Ascend Credit Union Murfreesboro TN | Best Auto Loans & Rewards Cards

Introduction

Welcome to Ascend, your trusted financial partner right here in Murfreesboro! Located at 2316 East Main St, Murfreesboro, TN 37130, we have been proudly serving our community since 1951. With a strong commitment to your financial well-being, we've grown into a supportive credit union with over 246,410 members and assets totaling an impressive $4,385,619,742. At Ascend, we believe in building relationships that go beyond banking. Whether you're looking for a loan to buy your dream car or seeking reliable savings options, our team is here to help you achieve your financial goals. We are proud to offer a variety of services including personal banking accounts, auto loans, mortgage options, and more all designed with you in mind. Our leadership team is dedicated to ensuring that every member feels valued and understood. Under the guidance of CEO Matthew Jernigan and Board President Mark Rigney, our staff of 643 employees is focused on providing exceptional service tailored to your needs. While members can visit us at our branch for personal consultations and transactions, official correspondence should be sent to the same address: 2316 East Main St, Murfreesboro, TN 37130. With total loans amounting to 142,709 and deposits reaching $265,625,424, we are equipped and ready to support your financial journey. Our net worth stands at $612,924,490, reflecting our stability and commitment to responsible management. We invite you to reach out with any questions or visit us during our operating hours from Monday through Friday between 9:00 a.m. and 6:00 p.m., or on Saturday from 9:00 a.m. to 1:00 p.m. Give us a call at 931-454-4500 we're excited to help you unlock your financial potential! For more information about our services and membership options, feel free to check out our website at ascend.org.

Branch History & Mission

Welcome to the heart of Murfreesboro, where the legacy of Ascend began over seven decades ago. Since our doors opened in 1951, we have been committed to serving our community with passion and dedication. Located at 2316 East Main St, Murfreesboro, TN 37130, our branch has seen tremendous growth, now boasting a total membership of 246,410 and total assets exceeding $4.38 billion. This journey reflects not just our financial success but also our deep-rooted connection to the families and businesses we support. Over the years, Ascend has evolved significantly, adapting to the changing needs of our members while maintaining our core values. Our mission is simple yet profound: to provide exceptional financial services that empower individuals and strengthen communities. We believe that when our members thrive, so does the community around them. That's why we offer a range of services from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. While members can visit us at 2316 East Main St, official correspondence should be sent to the same address as our mailing address remains unchanged. Our commitment goes beyond banking; we actively engage in community outreach initiatives that make a real difference in people's lives. Whether it's through partnerships with local organizations or hosting events that promote financial literacy, Ascend is dedicated to fostering a vibrant community. We understand the importance of accessibility in today's world. That's why we offer modern conveniences such as online banking, mobile payments, and ATM access for ease of transactions. Our drive-thru service makes it even simpler for you to manage your finances without leaving your vehicle. Our operating hours are designed with your schedule in mind: Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., ensuring that we are here for you when you need us most. If you have any questions or need assistance, don't hesitate to reach out at 931-454-4500. At Ascend, we're proud of our history and excited about our future. We invite you to join us on this journey become a member today and discover how we can help you achieve your financial goals while making a positive impact in Murfreesboro and beyond!

Branch Location & Accessibility

Accessibility Features

At Ascend, we prioritize accessibility for all members. Our branch is ADA compliant with features like ramps and spacious entrances to ensure everyone can visit comfortably. We also offer drive-thru banking for those who prefer a quick and convenient option without leaving their vehicle.

Connect With Us

Have questions or ready to explore membership? Don't hesitate to reach out! You can call us at 931-454-4500 or stop by during business hours. Our team looks forward to welcoming you into the Ascend family!

Nearby Landmarks

When you visit us, you'll find that we are close to several local landmarks that make it easy to stop by. Located near the bustling intersection of East Main Street and Memorial Blvd, our branch is well-positioned for residents and commuters alike. Parking is available right outside our doors, making it simple to pop in and take care of your banking errands.

Operating Hours

Our friendly team is here to serve you during our operating hours: Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We're dedicated to providing you with top-notch service whenever you need it.

Services Offered

At Ascend, we offer a variety of services designed to meet your financial needs. From personal banking services such as checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. While members can visit us at 2316 East Main St, official correspondence should be sent to the same address as well.

Member Eligibility

At Ascend, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're wondering whether you can join us, the good news is that our membership is open to a wide variety of individuals! You may be eligible if you live, work, or worship in certain areas around Murfreesboro, or if you have a family member who is already part of our community. We aim to make this process as welcoming and straightforward as possible. For more detailed information about who qualifies, check out our eligibility criteria at https://ascend.org/eligibility. Ready to take the next step? Opening an account with us is easy! Just visit us at our branch located at 2316 East Main St Murfreesboro Tn 37130 or reach out to us at (931) 454-4500 for assistance. Our friendly team is here to help guide you through every step of the way, ensuring you feel right at home. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Practical Merchant Services

But it's not just about loans; we also offer merchant services designed to simplify your daily operations. Imagine having a reliable partner that helps you process payments efficiently, manage cash flow seamlessly, and even track sales data all essential tools for any thriving business. Located at 2316 East Main St Murfreesboro Tn 37130 in Murfreesboro, TN, we're here to empower your business every step of the way. Call us at (931) 454-4500 or visit us today to discover how we can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

At Ascend, we also provide basic drive-thru banking for deposits and withdrawals along with straightforward ATM access for quick transactions like balance checks. We want to make sure that banking is accessible and efficient for all our members. For any inquiries or additional information about our services, feel free to reach out at (931) 454-4500 or visit us at 2316 East Main St Murfreesboro Tn 37130. Explore all that we have to offer by visiting our website at Murfreesboro Main. Join us today and see how we can help you achieve your financial dreams!

Business Banking

For our entrepreneurial members, we offer business banking services such as merchant services and business loans. We aim to support local businesses by providing the financial tools needed to grow and thrive in today's economy.

Credit Cards

Looking to earn rewards while you spend? Our credit cards come with various benefits that allow you to earn points on purchases, helping you get more from every dollar spent. This can be especially rewarding for those who enjoy shopping or travel.

Digital Banking

In this fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily pay bills, transfer funds, or check balances right from your smartphone. Plus, our ATM services ensure that cash withdrawal is hassle-free whenever you need it.

Loans and Financing

Need a new car? Our auto loans provide competitive rates and flexible terms to help you drive away in your dream vehicle without breaking the bank. If you're considering homeownership or refinancing, our mortgage loans are tailored to fit your budget and make the process as smooth as possible. We also offer personal loans for debt consolidation, ensuring you can take control of your finances with ease.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that cater to different lifestyles and financial goals. Our accounts come with features that help you track your spending and maximize your savings. Imagine having an account where you can easily manage your funds online or through our mobile app, giving you access wherever you are.

Digital & Online Banking

Key Services

With our online banking platform available at https://ascend.org/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money whenever it suits you. You no longer need to worry about making it to the branch during business hours; everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and you can send funds instantly without any hassle. Plus, with mobile payments enabled, shopping has never been more straightforward. You can pay with your smartphone wherever you see the contactless symbol!

Security and Accessibility

Your security is our top priority. With electronic signature authorization, you can sign documents securely from anywhere without needing to visit the branch in person. We also offer e-statements, allowing you to receive your account statements electronically no more paper clutter! Our user-friendly mobile application ensures that all these features are accessible right from your pocket. Whether you're checking your balance or making a payment, our app is designed for ease of use so that you can manage your finances effortlessly. In summary, Ascend offers robust digital banking solutions that prioritize convenience and security. Join us today and take control of your financial journey!

Financial Strength

Growing Member Base

The trust placed in us by our growing community is reflected in our total share accounts, which stand at 473,445. This showcases a strong member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 2316 East Main St Murfreesboro Tn 37130 or call (931) 454-4500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We hold $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize your needs evidenced by our non-member deposits standing at $5,696,000. This commitment ensures our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through our impressive $28,762,850, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees who are dedicated to serving you with knowledge and care.

Reinvestment for Better Services

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports members' financial goals across various sectors with $44,784 in used auto loans and a total of $3,127,764,056 in loans and leases available.

Strong Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; therefore, we're here to support you every step of the way. At Ascend, we're dedicated to providing you with not just loans but comprehensive solutions to meet your financial needs. If you're interested in learning more about our eligibility requirements or would like to start an application process for any of our loan products, don't hesitate to reach out at (931) 454-4500 or visit us at 2316 East Main St Murfreesboro Tn 37130 in Murfreesboro. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that suit different spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the home-buying process. If you're considering refinancing your current mortgage, we have options available that may reduce your monthly payment or help you access equity from your home.

Loan Aggregator

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Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Connect With Us

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Accessibility

Business Banking

Credit Cards

Digital Banking

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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