking

Accessibility and Security

In today's fast-paced world, having access to e-statements is essential. At Ascend, we provide e-statements that are not only environmentally friendly but also allow you to keep track of your financial activity securely. You can view and download your statements whenever you want without waiting for them to arrive in the mail. We also have a mobile application available for download, making it even easier to manage your money while you're out and about. With features like mobile payments, you can make purchases directly from your phone, adding another layer of convenience to your daily transactions. At Ascend, we prioritize your safety. Our online services use advanced security measures to protect your personal information so that you can bank with peace of mind. In summary, our digital and online banking services at Ascend are tailored for ease of use and security. Explore all these features today by visiting us at https://ascend.org/!

Key Features

One of the standout features of our digital banking services is the ability to send money quickly and easily through person-to-person transfers. Need to split a dinner bill or pay back a friend? With just a few taps on your mobile device, you can make those payments without hassle. For added security, we offer electronic signature authorization. This means you can sign documents securely online without needing to visit a branch. It's perfect for busy members who appreciate the ease of handling transactions from home or on the go.

Financial Strength

At Ascend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us is paramount, which is why we prioritize maintaining a strong financial foundation. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, our financial metrics speak volumes about our commitment to your financial well-being. With a net worth of $612,924,490, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,784 in used auto loans and $3,127,764,056 in total loans and leases. Additionally, our operational efficiency is highlighted by our $28,762,850, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees who are dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $3,904,557 further support our efforts to provide quality service to all members. As evidenced by our total share accounts of 473,445, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 1900 N Main St Shelbyville Tn 37160 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing business, we're here to support your journey. We also recognize that refinancing options may be available for many of our loan products. If you're considering refinancing, reach out to us for more details on how we can help ease your financial burden. For personalized assistance and more information about our loan offerings, don't hesitate to call us at (800) 342-3086 or visit us at our branch located at 1900 N Main St Shelbyville Tn 37160 in Shelbyville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Credit Lines and Unsecured Loans

Managing unexpected expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. Additionally, our credit lines provide you with access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We provide various mortgage solutions that cater to different financial situations, ensuring that you find the right fit for your future.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from credible financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions its focus is solely on providing unbiased results to users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on many individuals seeking better financial options. To explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to regulatory compliance ensures that users receive fair and transparent offers. By relying on accurate data from legitimate financial institutions, LendMesh builds trust and confidence in its comparisons.

Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility

Digital Banking Convenience

Personal Banking Solutions

Rewards and Business Banking

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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