Ascend Credit Union Manchester TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ascend, your trusted credit union in the heart of Manchester, TN! Since our establishment in 1951, we have been dedicated to serving our community and building strong relationships with our members. Located at 1929 McArthur St, we offer a variety of financial services tailored to meet your needs. Whether you're looking for a checking account, an auto loan, or assistance with business financing, we're here for you. At Ascend, we pride ourselves on our impressive growth and stability. With total assets exceeding $4.3 billion and total deposits around $265 million, our financial strength allows us to provide competitive rates and reliable services to over 246,000 members. Our commitment to responsible lending is evident in our portfolio of 142,709 loans and leases, helping individuals and families achieve their financial goals. Our leadership team, including CEO Matthew Jernigan and Board President Mark Rigney, believes in fostering a member-centric culture that emphasizes trust and transparency. With a team of 643 employees, we are committed to delivering exceptional service every day. We understand that life can be unpredictable, which is why we strive to be a safe haven for your finances. Our net worth stands at an impressive $612 million, ensuring that you can rely on us for your banking needs. We also maintain significant cash reserves of approximately $42 million to ensure liquidity and support our operations effectively. While members can visit us at 1929 McArthur St, official correspondence should be sent to the same address: 1929 McArthur Street, Manchester, TN 37355. Ready to experience the difference? Visit our website at ascend.org or call us at 800-342-3086 today! We're excited to assist you on your financial journey!

Branch History & Mission

Community Focus

Ascend isn't just about transactions; it's about building relationships. We take pride in our community outreach efforts aimed at improving lives right here in Manchester. Whether through financial literacy programs or local sponsorships, we strive to make a positive difference. With convenient operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:00 AM to noon we're here when you need us most. Plus, our drive-thru service ensures that quick transactions are just a lane away!

Join Us

If you're looking for a credit union that prioritizes your needs while also focusing on the well-being of the community, look no further than Ascend. Join us today and experience firsthand the benefits of being part of a supportive family dedicated to helping you succeed financially! For inquiries or assistance, feel free to contact us at 800-342-3086. Together, let's build a brighter future!

Our Mission

At Ascend, we believe that everyone deserves the opportunity to achieve their financial goals. Our mission statement emphasizes providing quality financial services while giving back to the community we serve. We support local initiatives and partner with various organizations to ensure that our impact goes beyond mere numbers. While members can visit us at 1929 McArthur St, official correspondence should be sent to 1929 McArthur Street, Manchester, TN 37355 if different from the branch address. We are proud of our digital advancements that allow for easy online and mobile banking access. Our facilities comply with ADA standards to ensure accessibility for all members.

Branch Location & Accessibility

Contact Us Today!

Have questions or want more information? Don't hesitate to give us a call at 800-342-3086. Our dedicated team is eager to help you navigate your financial journey. We invite you to visit us soon at Ascend Manchester where community meets convenience!

Nearby Landmarks and Accessibility

Nestled in Coffee County, our Manchester branch is close to many familiar spots. You can easily pop in after visiting the nearby parks or shopping areas. We take pride in providing a welcoming environment that is fully compliant with ADA standards, ensuring everyone can access our services without any hurdles. With ample parking available right outside our doors, your visit will be as smooth as possible.

Operating Hours and Services

At Ascend, we know how important your time is. That's why our lobby hours are designed with your busy schedule in mind: Monday through Thursday from 9 AM to 6 PM, Friday from 7:30 AM to 6 PM, and Saturday from 8 AM to noon. If you prefer quick transactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. We also offer an ATM on-site for your convenience, making it easy to access cash whenever you need it. From personal banking services like checking and savings accounts to loans for vehicles and mortgages, we have something for everyone. Plus, enjoy the benefits of online and mobile banking at your fingertips!

Member Eligibility

At Ascend, we believe that becoming a member means joining a community that truly cares. If you're looking to enjoy the benefits of personalized financial services, you'll be glad to know that eligibility is open to a broad range of individuals. You can become a member if you live, work, or worship in the area around 1929 Mcarthur St Manchester Tn 37355 or are related to someone who does. This inclusive approach ensures that more people can access our supportive services. Joining is simple and straightforward. For detailed eligibility criteria, feel free to check out our resource at https://ascend.org/eligibility. Once you see how easy it is, you can start your membership journey by visiting us or giving us a call at (800) 342-3086. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds you need to purchase new equipment, hire staff, or open a new location. Our member-focused approach ensures you have access to the resources necessary for success.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services allow you to accept payments seamlessly, whether in-store or online. Picture this: a customer walks into your shop, makes a purchase with ease using their card, and leaves satisfied all while you receive the funds quickly and securely. Let us help simplify your financial operations so you can focus on what matters most growing your business. Visit us at 1929 Mcarthur St Manchester Tn 37355 in Manchester, TN or call us at (800) 342-3086 to learn more about how we can assist you!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Our ATM availability ensures that you can withdraw cash or check balances without hassle. For those who prefer face-to-face interaction, our branch also features basic drive-thru banking for quick deposits and withdrawals. We aim to make every transaction as smooth as possible.

Get in Touch!

No matter what financial service you're interested in, the friendly staff at Ascend is ready to assist you. Feel free to give us a call at (800) 342-3086 or visit us at our location in Manchester, TN. We look forward to helping you achieve your financial goals! For more information on our services or to explore how we can serve you better, please visit our website at Manchester. Let's embark on this financial journey together!

Personal Banking Made Simple

Our personal banking services include checking and savings accounts tailored to fit various lifestyles. If you're saving for a dream vacation or just want a safe place for your daily expenses, we offer options that make managing money straightforward. Additionally, our auto loans and vehicle financing help you get on the road faster, making it easier to buy that new car or truck you've been eyeing. For those looking to settle into their dream home, we provide mortgage loans and refinancing options that can save you money over time. If you're feeling overwhelmed by existing debts, our personal loans and debt consolidation services can help streamline your payments into one manageable monthly bill. And don't forget about our credit cards with rewards, which give back for every purchase you make!

Support for Local Businesses

At Ascend, we recognize the importance of supporting local businesses. That's why we offer comprehensive business banking solutions, including merchant services and business loans tailored to help you grow your enterprise. Your success is our priority, and we're here to assist with all your financial needs.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system is user-friendly, ensuring that you can easily navigate through your accounts. With features like e-statements, you can receive your bank statements electronically, making it simple to stay organized while reducing paper clutter. Plus, if you need to sign documents quickly, our electronic signature authorization allows for a hassle-free experience without needing to visit the branch. For those who enjoy mobile convenience, our mobile application is here to help. You can manage your finances right from your smartphone, whether you're making payments with just a tap through mobile payments or transferring money effortlessly using our person-to-person transfer feature.

Security and Accessibility

Security is a top priority at Ascend. Our online banking platform employs robust security measures to protect your personal and financial information. You can feel confident knowing that your data is safe while you manage your accounts in real-time. With all these features available at your fingertips, you'll find that handling your banking needs has never been easier. From checking balances to transferring funds, Ascend is committed to providing accessible services that cater to your everyday financial needs. Explore more about what we offer by visiting us online at https://ascend.org/!

Financial Strength

Growing Together

Total Share Accounts: 473,445, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,904,557 further illustrate our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 1929 Mcarthur St Manchester Tn 37355 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in You

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $44,784 in used auto loans and $3,127,764,056 in total loans and leases. Our commitment to operational efficiency is reflected in our $14,877,047, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Growth

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We provide financing options that suit your budget, making it easy for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. We're here to support local businesses as they thrive in our community.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We strive to ensure you have all the information needed to make informed decisions about your home financing.

Personal Financing Solutions

For those looking for flexibility, we also offer unsecured credit card loans with a total of $86,587,770 in loans helping members manage their finances effectively. These options allow you to handle unexpected expenses while enjoying competitive rates.

Refinancing and Eligibility

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or adjust your loan terms to better fit your financial situation. To learn more about eligibility requirements for any of our loan products, please visit our Eligibility Page. At Ascend, we're committed to providing tailored solutions that meet your individual needs. Contact us today at (800) 342-3086 or visit us at 1929 Mcarthur St Manchester Tn 37355, Manchester, TN to explore how we can assist you on your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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ASCEND FEDERAL CREDIT UNION - Manchester, TN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Manchester, TN (37355)