Ascend Credit Union McMinnville TN | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Ascend, your trusted partner in financial wellness right here in Mcminnville, TN! Located at 3080 Nashville Hwy, we have proudly served our community since 1951, helping over 246,410 members achieve their financial goals. With total assets exceeding $4.3 billion and deposits reaching $265.6 million, we stand strong as a reliable resource for personal and business banking. At Ascend, our commitment goes beyond just numbers; it's about people. Our dedicated team of 643 employees, led by CEO Matthew Jernigan and Board President Mark Rigney, works tirelessly to provide personalized services tailored to your unique needs. Whether you're looking for auto loans, mortgage financing, or simply a safe place to save, we are here to support you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 3080 Nashville Hwy, McMinnville, TN 37110. We understand that accessibility is key, which is why we offer various services including online and mobile banking, along with convenient ATM access. Experience the difference at Ascend where your financial success is our mission. Feel free to reach out at 800-342-3086 or visit us online at ascend.org for more information or to explore how we can assist you today!

Branch History & Mission

At Ascend, we are proud of our rich history and commitment to serving the McMinnville community. Founded in 1951, our branch has grown alongside our members, evolving from humble beginnings into a vital financial institution that now supports over 246,000 members. Located at 3080 Nashville Hwy, Mcminnville, TN 37110, we are easily accessible for anyone in the area seeking financial guidance and support. Our mission is simple yet powerful: to empower our members to achieve their financial goals while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial services, and we strive to offer a wide range of products including personal banking, auto loans, mortgages, and business services. Our total assets have reached an impressive $4,385,619,742, reflecting our dedication to responsible growth and member satisfaction. Ascend is not just about banking; it's about building relationships. We focus on understanding the unique needs of our members and providing tailored solutions that fit their lifestyles. Our operating hours are designed for convenience Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to noon making it easy for you to stop by or call us at 800-342-3086 whenever you need assistance. We also prioritize accessibility and innovation. Our branch features drive-thru banking for quick transactions and ATMs available for your convenience. Plus, with online and mobile banking options, managing your finances has never been easier. We're committed to ensuring that all members can access our services comfortably and securely. As part of our mission to give back to the community, we engage in various outreach efforts and partnerships that aim to uplift those around us. Whether it's through scholarships or local events, Ascend believes in investing in the future of McMinnville. While members can visit us at 3080 Nashville Hwy, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to join us at Ascend and experience firsthand how we make banking personal while supporting your journey towards financial success. Together, let's build a brighter future for everyone in McMinnville!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to accommodate your schedule. You can find us open Monday through Thursday from 8:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 8:00 AM to noon. This means you have plenty of opportunities to stop by and take care of everything from opening a new account to discussing loan options.

Services Offered

At Ascend, we pride ourselves on offering a range of services tailored just for you. From personal banking with checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? We have an ATM available for quick withdrawals and balance checks. Prefer face-to-face service? Our drive-thru banking allows you to complete simple transactions without leaving your vehicle. If you're looking for more than just everyday banking, our team is here to help with personal loans, credit cards with rewards, and even business banking solutions like merchant services and business loans. Don't hesitate! If you have questions or would like to learn more about our services, please give us a call at 800-342-3086 or stop by our branch today. We look forward to welcoming you into the Ascend family!

Member Eligibility

Joining the family at Ascend is an exciting opportunity where you can connect with a supportive community and enjoy a range of financial benefits. To become a member, you simply need to meet a few friendly criteria, which include living, working, or worshipping in specific areas or having a family member who is already part of our credit union. This makes it easy for many individuals to join us and start enjoying all that we have to offer. For more detailed information about eligibility, feel free to check out our website at https://ascend.org/eligibility. Opening an account is straightforward and welcoming; just visit us at our branch located at 3080 Nashville Hwy Mcminnville Tn 37110, or give us a call at (800) 342-3086 for assistance. You can also explore more about account opening through this link: https://ascend.org/scholarships. We can't wait to welcome you into the Ascend community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to purchase new equipment, hire staff, or expand your facilities all made possible with our flexible loan options.

Merchant Services That Simplify Transactions

In addition to loans, we offer robust merchant services designed to streamline payment processing. Picture this: a busy Saturday morning at your café. With our easy-to-use payment solutions, you can quickly serve customers while tracking sales seamlessly. This efficiency not only enhances customer satisfaction but also allows you to focus on what truly matters growing your business. Visit us at 3080 Nashville Hwy Mcminnville Tn 37110 in Mcminnville, TN, or call us at (800) 342-3086 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but still want quick service, our drive-thru banking offers simple transactions like deposits and withdrawals without leaving your vehicle. At Ascend, we strive to create a welcoming environment where members feel valued and supported. With our diverse range of services tailored to meet individual needs, we're committed to helping you achieve your financial goals. If you're ready to take the next step in managing your finances or have questions about any of our services, don't hesitate to reach out! Call us at (800) 342-3086 or visit us at 3080 Nashville Hwy Mcminnville Tn 37110 today!

Business Banking

For entrepreneurs and small business owners, Ascend offers comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that support your growth, we're here to help your business thrive.

Credit Cards and Loans

In addition to traditional banking services, we also offer credit cards with rewards that help you earn while you spend. Need extra cash for an unexpected expense? Our personal loans and debt consolidation options can provide the financial relief you need without the stress.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere using our user-friendly mobile application. Whether it's making transfers, paying bills, or accessing e-statements, everything is just a click away. Plus, our person-to-person payment service allows you to send money quickly and easily to friends or family.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why our personal banking services are designed with you in mind. From checking and savings accounts to auto loans and vehicle financing, we offer flexible options tailored to your lifestyle. Are you thinking about buying a new car? Our auto loans provide competitive rates, ensuring you get the best deal possible. If you're planning to purchase a home, our mortgage loans and refinancing options can help turn your dream into reality.

Digital & Online Banking

Enhanced Features

We also prioritize security and convenience through features like Electronic Signature Authorization. This means you can sign documents digitally, saving time and hassle. Additionally, our members enjoy the benefits of E-Statements, allowing you to go paperless while keeping track of your financial statements online. Need to send money to a friend? Our Person-to-Person Transfers service lets you do just that without any fuss. It's simple and straightforward just another way we're making banking work for you. At Ascend, we believe that managing your finances should be straightforward and secure. With our digital banking services, you'll experience accessibility and real-time account management that fits into your busy life perfectly. Join us today and see how easy banking can be!

Key Services

With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly platform ensures that you can navigate with ease, giving you full control over your finances. Our Mobile Application brings banking to the palm of your hand. This app allows you to do everything from checking account activity to making payments. Plus, with our Mobile Payments Feature, you can make secure transactions quickly, whether you're at a store or sending money to friends.

Financial Strength

At Ascend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial foundation, which positions us as a reliable partner in your financial journey. With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $44,784 in used auto loans and $3,127,764,056 in total loans and leases to support your financial goals across various sectors. Our $28,762,850 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 473,445, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $3,904,557. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 3080 Nashville Hwy Mcminnville Tn 37110 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible financing options make it easy for you to drive away satisfied.

Credit Lines and Unsecured Loans

For those looking for additional flexibility in their finances, we offer credit lines with a total of $1,235,591,472 available. In addition to this, our unsecured credit card loans amounting to $86,587,770 help members manage their finances effectively with adaptable terms tailored to suit individual needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We aim to provide competitive rates and terms that fit your lifestyle and budget.

Refinancing Options

If you're considering refinancing your current loans or mortgages, we have options available that can help lower your monthly payments or adjust your loan terms. Visit our website for more details on eligibility and how to apply. We are committed to providing you with the financial tools needed for success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's securing an auto loan or taking steps toward homeownership, Ascend is here for you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Credit Cards and Loans

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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