Ascend Credit Union Murfreesboro TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Ascend, your trusted credit union located at 4051 Franklin Rd, Murfreesboro, TN 37128. Established in 1951, we have proudly served our community for over 70 years, building lasting relationships with our 246,410 members. Our commitment to helping you achieve your financial goals is reflected in our robust assets of $4,385,619,742 and total deposits of $265,625,424. At Ascend, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to save for the future or invest in a new vehicle, we're here to guide you every step of the way. Under the leadership of our CEO Matthew Jernigan and Board President Mark Rigney, our dedicated team of 643 employees works tirelessly to provide personalized service and support. We pride ourselves on being more than just a financial institution; we're a community partner invested in your success. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 4051 Franklin Road, Murfreesboro, TN 37128. If you have any questions or need assistance, please don't hesitate to reach out to us at 800-342-3086. Discover how Ascend can help you thrive financially by visiting our website at ascend.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Focused Services

We understand that convenience matters. That's why our branch features an ATM for easy access to cash and drive-thru banking for quick transactions ideal for those busy days when time is short. We are also compliant with ADA standards, ensuring accessibility for all members of our community. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 6 PM and Saturday from 8 AM to noon. Whether you're stopping by for advice on savings or looking for assistance with your loan application, we're here for you.

Join Us

As we continue this journey together, we invite you to become part of the Ascend family. Experience firsthand the benefits of membership our commitment is not only to help you achieve your financial goals but also to create a thriving community where everyone can prosper. For more information about joining us or exploring our services, please call us at 800-342-3086 or visit our website at ascend.org. Together, let's build a brighter future!

Our Journey

From the outset, Ascend has prioritized the needs of its members. Starting with just a few dedicated individuals, we have evolved into a robust community of 246,410 members. Our branch, located at 4051 Franklin Rd, Murfreesboro, TN 37128, is easily accessible and surrounded by friendly neighborhoods and local businesses that reflect the vibrant character of our city. While members can visit us at this address, official correspondence should be sent to 4051 Franklin Road, Murfreesboro, TN 37128. Over the years, we've grown significantly in both membership and assets. Today, we manage total assets of approximately $4.39 billion, demonstrating our stability and dedication to providing top-notch financial services. We take pride in being more than just a credit union; we are part of the fabric of our community. Our mission goes beyond transactions; we aim to foster financial well-being for everyone who walks through our doors.

Our Mission

At Ascend, our mission is clear: to empower our members with exceptional financial services while actively supporting our community. We offer a wide range of products, including personal banking accounts, auto loans, mortgage options, and business banking services all designed to meet diverse needs. We strive to make banking accessible through advanced digital tools such as online banking and mobile payments. Our commitment extends beyond financial products; we believe in giving back to Murfreesboro through various outreach initiatives. Whether it's sponsoring local events or partnering with organizations that uplift families and individuals in need, we are dedicated to making a positive impact.

Branch Location & Accessibility

Convenient Accessibility

At Ascend, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can comfortably access our services. Parking is available right outside the building, allowing for easy entry and exit.

Get in Touch!

We invite you to stop by or give us a call at 800-342-3086 for any questions or assistance. The team at Ascend is eager to help you with your banking journey!

Operating Hours That Fit Your Schedule

We understand that life can get busy. That's why we're here for you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to noon. If you prefer using our drive-thru service, it's available Monday through Thursday from 8:00 AM to 6:00 PM, on Friday from 7:30 AM to 6:00 PM, and Saturday from 8:00 AM to noon.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need quick access? Enjoy basic drive-thru banking for deposits and withdrawals or use our ATM for cash withdrawals and balance checks both readily available at our location.

Member Eligibility

At Ascend, we believe in building a community where everyone feels welcome and supported. Becoming a member is straightforward and open to anyone who shares our vision. To be eligible, you simply need to live, work, or worship in the areas we serve, which includes Rutherford County and surrounding regions. This means if you're part of this vibrant community, you're already on your way to joining us! By becoming a member at Ascend, you'll gain access to a range of financial services designed to help you achieve your goals, from personal loans to checking accounts that suit your lifestyle. Ready to take the next step? Opening an account is as easy as visiting our website or giving us a call at (800) 342-3086. For more detailed eligibility criteria, check out our resource page at https://ascend.org/eligibility. We can't wait to welcome you into our family at Ascend, located at 4051 Franklin Rd Murfreesboro Tn 37128!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in that new project or upgrade your equipment. Our loans are designed to give you the financial boost you need at various stages of your business journey.

Merchant Services

In addition to loans, we offer merchant services that simplify how you manage payments. Picture this: a customer walks into your store and makes a purchase using their card. Our merchant services ensure that the payment process is quick and easy for both you and your customer. This means more satisfied clients and faster transactions key elements in building a successful business. Located at 4051 Franklin Rd Murfreesboro Tn 37128, Murfreesboro, TN, we invite local businesses to connect with us today at (800) 342-3086 and discover how we can support your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM and cash withdrawal services ensure that access to your funds is always convenient. Plus, with drive-thru banking available for deposits and simple transactions, we've made it easier than ever for you to get what you need quickly. At Ascend, we're not just about banking; we're about building lasting relationships with our members. Your financial well-being is our priority. If you'd like more information about any of these services or have questions about how we can assist you further, don't hesitate to reach out at (800) 342-3086 or visit us at 4051 Franklin Rd Murfreesboro Tn 37128 in Murfreesboro. Experience the difference today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. With competitive rates and flexible terms, you can find a solution that fits your budget. Imagine driving away in your dream car while knowing you've made a smart financial choice!

Business Banking

For our business members, we provide comprehensive banking solutions that support your growth. From merchant services to business loans, we understand the unique demands of running a business and are here to help you thrive.

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! You can earn points or cash back on everyday purchases, making every swipe count toward something special.

Mortgage Loans & Refinancing

If homeownership is on your mind, Ascend offers mortgage loans and refinancing solutions tailored to your needs. Whether you're buying your first home or looking to refinance your current mortgage for better terms, our team is here to guide you through every step of the process, ensuring you feel confident in your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Ascend offers robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few taps away.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed to help you manage your money effectively. We understand that every member has unique financial goals. That's why we offer various options, from basic accounts for everyday transactions to high-yield savings accounts to help you grow your funds.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but with our personal loans, you can tackle those challenges head-on. Need to consolidate debt? Our debt consolidation loans help simplify your finances by combining multiple payments into one manageable monthly payment.

Digital & Online Banking

Key Features

Imagine being able to handle transactions on the go! Our mobile application allows you to manage your account right from your smartphone. Plus, if you're into making quick payments, our Mobile Payments Feature lets you send and receive money with ease. Whether it's splitting a bill with friends or paying for your morning coffee, it's all done in a snap. Need to send money to someone? Our Person-to-Person Transfers make it simple. You can quickly transfer funds without any hassle, so sharing expenses with family and friends becomes a breeze. We prioritize security too! With options like Electronic Signature Authorization, you can sign documents digitally, making processes faster while keeping your information safe. And for those who prefer going paperless, we offer E-Statements Availability, allowing you to view your statements online anytime. In today's fast-paced world, having immediate access to your financial information is crucial. That's why we're committed to providing tools that not only enhance accessibility but also ensure real-time account management. Join us at Ascend and experience the convenience of modern banking!

Financial Strength

At Ascend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your money and future. With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our ability to support our members' needs while ensuring the safety of their funds. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong ratio shows our resilience in the face of challenges. Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. We understand how important it is for you to see your savings grow safely. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you. With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continually improve the services we offer. Our lending capacity supports members' financial goals across various sectors with $44,784 in used auto loans and $3,127,764,056 in total loans and leases. Whether you're looking to buy a car or finance a project, we've got you covered. Our operational efficiency is reflected in our $14,877,047, enabling us to continue offering competitive loan rates and solid financial products for our members. Every dollar earned translates into better service for you. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to meeting your needs. Net Shares (Funds available for lending and investments): $3,904,557 further exemplifies our strength as an institution dedicated to fostering growth within our community. Total Share and Deposit Accounts: 473,445, showing a strong and growing member base that trusts us with their finances. Each account represents a relationship built on trust and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 4051 Franklin Rd Murfreesboro Tn 37128 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Financing Options

For those who need additional flexibility, our total credit lines amounting to $1,235,591,472 provide another layer of financial support for personal or business expenses. If you're a business owner, our outstanding commercial loans totaling $248,054,406 offer essential capital needed to grow and expand. At Ascend, we aim to empower our members with financial tools that foster success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether it's for a new vehicle or a reliable used car, we have competitive rates and flexible terms to make financing straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your budget and lifestyle. If you're considering refinancing an existing mortgage, we can guide you through the eligibility process to find the best option for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. These cards come with benefits that can enhance your spending power while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which promotes transparency in the lending process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this ensures that users receive unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact that LendMesh has had on its users' financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The commitment to accurate data ensures that individuals can trust the comparisons they see.

ASCEND FEDERAL CREDIT UNION - Murfreesboro, TN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Murfreesboro, TN (37128)

Introduction

Branch History & Mission

Community Focused Services

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Accessibility

Get in Touch!

Operating Hours That Fit Your Schedule

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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