Ascend Credit Union La Vergne TN | Best Auto Loans & Business Banking

Introduction

Welcome to Ascend, your trusted partner in financial growth, located at 231 Waldron Rd, La Vergne, TN 37086. Since our establishment in 1951, we have proudly served our community, growing into a strong credit union with over 246,410 members. At Ascend, we believe that everyone deserves access to quality financial services tailored to their needs. With total assets of $4,385,619,742 and deposits reaching $265,625,424, we are committed to providing secure and reliable banking options for all our members. Our dedicated team of 643 employees works tirelessly to offer personalized support, ensuring that you receive the assistance you need whenever you need it. Under the leadership of CEO Matthew Jernigan and Board President Mark Rigney, we strive to foster a welcoming environment where your financial well-being is our top priority. While members can visit us at our branch address, official correspondence should be sent to 231 Waldron Road, La Vergne, TN 37086. With a range of services including auto loans, mortgages, personal loans, and business banking options, Ascend is here to help you achieve your financial goals. Join us today and experience the difference that comes with being part of a community-focused credit union. Whether you're looking for a new account or exploring loan options, we're just a phone call away at 931-455-5441. Visit our website at ascend.org for more information on how we can assist you on your financial journey!

Branch History & Mission

Commitment to Community

Ascend is not just about banking; it's about building relationships within our community. We engage in various outreach programs aimed at enhancing financial literacy and supporting local initiatives. Our team continuously seeks partnerships that uplift those around us. We also prioritize accessibility for all members. With ADA-compliant facilities and advanced digital offerings such as mobile banking and online account management, we're here to ensure that every member can access their finances conveniently.

Join Us

As we look towards the future, we invite you to be part of our journey. Experience the benefits of joining Ascend by visiting us at 231 Waldron Rd or reaching out at 931-455-5441 for more information. Together, we can achieve your financial goals while contributing positively to the La Vergne community. Whether you're looking for a new bank or want to deepen your financial knowledge, Ascend is here for you every step of the way. Join us today!

Our Journey

Located at 231 Waldron Rd, La Vergne, TN 37086, our branch has evolved significantly over the years. We've expanded our services and embraced new technologies to meet the changing needs of our community. Whether it's through personal banking services or tailored loan options, we are dedicated to empowering our members on their financial journeys. Our mission is clear: to provide exceptional financial services while fostering a supportive community environment. We believe that banking should be accessible and beneficial for everyone. This is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards all designed with our members' best interests in mind.

Branch Location & Accessibility

Welcome to Ascend, your friendly neighborhood credit union located at 231 Waldron Rd in La Vergne, TN! We are proud to serve our community with a variety of banking services designed to meet your needs. Our branch is conveniently situated near local landmarks, making it easy for you to find us. Whether you're on your way home from the nearby parks or shopping areas, stopping by is a breeze. At Ascend, we understand that accessibility is key. Our location features ample parking and is equipped with ADA-compliant facilities, ensuring everyone can easily visit us. If you prefer to bank without stepping inside, our drive-thru service allows for quick and simple transactions, including deposits and withdrawals. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9 a.m. to 6 p.m., and on Saturday from 9 a.m. to 1 p.m., so you have plenty of time to take care of your banking needs. For those who prefer digital banking options, we offer ATM services right here at our branch for easy cash withdrawals and balance checks. If you have any questions or need assistance, don't hesitate to give us a call at 931-455-5441. While members can visit us at 231 Waldron Rd, official correspondence should be sent to our mailing address at 231 Waldron Road, La Vergne, TN 37086. We look forward to welcoming you into our branch and helping you with all your financial needs! Come see us today!

Member Eligibility

At Ascend, we believe that joining our community means more than just opening a bank account; it's about being part of a family that supports each other. Becoming a member is easy and welcoming for everyone in our area. If you live, work, worship, or attend school in certain regions, you're likely eligible to join us! We pride ourselves on being inclusive and supportive, so don't hesitate to reach out. You can check the specific eligibility details at https://ascend.org/eligibility for the most accurate information. Opening an account is straightforward and designed with your convenience in mind. Simply visit us at 231 Waldron Rd La Vergne Tn 37086 or call us at (931) 455-5441 to learn how you can take the first step toward membership today. Our friendly team is here to guide you through the process and answer any questions you may have. Embrace the benefits of membership at Ascend your journey to better banking starts here!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments seamlessly, whether online or in-person. This flexibility not only enhances customer experience but also streamlines your operations, allowing you to focus on what you do best running your business. Located at 231 Waldron Rd La Vergne Tn 37086 in La Vergne, TN, we're here to help local businesses thrive. Call us at (931) 455-5441 to learn more about how our business banking solutions can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, our Business Banking services, including Merchant Services and Business Loans, are crafted to support growth and streamline operations. We know that running a business comes with unique challenges, so we're here to assist you every step of the way.

Credit Options

We also understand that life can bring unexpected expenses, which is why our Personal Loans & Debt Consolidation solutions are designed to help ease financial burdens. Whether it's consolidating debt or funding a large purchase, we provide loans with terms tailored to your needs. Looking to earn rewards on your everyday purchases? Check out our Credit Cards with Rewards, which offer benefits that align with your spending habits, making every dollar spent work harder for you.

Digital Banking Convenience

In today's world, convenience matters. That's why we offer robust Online & Mobile Banking features allowing you to manage your accounts from anywhere at any time. Whether you need to transfer funds, check balances, or pay bills, our digital tools are designed for ease of use. Need cash? Our ATM services provide easy access for withdrawals and balance checks without long waits. Plus, with our Basic Drive-Thru Banking services available for deposits and simple transactions, accessing your funds has never been easier.

Join Us Today!

At Ascend, we pride ourselves on being more than just a credit union; we're part of the community. Our goal is to empower you with the resources needed for financial success. Ready to take the next step? Visit us at 231 Waldron Rd La Vergne Tn 37086 or give us a call at (931) 455-5441 today! Explore how we can assist you in achieving your financial dreams. For more information about our services or to learn about membership eligibility, visit us online at La Vergne.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that cater to various lifestyles and financial goals. Imagine having a checking account that fits your daily spending while also building savings for that dream vacation or emergency fund. With our accounts, you can easily manage your money and watch it grow. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward to drive away in your new car. Our competitive rates and flexible terms ensure that you find a loan that works within your budget. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing services can guide you through the process. We provide personalized support to help you understand your options and find the best fit for your situation.

Digital & Online Banking

Key Features

Keeping your financial information secure is a top priority for us. Our electronic signature authorization allows you to sign documents safely online, reducing the hassle of paperwork while ensuring your data remains protected. You can also take advantage of e-statements, making it easy to stay organized without the clutter of paper. For those moments when you need to send money quickly, our person-to-person transfer feature lets you send cash directly to friends or family with just a few taps on your phone. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature too making transactions smoother than ever. We aim to provide an accessible and user-friendly experience that empowers you to manage your accounts in real-time. With everything at your disposal through Ascend, banking feels less like a chore and more like an effortless part of your daily routine. So why wait? Dive into the convenience of online banking today!

Financial Strength

At Ascend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,784 in used auto loans and $3,127,764,056 in total loans and leases. Our operational efficiency is reflected in our $28,762,850, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,904,557. Total Share Accounts: 473,445, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 231 Waldron Rd La Vergne Tn 37086 or call (931) 455-5441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Our Loan Products

With over 142709 loans issued, we've helped thousands of members achieve their financial goals. Our diverse offerings include auto loans, mortgage loans, and unsecured credit card loans, all designed with competitive rates to make borrowing as easy as possible. If you're considering buying a new car, our auto loans offer some of the lowest rates in the industry. We have already issued over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans to help members get on the road with confidence. Thinking about homeownership? Our mortgage options are here to assist you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, making buying or refinancing simple. For those looking for flexible borrowing options without collateral, we also provide unsecured credit card loans. With a total of $86,587,770 in unsecured credit card loans issued, our members can manage their finances effectively while enjoying the benefits of credit.

Refinancing and Eligibility

If you're currently holding a loan elsewhere and are interested in potential savings through refinancing options or want to check your eligibility for any of our products, don't hesitate to reach out. We're committed to helping you find solutions that work best for your situation. For more information on our loan offerings or to explore eligibility options further, feel free to contact us at 931-455-5441 or visit us at 231 Waldron Rd La Vergne TN 37086. Our team is ready to assist you Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey with confidence!

Loan Aggregator

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Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans