Ascend Credit Union Nashville TN | Low Mortgage Rates & Auto Loans

Introduction

At Ascend, we believe in the power of community and the importance of personal connections. Since our establishment in 1951, we've been dedicated to serving the financial needs of our members right here at 1901 Charlotte Ave, Nashville, TN 37203. With a strong commitment to providing exceptional service, we are proud to support a thriving membership of over 246,410 individuals. As your trusted financial partner, we have grown significantly over the years. Today, our total assets stand at an impressive $4,385,619,742, with total deposits reaching $265,625,424. This reflects not only our stability but also our members' trust in us to manage their finances effectively. Our dedicated team of 643 employees, led by CEO Matthew Jernigan and Board President Mark Rigney, works tirelessly to ensure that each member feels valued and supported. We offer a wide array of services designed to meet your needs from personal banking and auto loans to mortgage financing and business banking solutions. Whether you're looking to open a new checking account or seeking competitive loan options, Ascend has you covered. While members can visit us at 1901 Charlotte Ave, official correspondence should be sent to the same address for consistency. You can also reach us easily at 931-455-5441 during our operating hours: Monday through Thursday from 8:00 AM until 5:00 PM; Fridays from 8:00 AM until 6:00 PM; and Saturdays from 8:00 AM until noon. At Ascend, we're more than just a credit union; we're a community committed to helping you achieve your financial goals. So why wait? Visit us today or explore our services online at ascend.org and discover how we can help you thrive!

Branch History & Mission

Community Engagement

Ascend is not just about numbers; it's about people. We actively engage with local organizations and participate in outreach programs that give back to Nashville. Whether it's sponsoring events or collaborating with schools for financial literacy initiatives, we aim to enrich the lives of those around us. Our branch operates Monday through Thursday from 8:00 AM until 5:00 PM, Friday until 6:00 PM, and Saturday until noon. We also offer drive-thru banking for added convenience. Members can access ATMs located nearby for quick cash withdrawals or balance checks anytime they need. While members can visit us at 1901 Charlotte Ave, official correspondence should be sent to the same address as there is no separate mailing address.

Join Us

As we look ahead, Ascend remains dedicated to providing exceptional service tailored to meet the needs of our growing membership. We invite you to join us on this journey. Experience firsthand how Ascend can help you achieve your financial goals while being part of a community-focused organization. For more information about our services or to become a member today, please call us at 931-455-5441 or visit our website at ascend.org. Together, let's build a brighter financial future!

Our Journey

From the day we opened our doors, Ascend has focused on making a positive impact in our community. Our mission is clear: to empower our members through accessible financial services while fostering a spirit of cooperation and community support. We believe that everyone deserves a chance to thrive financially, and this belief drives us every day. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we have embraced modern technology to enhance member experience. Today, we offer online banking, mobile payments, and electronic signatures to ensure that accessing your finances is as easy as possible. Our commitment to ADA compliance means that we strive to make all our services available to everyone in the community.

Branch Location & Accessibility

Accessible Services

At Ascend, we prioritize accessibility and convenience. Our branch features a drive-thru service, allowing you to handle deposits and withdrawals without leaving your vehicle. Additionally, we offer ATM access for quick cash withdrawals and balance inquiries anytime you need them. While members can visit us at 1901 Charlotte Ave, official correspondence should be sent to the same address. For any questions or assistance, don't hesitate to call us at 931-455-5441. We invite you to stop by and discover all that Ascend has to offer! Your financial journey starts here!

Conveniently Located

Situated near key Nashville landmarks, Ascend is easy to find and even easier to access. If you're driving, you'll appreciate the ample parking available at our branch. Plus, we have ADA-compliant features, including ramps, ensuring that everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why we offer flexible operating hours! Our lobby is open Monday through Thursday from 8:00 AM until 5:00 PM, extending to 6:00 PM on Fridays for those who need a little extra time during the week. We even welcome you on Saturdays from 8:00 AM until noon perfect for running errands or managing your finances on the weekend.

Member Eligibility

At Ascend, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the Nashville area, you're already eligible to become a member. We also extend membership to family members of current members, making it even easier for your loved ones to enjoy the benefits we offer. You'll find that being part of Ascend means access to great financial products and personalized service tailored just for you. To learn more about our eligibility criteria, feel free to visit our website at https://ascend.org/eligibility. If you're ready to open an account or have questions, don't hesitate to reach out at (931) 455-5441. We're here to help you start your journey with us at our branch located at 1901 Charlotte Ave Nashville Tn 37203!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for you and your customers. Whether it's accepting payments through credit cards or managing payroll seamlessly, we provide practical tools that allow you to focus on what matters most growing your business. Located at 1901 Charlotte Ave Nashville Tn 37203 in Nashville, TN, our team is ready to partner with you for success. Contact us at (931) 455-5441 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services like merchant services and business loans. Running a business comes with its own challenges, and we're here to support you with financial solutions tailored specifically for entrepreneurs. From handling transactions smoothly with our merchant services to securing financing for expansion, we've got your back.

Convenient Access

We know how important accessibility is for our members. That's why we provide ATM services for easy cash withdrawals and balance checks anytime you need them. If you prefer face-to-face interactions, our drive-thru banking allows you to complete deposits and withdrawals efficiently without leaving your car. At Ascend, we strive to make banking as straightforward as possible with our digital features like person-to-person payments and electronic signatures. Our goal is to offer not just services but also peace of mind knowing that your finances are in good hands. If you're ready to take the next step in managing your finances or if you have any questions about our offerings, don't hesitate to reach out! Call us at (931) 455-5441 or visit us online at https://ascend.org/. Join us today at Charlotte your trusted partner in financial wellness!

Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing options are here to help you turn that dream into reality. We understand that buying a home is one of the most significant decisions you'll make, which is why we provide personalized assistance throughout the process. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is ready to guide you every step of the way.

Personal Banking

Our personal banking options include checking and savings accounts designed for convenience and ease. Imagine effortlessly managing your finances through our online and mobile banking platforms. You can check balances, transfer funds, or pay bills right from your phone. For those looking to finance their next vehicle, our auto loans offer competitive rates and flexible terms to help you get behind the wheel without breaking the bank.

Personal Loans and Credit Cards

Need extra funds for unexpected expenses? Our personal loans can be a great solution for debt consolidation or covering large purchases. Plus, with our credit cards that offer rewards, you can earn while you spend! Imagine earning points on every purchase that can go towards travel, cash back, or other benefits.

Digital & Online Banking

At Ascend, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to make your financial management easy, secure, and accessible anytime, anywhere. With our 24/7 online banking services, you can manage your accounts at your convenience through our website at https://ascend.org/. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. We also offer E-Statements, allowing you to receive your account statements electronically. This not only saves paper but also helps you keep track of your finances more efficiently. For those on the go, our mobile application makes banking even easier. You can make mobile payments, transfer money using our person-to-person transfers feature, and access all your accounts right from your smartphone. Plus, with the ability to use an electronic signature authorization, signing documents has never been simpler or more secure. We prioritize your security while providing these user-friendly features. With robust encryption and security measures in place, you can feel confident that your information is safe when using our services. At Ascend, we believe managing your money should be straightforward and efficient. Our digital banking tools empower you to take control of your finances in real-time, making it easier than ever to stay on top of your financial goals. Explore all that we offer today at https://ascend.org/!

Financial Strength

A Growing Member Base

Our commitment to service is further demonstrated by the fact that we have a strong member base with a total of 473,445 share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 1901 Charlotte Ave Nashville Tn 37203 or call (931) 455-5441 to learn more about how we can help you achieve your financial goals.

Members' Savings Are Secure

We understand how important your savings are to you. That's why members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $14,877,047, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $44,784 in used auto loans and $3,127,764,056 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road, we make financing your vehicle both easy and affordable. Whether you're interested in a brand-new model or a reliable used vehicle, our team is ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, making buying or refinancing simple. We know that navigating the mortgage process can feel overwhelming. That's why our friendly staff is committed to providing clear guidance and support throughout your journey.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can help you make the most out of your everyday purchases. For those considering refinancing or looking for eligibility options for any of our loan products, we encourage you to visit our website at Ascend. There's no better time than now to explore how we can help you achieve your financial dreams. If you're interested in learning more about any of our loan offerings or would like to discuss your specific needs with one of our knowledgeable representatives, please don't hesitate to contact us at (931) 455-5441. We're here for you from Monday through Friday and even on Saturdays! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ascend in Nashville, TN located at 1901 Charlotte Ave Nashville Tn 37203, we're committed to helping you find the right financial solutions tailored just for you.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers tailored to their financial needs.

ASCEND FEDERAL CREDIT UNION - Nashville, TN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Nashville, TN (37203)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Journey

Branch Location & Accessibility

Accessible Services

Conveniently Located

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Home Financing

Personal Banking

Personal Loans and Credit Cards

Digital & Online Banking

Financial Strength

A Growing Member Base

Members' Savings Are Secure

Operational Efficiency

Reinvesting for Your Benefit

Solid Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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