Ascend Credit Union Mount Juliet TN | Best Auto Loans & Personal Banking

Introduction

Welcome to Ascend, your trusted financial partner located at 300 Pleasant Grove Rd, Mount Juliet, TN 37122. Since our founding in 1951, we have dedicated ourselves to serving the community, building strong relationships with our 246,410 members along the way. Our commitment is reflected in our impressive financial standing, with total assets exceeding $4.38 billion and total deposits amounting to $265.63 million. At Ascend, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With a robust loan portfolio consisting of over 142,709 loans, we are here to help you achieve your financial goals. Our branch is not just a place for transactions; it's a hub of community engagement and support. We pride ourselves on being more than just a credit union; we're a part of your journey towards financial well-being. Under the leadership of our CEO, Matthew Jernigan, and Board President Mark Rigney, we work hard every day to ensure that you receive top-notch service and support. For any correspondence that needs to be sent via mail, please note that you can use our mailing address: 300 Pleasant Grove Rd, Mount Juliet, TN 37122-3785. If you're looking for a reliable partner in your financial journey or need assistance with any of our services, don't hesitate to reach out! Call us at 931-455-5441 or visit us online at ascend.org for more information. We look forward to welcoming you!

Branch History & Mission

At Ascend, our roots run deep in the heart of Mount Juliet, TN. Founded in 1951, we have grown from a small credit union into a vibrant financial institution serving over 246,410 members. Located at 300 Pleasant Grove Rd, Mount Juliet, TN 37122, our branch stands as a testament to our commitment to the community and our mission of providing accessible financial services. Over the decades, we have seen remarkable growth and evolution. Our total assets now exceed $4.38 billion, reflecting our dedication to sound financial practices and member support. We believe that strong financial foundations empower individuals and families to achieve their dreams. As we continue to expand our services from personal banking and auto loans to mortgages and business financing we remain committed to innovation and community engagement. Our mission is simple yet profound: to enhance the quality of life for our members while fostering a sense of belonging within the community. We strive to provide not just banking services but also tools for financial education, helping our members make informed decisions about their finances. This commitment extends beyond mere transactions; it's about building relationships that last. While members can visit us at 300 Pleasant Grove Rd, official correspondence should be sent to 300 Pleasant Grove Rd, Mount Juliet, TN 37122-3785. Our operating hours are designed with your convenience in mind Monday through Thursday from 8 AM to 5 PM, Friday from 7:30 AM to 6 PM, and Saturday from 8 AM until 12 PM. For those who prefer quick transactions, we offer drive-thru banking during these hours as well as ATM availability. Ascend is not only about numbers; it's about people. We actively participate in local events and partner with organizations that uplift our community. Our outreach efforts ensure that we are always looking for ways to give back and support those around us. In a world that is constantly changing, we embrace digital advancements while ensuring ADA compliance so that all members can access our services easily. Whether you prefer online banking or face-to-face interactions at our branch, we cater to your needs with a personal touch. Join us at Ascend and experience the difference of being part of a credit union that truly cares about your financial well-being. Together, let's build a brighter future for you and our community! If you're ready to take the next step towards your financial goals or want more information about how we can assist you, feel free to call us at 931-455-5441 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Ascend, we prioritize your convenience and comfort. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without any hassle. Parking is ample and easily accessible, so you can find a spot quickly, whether you're visiting during busy hours or on a quiet Saturday morning.

Operating Hours

We understand that life can get hectic, which is why we offer flexible operating hours. Swing by our lobby from Monday to Thursday between 8 AM and 5 PM, on Fridays from 7:30 AM to 6 PM, and on Saturdays from 8 AM until noon. If you prefer the drive-thru option for quick transactions like deposits and withdrawals, our drive-thru service operates with the same convenient hours!

Services Offered

Ascend provides a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available right at the branch for your convenience. Plus, our friendly staff is always ready to assist with any questions or concerns. While members can visit us at 300 Pleasant Grove Rd, official correspondence should be sent to our mailing address: 300 Pleasant Grove Rd, Mount Juliet, TN 37122-3785. We invite you to stop by or give us a call at 931-455-5441 for any inquiries. Come experience the difference at Ascend today!

Member Eligibility

At Ascend, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're wondering how to join us at our welcoming branch located at 300 Pleasant Grove Rd Mount Juliet Tn 37122, it's easier than you might think! Membership is open to anyone who lives, works, worships, or attends school in the area. Additionally, family members of existing members are also eligible to join. This means that whether you're just starting out or looking to make a positive change in your financial journey, there's a place for you here. The benefits of membership at Ascend go beyond just access to accounts and loans; it's about being part of a supportive network that prioritizes your needs. From personalized banking services to competitive rates on loans and savings products, we strive to offer solutions that fit your lifestyle. To learn more about eligibility requirements or to check for any updates, feel free to visit our detailed page at https://ascend.org/eligibility. When you're ready to take the next step, opening an account is simple! You can find more information on how to get started by visiting https://ascend.org/scholarships or give us a call at (931) 455-5441 we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine streamlining your payment processes while focusing on what truly matters running your business. Our merchant services are designed to make transactions easy, whether you're accepting credit card payments or managing payroll. This means less time worrying about finances and more time serving your customers. If you're in Mount Juliet, TN, visit us at 300 Pleasant Grove Rd Mount Juliet Tn 37122 or call us at (931) 455-5441 to explore how we can support your business dreams!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we provide robust online and mobile banking platforms that let you manage your accounts at your convenience. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, managing your money has never been easier.

Drive-Thru and ATM Services

We understand that sometimes life gets busy, so we also offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs are available for quick cash withdrawals and balance inquiries when you're on the go. With everything from personal checking accounts to business financing solutions available at Mt. Juliet, we're here to support every aspect of your financial journey. If you're ready to explore how our services can benefit you or if you have questions about specific offerings, don't hesitate to reach out! Call us at (931) 455-5441 or visit us at 300 Pleasant Grove Rd Mount Juliet Tn 37122 in Mount Juliet today. Your financial success starts here at Ascend!

Loans and Credit Options

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. For those who love rewards, our credit cards come with great perks that can help you earn while you spend. Additionally, if you're a business owner, our business banking services including merchant services and business loans can give you the support necessary to grow your enterprise.

Personal Banking Solutions

Managing your money should be simple and convenient. Our personal banking options include checking and savings accounts designed to help you save more effectively while enjoying easy access to your funds. If you're planning to buy a new car, our auto loans and vehicle financing services make it easier than ever to get on the road without breaking the bank. We also offer mortgage loans and refinancing options, ensuring that owning a home is within reach for everyone.

Digital & Online Banking

Access Your Statements Anytime

Stay organized with e-statements, which are not only environmentally friendly but also easily accessible whenever you need them. Forget about paper clutter your statements are just a click away!

Go Mobile

For those on the go, our mobile application is available for download, offering all the features of online banking in the palm of your hand. You can even make mobile payments effortlessly! Whether you're out shopping or grabbing coffee, managing your money has never been this simple.

Online Banking Made Easy

Our robust online banking platform is available 24/7 at https://ascend.org/. This means you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; everything you need is right at your fingertips. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely without any hassle. It's perfect for splitting bills or sending gifts. At Ascend, we prioritize security while providing user-friendly services. Our digital banking tools help you stay in control of your finances with real-time updates and easy access to essential functions. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,784 in used auto loans and a total of $3,127,764,056 in loans and leases.

Member Savings Security

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $28,762,850, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share and Deposit Accounts stand at 473,445, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,904,557. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 300 Pleasant Grove Rd Mount Juliet Tn 37122 or call (931) 455-5441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those in need of additional financing solutions, we provide a range of credit lines totaling $1,235,591,472. These lines can be beneficial for managing cash flow or handling larger purchases without immediate payment pressure. If you're interested in any of these loan options or would like more information about refinancing or eligibility requirements, don't hesitate to reach out! You can contact us at (931) 455-5441 or visit us at our branch located at 300 Pleasant Grove Rd Mount Juliet Tn 37122 in Mount Juliet, TN. Our team is ready to guide you through the process and help you find the best solution for your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We provide competitive terms that make it easier for you to finance the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. These cards come with no collateral requirement, making them an excellent option for those looking to cover unexpected expenses or manage day-to-day purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in facilitating better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By using verified financial institutions, LendMesh guarantees that users receive accurate information without hidden agendas.

Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Digital Banking Convenience

Drive-Thru and ATM Services

Loans and Credit Options

Personal Banking Solutions

Digital & Online Banking

Access Your Statements Anytime

Go Mobile

Online Banking Made Easy

Person-to-Person Transfers

Financial Strength

Commitment to Growth

Member Savings Security

Operational Efficiency

Solid Financial Health

Trust from Our Members

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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