Ascend Credit Union Gallatin TN | Top Auto Loans & Personal Banking

Introduction

Welcome to Ascend, your trusted partner in financial growth located at 624 Davis Dr, Gallatin, TN 37066. Established in 1951, our credit union has proudly served the community for over seven decades, building strong relationships with our 246,410 members and counting. With total assets reaching an impressive $4,385,619,742, we are committed to providing personalized banking solutions that empower you to reach your financial goals. At Ascend, we understand that every member's journey is unique. Whether you're looking for a new auto loan from our robust portfolio of over 142,709 loans and leases or simply need a safe place to grow your savings with our total deposits of $265,625,424, we have tailored options just for you. Our mission is to offer financial products that enhance your life while maintaining a solid foundation with a net worth of $612,924,490. Our leadership team is dedicated to fostering a welcoming environment where you can thrive. Under the guidance of our CEO, Matthew Jernigan, and Board President, Mark Rigney, we prioritize transparency and community engagement. With a workforce of 643 employees, we're here to assist you with any questions or concerns you may have. While members can visit us at our branch in Gallatin for all their banking needs including personal checking and savings accounts, credit cards with rewards, and business loans official correspondence should be sent to our mailing address if it differs from the branch location. We invite you to explore our services further on our website at ascend.org or give us a call at 800-342-3086. Join us as we continue to grow together and make meaningful contributions to the community! Your financial success starts here at Ascend.

Branch History & Mission

A Call to Action

We invite you to join the Ascend family and experience the difference that comes from being part of a credit union dedicated to your financial well-being. Whether you need a checking account, an auto loan, or resources for your business, we are here for you. Visit us during our operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. or give us a call at (800) 342-3086. Together, let's build a brighter future for you and our community!

Our Journey

Located at 624 Davis Dr, Gallatin, TN 37066, our branch has seen significant growth since its inception. Over the years, we have embraced change and innovation, ensuring that our services meet the evolving needs of our community. We believe that everyone deserves access to financial tools that empower them to thrive. With this belief at the core of our mission, we offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we expanded, we also focused on enhancing accessibility. We are proud to provide ADA-compliant facilities and digital advancements like online banking and mobile payments. These initiatives make banking easier for everyone in our community.

Our Mission

At Ascend, our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support. We aim to help our members achieve their financial goals through personalized service and innovative products. Our commitment extends beyond just banking; we engage in various outreach efforts that uplift local organizations and support initiatives that strengthen Gallatin. While members can visit us at 624 Davis Dr Gallatin Tn 37066, official correspondence should be sent to the same address as there is no separate mailing address.

Branch Location & Accessibility

Welcome to the Ascend branch located at 624 Davis Dr in Gallatin, TN! We're delighted to serve our members in this vibrant community. Our branch is easily accessible, making it convenient for you to handle your banking needs. Whether you're visiting us from nearby landmarks like the beautiful Old Hickory Lake or coming from downtown Gallatin, you'll find our location to be a breeze. At Ascend, we prioritize your comfort and accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, we offer ample parking space for your convenience. If you prefer banking on the go, we have ATM services available right here at the branch. Our operating hours are designed with your schedule in mind: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m. This gives you plenty of opportunities to stop by, whether you're looking to open a new account, apply for an auto loan, or simply ask questions about our services. For those who prefer the drive-thru experience, we also provide a drive-thru banking option that allows you to complete simple transactions without leaving your vehicle. Should you need further assistance or have any inquiries, feel free to give us a call at 800-342-3086. While members can visit us at 624 Davis Dr for all their banking needs, please note that official correspondence should be directed to our mailing address if provided in future updates. We invite you to come visit us at Ascend where friendly service meets convenience!

Member Eligibility

Becoming a member of Ascend is like joining a family that cares about your financial well-being. To be eligible, you simply need to meet a few friendly criteria, which generally include living, working, or worshiping in the local community or being related to an existing member. This means that if you're part of our vibrant Gallatin community at 624 Davis Dr Gallatin Tn 37066, there's a good chance you can become one of us! Not only do we offer competitive rates and personalized service, but membership also opens the door to exclusive financial products tailored just for you. If you're interested in learning more about the specific eligibility requirements, feel free to check out our detailed information here. When you're ready to take the next step, opening an account is simple and straightforward just visit our account opening page here or give us a call at (800) 342-3086. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is key for any business. Our merchant services simplify transactions so you can focus on what you do best running your business. From accepting credit cards to managing payments online, we provide the tools that help you stay competitive and responsive to customer needs. Located at 624 Davis Dr Gallatin Tn 37066 in Gallatin, TN, we're here to partner with you on your journey towards success. Let's build a brighter future together! For more information, call us at (800) 342-3086 or visit our website at https://ascend.org/.

Comprehensive List Of Services

Accessible Cash Services

Need cash quickly? Our convenient ATM and cash withdrawal services ensure that you're never far from your funds. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, we prioritize efficiency so you can get back to what matters most. In addition to these offerings, we pride ourselves on being a resource for our members. Have questions? Call us at (800) 342-3086 or visit us at our branch located at 624 Davis Dr Gallatin Tn 37066 in Gallatin, TN. Explore how our comprehensive list of services can meet your financial needs by visiting us today! At Ascend, we're more than just a credit union; we're partners in achieving your financial goals.

Business Banking Services

For entrepreneurs, our business banking services are designed with your needs in mind. From merchant services to secure business loans, we provide the tools necessary for you to thrive in today's competitive market. Your success is important to us, and we are here to support your business journey.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Whether it's making deposits, transferring funds, or checking balances, you can do it all with just a few taps on your smartphone.

Home Financing Solutions

Thinking about buying a home or refinancing? With our mortgage loans and refinancing options, we help turn your homeownership dreams into reality. You can trust us to provide competitive rates and personalized advice based on your unique situation.

Personal Banking

Whether you're looking to open a checking account or save for a special goal, our personal banking services have got you covered. We offer checking and savings accounts that fit your lifestyle, ensuring you have easy access to your money whenever you need it. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options make the process straightforward and stress-free. Imagine driving off in your dream car without the hassle our friendly team is here to guide you every step of the way.

Personal Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, we offer flexible solutions that can ease your financial burden. Plus, don't forget to check out our credit cards with rewards they're perfect for earning benefits while you spend!

Digital & Online Banking

Accessibility and Convenience

In addition to standard banking features, we support mobile payments, so you can pay directly from your device wherever you are. Our services are designed for ease of use, allowing you to take control of your finances without any hassle. In summary, Ascend is committed to providing an exceptional online banking experience that keeps your needs front and center. Explore our offerings today and enjoy the freedom of managing your finances anytime, anywhere!

Key Services

With just a few clicks, you can manage your money through our user-friendly online banking portal at https://ascend.org/. From checking your account balances to making transfers, everything is designed with you in mind. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and securely. Plus, if you're busy and can't make it to the branch, our mobile application gives you all the tools you need right at your fingertips.

Security Features

Your security is our priority. We use electronic signature authorization to ensure that all transactions are safe and verified. You can also opt for e-statements, which not only help reduce paper clutter but also allow for easy tracking of your financial activities.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 473,445, showing a strong and growing member base that trusts us with their finances. This growth not only reflects confidence but also strengthens our ability to provide quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 624 Davis Dr Gallatin Tn 37066 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $14,877,047, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $44,784 in used auto loans and $3,127,764,056 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, ensuring you can drive away with confidence.

Business Solutions

If you're a business owner, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are here to support you every step of the way.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing easy. We provide guidance throughout the process to help you make informed decisions for your future.

Personal Financing

For those looking for flexibility, our unsecured credit card loans total $86,587,770, allowing members to manage their finances effectively without collateral. Enjoy competitive interest rates and flexible repayment options tailored to your lifestyle.

Refinancing and Eligibility

We also offer refinancing options for existing loans to help you save money or adjust terms according to your current financial situation. To see if you qualify for any of our loan products or refinancing options, please visit our eligibility page at https://ascend.org/eligibility. To discuss our loan offerings further or get started with an application, feel free to reach out at (800) 342-3086 or visit us at 624 Davis Dr Gallatin Tn 37066 in Gallatin, TN. We're here to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

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ASCEND FEDERAL CREDIT UNION - Gallatin, TN

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